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Graham
North Carolina

8K

Population

$46K

Median Income

$221K

Median Home

R+60

Politics

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What stands out

What stands out about Graham County: the share working from home is in the bottom 5% of American counties (2%), unemployment is in the top 7% of American counties (5.4%), and home internet speed is in the bottom 8% of American counties (82 Mbps). Within North Carolina it ranks 1st of 100 counties for the share working from home, counting from the bottom.

Where you are

You live in Graham County, North Carolina. 8,047 people live here with you, so most faces are familiar. The population held steady at 0.3% last year, and more Americans moved in than out (net +31).

North Carolina has a flat income tax that is being cut each year, 3.99% for 2026 after 4.25% in 2025, with 3.49% scheduled for 2027 if revenue triggers are met, and it does not tax Social Security. Property taxes are moderate and reassessments happen every four to eight years by county. The Research Triangle and Charlotte have driven a decade of in-migration; the mountains and the Outer Banks are second-home markets with hurricane and flood exposure on the coast.

Money

The typical household here brings in $46,010 a year, lower than 87% of American counties. Employers pay an average wage of $48,748. Unemployment runs 5.4%, higher than 93% of American counties. 2% of workers work from home; for the rest the average commute is 24 minutes each way.

North Carolina takes 4.0% of that median income in state income tax, about $1,836 a year.

Home

The median home costs $226K, cheaper than 53% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $608 a month. Property tax is 0.63% of home value, roughly $850 a year on that median home, lower than 73% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 57% of American counties. Drug overdoses killed 29 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 74.8 years, shorter than 62% of American counties. There are 3 active physicians in the county, about 3.7 per 10,000 people. 12.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.16 where 3.0 is national grade level, higher than 67% of American counties. 84% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 60 points, among the most lopsided counties in the country. 71% of eligible voters turned out. Under North Carolina law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is illegal.

Weather and risk

The year averages 55°F, highs near 66 and lows near 43, colder than 55% of American counties. About 53 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 9 out of 100, safer than 91% of American counties; the county has had 17 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 82 Mbps down, slower than 92% of American counties. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$46K
This county
national avg ~$75K
Poverty Rate14.8%
This county
national avg ~11.5%
Unemployment Rate5.4%
This county
national avg ~3.8%
GDP per Capita$39,440
Federal Spending per Capita$749
Median Individual Earnings$35K
This county
national avg $45K
Professional/Management Workers28.3%
Average Adjusted Gross Income$53K
Avg Credit Score659
Work From Home %2.3%
This county
national avg 17.0%
Population Under 1820.3%
This county
national avg 22.0%
Single-Person Households31.5%
This county
national avg 28.0%
Banks & Finance Firms3
Income (20th Percentile)$22K
Income (80th Percentile)$94K
Income (95th Percentile)$177K
Bachelor's Degree or Higher13.8%
This county
national avg 34.3%
Less Than High School15.9%
This county
national avg 11.0%
Knowledge Economy GDP %7.4%
Dependency Ratio0.78
Medicare Spending / Person$3,488
SS Benefits / Person$4,862
Education Wage Premium1.71x
Median Earnings (Bachelor's)$45K
Median Earnings (Graduate)$63K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients0.4%
Average Annual Wage$49K
Professional Services Concentration0.36x national
This county
1.0 = national average share
Federal Government Jobs Located Here33
Federal Share of Jobs Located Here1.7%
Residents Who Work for the Federal Government3.4%
Federal Civilian Share of Earnings3.1%
Federal Contract Dollars Performed Here (FY2025)$7M
Contract Dollars Relative to Local Wages0.07x wages
Largest Award's Share of Contract Dollars82%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$221K
This county
$335K state avg
$303K national
Market Rent (ZORI)$580/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.63%
This county
0.70% state avg
1.10% national

Annual tax on median home: $850

Affordability & Supply

HUD Fair Market Rent (2BR)$925/mo
Home Price Change (1 yr)+0.9%++2.1% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households6.7%
Homeownership Rate79.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
14.0%
Active Listings
57
New Listings / Month
9

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
46 days
Months of Supply (Redfin)— High inventory — buyers market
8.9 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
95.5%

Source: Redfin · Updated monthly

Health

Life Expectancy74.8 yrs
This county
national avg ~78.5 years
Food Insecurity15.0%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score13
Dental Care Shortage Score15
Healthcare Shortage Score14.0
Healthcare Offices5
Obesity Rate (BRFSS)35.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.8%
This county
national avg 32.0%
Active Physicians3
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients545 / 1,000
Medicare Cost per Beneficiary$10,859
Uninsured (under 65)12.4%
This county
national avg ~10%
Adults with Depression27.5%

Education

Math Test Scores3.12 grade level
Reading Test Scores3.19 grade level
HS Diploma Holders1,743
Bachelor's Degree Holders588
HS Completion Rate84.1%
This county
national avg ~85%

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Traffic Fatalities5
Social Vulnerability (CDC SVI)69th pct
Drug Overdose Deaths (2024)29.3 / 100K

Climate & Air Quality

Natural Amenity Scale3.1
January Sunshine0.59
January Temperature0.35
Average Temp55°F+0.6% since 2022
Avg High Temp66°Fno change since 2022
Avg Low Temp43°F+1.4% since 2022
Median AQIAQI 46
Good Air Days188 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation53.1 in/yr-7.5% since 2022
Avg Storm Events2.4 storms/yr
Avg Annual Storm Damage$0
Ozone Days242 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.60
Heating Degree Days4,451 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days673 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,747 HDD/yr
Cooling Degree Days (1901–2000 Baseline)612 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)9 / 100
Community Resilience (FEMA)17 / 100
Federal Disaster Declarations17 since 1953
Fine Particulate Pollution (PM2.5)5.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)8 properties

Internet & Remote Work

Download Speed82 Mbps
This county
national avg ~120 Mbps
Upload Speed26 Mbps
Fixed Internet (Q1 2026)207 Mbps
Mobile Internet (Q1 2026)144 Mbps
Mobile Upload (Q1 2026)14 Mbps
Mobile Latency (Q1 2026)50 ms
Households with 100Mbps+81.8%
This county
national avg 75.0%
Cellular-Only Internet7.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)41 Mbps

EV Infrastructure

EV Charging Stations3 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers9

Commute & Transit

Remote Workers71 workers
Public Transit Commuters0 workers
Walk to Work (workers)59 workers
Extreme Commutes (90+ min)60 workers
Avg Commute Time23.5 min
This county
national avg ~27 min
Walk to Work1.9%

Families & Childcare

Childcare Cost Burden23.1%
This county
national median ~27% of household income
Childcare Centers19.3 per 10K residents

Civic & Community

Voter Turnout70.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.247
Nonprofit Organizations53
Veterans Share7.0%
This county
national avg 7.0%
Married Adults54.3%
Never-Married Adults25.7%
Divorced Adults13.3%
Religious Organizations11
Native American Population8.9%
Membership Associations14.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.83 per 1K residents
Grocery Stores4
Hotels & Lodging8
Professional Services Firms6
Real Estate Firms7
Debt Burden
Avg Mortgage Balance$45K
Avg Student Loan Balance$5K
Avg Credit Card Balance$4K
Loan Delinquency Rate50.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+60

2024 Presidential · North Carolina was R+3 statewide

vs North Carolina State

Income tax
4.5%Same (state law)
Property tax
0.63%0.7% state avg
Politics
R+60R+3
COL Index
94state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +31

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.11x avg income)

Economic Mobility

38%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Graham County

Median home value: $226K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable