← Map/← North Carolina/Counties/Madison

Madison
North Carolina

21K

Population

$57K

Median Income

$391K

Median Home

R+24

Politics

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What stands out

Against every county in America, Madison County is unusual in three ways: the overdose death rate is in the top 11% of American counties (33 per 100,000), the share working from home is in the top 13% of American counties (12%), and the school test score is in the top 13% of American counties (3.33 where 3.0 is grade level). Within North Carolina it ranks 26th of 100 counties for the overdose death rate.

Where you are

You live in Madison County, North Carolina. 21,414 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +278).

North Carolina has a flat income tax that is being cut each year, 3.99% for 2026 after 4.25% in 2025, with 3.49% scheduled for 2027 if revenue triggers are met, and it does not tax Social Security. Property taxes are moderate and reassessments happen every four to eight years by county. The Research Triangle and Charlotte have driven a decade of in-migration; the mountains and the Outer Banks are second-home markets with hurricane and flood exposure on the coast.

Money

The typical household here brings in $56,664 a year, lower than 62% of American counties. Employers pay an average wage of $47,583. Unemployment runs 3.4%, higher than 51% of American counties. 12% of workers work from home.

North Carolina takes 4.0% of that median income in state income tax, about $2,261 a year.

Home

The median home costs $395K, pricier than 85% of American counties, about 2.9 years of the median household's income. A two-bedroom rents for around $748 a month. Property tax is 0.54% of home value, roughly $1,283 a year on that median home, lower than 83% of American counties. 77% of households own rather than rent.

Safety and health

Violent crime here is 3.5 per 1,000 residents, lower than 72% of American counties. Drug overdoses killed 33 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 75.8 years, longer than 50% of American counties. There are 23 active physicians in the county, about 10.7 per 10,000 people. 10.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.35 where 3.0 is national grade level, higher than 87% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 24 points. 75% of eligible voters turned out. Under North Carolina law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is illegal.

Weather and risk

The year averages 56°F, highs near 66 and lows near 45, warmer than 50% of American counties. About 42 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 35 out of 100, safer than 65% of American counties; the county has had 23 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 166 Mbps down, slower than 65% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$57K
This county
national avg ~$75K
Poverty Rate15.0%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$25,980
Federal Spending per Capita$1,950
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers39.4%
Average Adjusted Gross Income$59K
Avg Credit Score665
Work From Home %12.4%
This county
national avg 17.0%
Population Under 1817.6%
This county
national avg 22.0%
Single-Person Households30.2%
This county
national avg 28.0%
Banks & Finance Firms5
Income (20th Percentile)$23K
Income (80th Percentile)$117K
Income (95th Percentile)$211K
Bachelor's Degree or Higher32.2%
This county
national avg 34.3%
Less Than High School11.1%
This county
national avg 11.0%
Knowledge Economy GDP %7.2%
Dependency Ratio0.68
Medicare Spending / Person$3,458
SS Benefits / Person$4,773
Education Wage Premium1.70x
Median Earnings (Bachelor's)$50K
Median Earnings (Graduate)$57K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients0.9%
Average Annual Wage$48K
Professional Services Concentration0.35x national
This county
1.0 = national average share
Federal Government Jobs Located Here69
Federal Share of Jobs Located Here1.6%
Residents Who Work for the Federal Government1.9%
Federal Civilian Share of Earnings2.6%
Federal Contract Dollars Performed Here (FY2025)$10M
Contract Dollars Relative to Local Wages0.05x wages
Largest Award's Share of Contract Dollars34%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$391K
This county
$335K state avg
$303K national
Market Rent (ZORI)$760/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.54%
This county
0.70% state avg
1.10% national

Annual tax on median home: $1,283

Affordability & Supply

HUD Fair Market Rent (2BR)$1,835/mo
Home Price Change (1 yr)-5.1%−+9.9% since 2024
Home Value to Income Ratio2.9x income
Severely Cost-Burdened Households9.9%
Homeownership Rate76.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
19.5%
Active Listings
140
New Listings / Month
26

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
199 days
Months of Supply (Redfin)— Balanced market
5.8 mo
Sold Above List (Redfin)
6.9%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
95.5%

Source: Redfin · Updated monthly

Health

Life Expectancy75.8 yrs
This county
national avg ~78.5 years
Food Insecurity13.3%
This county
national avg ~11%
Food Environment Index7.4 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score21
Healthcare Shortage Score18.7
Healthcare Offices24
Obesity Rate (BRFSS)34.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.3%
This county
national avg 32.0%
Active Physicians23
Nursing Home Rating2.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients448 / 1,000
Medicare Cost per Beneficiary$11,419
Uninsured (under 65)10.2%
This county
national avg ~10%
Adults with Depression27.4%

Education

Math Test Scores3.33 grade level
Reading Test Scores3.38 grade level
HS Diploma Holders4,035
Bachelor's Degree Holders3,298
HS Completion Rate88.9%
This county
national avg ~85%
Private Schools7

Safety

Violent Crime Rate3.5 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate12.0 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate30.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities2
Social Vulnerability (CDC SVI)35th pct
Drug Overdose Deaths (2024)33.1 / 100K
Suicide Rate15.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.9
January Sunshine0.59
January Temperature0.27
Average Temp56°F+1.1% since 2022
Avg High Temp66°F+0.5% since 2022
Avg Low Temp45°F+1.8% since 2022
Median AQIAQI 46
Good Air Days228 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation42.0 in/yr-5.0% since 2022
Avg Storm Events3.0 storms/yr
Avg Annual Storm Damage$51K
Drought Index (2022)-0.54
Heating Degree Days4,247 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days855 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,735 HDD/yr
Cooling Degree Days (1901–2000 Baseline)674 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.6
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)35 / 100
Community Resilience (FEMA)41 / 100
Federal Disaster Declarations23 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)19 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries0 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed166 Mbps
This county
national avg ~120 Mbps
Upload Speed146 Mbps
Fixed Internet (Q1 2026)226 Mbps
Mobile Internet (Q1 2026)131 Mbps
Mobile Upload (Q1 2026)22 Mbps
Mobile Latency (Q1 2026)44 ms
Households with 100Mbps+82.5%
This county
national avg 75.0%
Cellular-Only Internet12.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)189 Mbps

EV Infrastructure

EV Charging Stations3 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers6

Commute & Transit

Remote Workers1,159 workers
Public Transit Commuters14 workers
Walk to Work (workers)184 workers
Extreme Commutes (90+ min)286 workers
Bike Commuters0.0%
Walk to Work2.0%

Families & Childcare

Childcare Cost Burden25.8%
This county
national median ~27% of household income
Childcare Centers10.3 per 10K residents

Civic & Community

Voter Turnout74.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.151
Nonprofit Organizations128
Veterans Share8.3%
This county
national avg 7.0%
Married Adults54.7%
Never-Married Adults24.8%
Divorced Adults12.6%
Religious Organizations19
Asian Population0.4%
Native American Population0.1%
Membership Associations9.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.46 per 1K residents
Colleges & Universities1
Nursing & Care Facilities6
Grocery Stores6
Arts & Entertainment Venues4
Hotels & Lodging9
Recreation Businesses6
Professional Services Firms29
Real Estate Firms24
Debt Burden
Avg Mortgage Balance$47K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate48.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+24

2024 Presidential · North Carolina was R+3 statewide

vs North Carolina State

Income tax
4.5%Same (state law)
Property tax
0.54%0.7% state avg
Politics
R+24R+3
COL Index
94state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +278

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.23x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Madison County

Median home value: $395K

View on Zillow →View on Realtor.com →

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Full North Carolina profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable