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Cumberland
North Carolina

335K

Population

$56K

Median Income

$233K

Median Home

D+17

Politics

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What stands out

If you had to describe Cumberland County in numbers, start here: home internet speed is in the top 2% of American counties (313 Mbps), homeownership is in the bottom 2% of American counties (53%), and natural-hazard risk is in the top 7% of American counties (93 of 100). Within North Carolina it ranks 4th of 100 counties for home internet speed.

Where you are

You live in Cumberland County, North Carolina. 335,207 people live here with you. The population grew 0.3% last year, and more Americans moved out than in (net -2,125).

North Carolina has a flat income tax that is being cut each year, 3.99% for 2026 after 4.25% in 2025, with 3.49% scheduled for 2027 if revenue triggers are met, and it does not tax Social Security. Property taxes are moderate and reassessments happen every four to eight years by county. The Research Triangle and Charlotte have driven a decade of in-migration; the mountains and the Outer Banks are second-home markets with hurricane and flood exposure on the coast.

Money

The typical household here brings in $55,551 a year, lower than 66% of American counties. Employers pay an average wage of $55,785. Unemployment runs 5.1%, higher than 90% of American counties. 6% of workers work from home.

North Carolina takes 4.0% of that median income in state income tax, about $2,216 a year.

Home

The median home costs $234K, pricier than 50% of American counties, about 2.5 years of the median household's income. A two-bedroom rents for around $993 a month. Property tax is 1.06% of home value, roughly $1,767 a year on that median home, higher than 64% of American counties. 53% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 63% of American counties. Drug overdoses killed 36 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 73.9 years, shorter than 72% of American counties. There are 958 active physicians in the county, about 28.6 per 10,000 people. Medicare rates the local hospitals 3.5 of 5 stars. 8.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.01 where 3.0 is national grade level, lower than 59% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 17 points. 60% of eligible voters turned out. Under North Carolina law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is illegal.

Weather and risk

The year averages 63°F, highs near 74 and lows near 52, warmer than 75% of American counties. About 40 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 93 out of 100, riskier than 93% of American counties; the county has had 23 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 313 Mbps down, faster than 98% of American counties. There are 10 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 4 breweries, 4 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$56K
This county
national avg ~$75K
Poverty Rate15.9%
This county
national avg ~11.5%
Unemployment Rate5.1%
This county
national avg ~3.8%
GDP per Capita$68,489
Federal Spending per Capita$5,426
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers34.6%
Average Adjusted Gross Income$58K
Avg Credit Score653
Work From Home %5.5%
This county
national avg 17.0%
Population Under 1824.9%
This county
national avg 22.0%
Single-Person Households32.8%
This county
national avg 28.0%
Banks & Finance Firms141
Income (20th Percentile)$24K
Income (80th Percentile)$107K
Income (95th Percentile)$189K
Bachelor's Degree or Higher26.9%
This county
national avg 34.3%
Less Than High School7.7%
This county
national avg 11.0%
Knowledge Economy GDP %7.3%
Dependency Ratio0.60
Medicare Spending / Person$2,231
SS Benefits / Person$3,123
Education Wage Premium2.18x
Median Earnings (Bachelor's)$48K
Median Earnings (Graduate)$69K
Median Earnings (HS Diploma)$32K
Public Assistance Recipients1.9%
Average Annual Wage$56K
Professional Services Concentration0.72x national
This county
1.0 = national average share
Federal Government Jobs Located Here14,866
Federal Share of Jobs Located Here12.2%
Residents Who Work for the Federal Government8.7%
Federal Civilian Share of Earnings12.9%
Federal Contract Dollars Performed Here (FY2025)$1.2B
Contract Dollars Relative to Local Wages0.17x wages
Largest Award's Share of Contract Dollars20%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$233K
This county
$335K state avg
$303K national
Median Sale Price$224K
This county
$303K national
Market Rent (ZORI)$1435/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate1.06%
This county
0.70% state avg
1.10% national

Annual tax on median home: $1,767

Affordability & Supply

HUD Fair Market Rent (2BR)$1,251/mo
Home Price Change (1 yr)+4.0%−+1.1% since 2024
Home Value to Income Ratio2.5x income
Severely Cost-Burdened Households15.8%
Homeownership Rate52.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.9%
Listings with Price Cuts— High — sellers are negotiating
25.9%
Sold Above List Price
21.7%
Median Days to Close
32 days
Active Listings
1,266
New Listings / Month
386

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
34 days
Months of Supply (Redfin)— Balanced market
3.3 mo
Sold Above List (Redfin)
20.3%

Sale-to-List Cross-Reference

Zillow 97.9%  ·  Redfin 98.5%

Source: Redfin · Updated monthly

Health

Life Expectancy73.9 yrs
This county
national avg ~78.5 years
Hospital Rating3.5 / 5
This county
national avg 3.0 stars
Food Insecurity14.1%
This county
national avg ~11%
Food Environment Index6.4 / 10
This county
higher = better access
Primary Care Shortage Score19
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score21
Healthcare Shortage Score19.3
Healthcare Offices523
Obesity Rate (BRFSS)41.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)21.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)38.9%
This county
national avg 32.0%
Active Physicians958
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients585 / 1,000
Medicare Cost per Beneficiary$10,790
Uninsured (under 65)8.8%
This county
national avg ~10%
Adults with Depression24.8%

Education

Math Test Scores2.92 grade level
Reading Test Scores3.10 grade level
HS Diploma Holders47,926
Bachelor's Degree Holders36,206
HS Completion Rate92.3%
This county
national avg ~85%
Private Schools75

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate20.3 / 100K
This county
national avg ~13.6/100K
Homicide Rate11.3 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate45.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities139
Social Vulnerability (CDC SVI)94th pct
Drug Overdose Deaths (2024)36.4 / 100K
Suicide Rate16.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.7
January Sunshine0.86
January Temperature0.84
Average Temp63°F-0.6% since 2022
Avg High Temp74°F-0.8% since 2022
Avg Low Temp52°F-0.2% since 2022
Median AQIAQI 48
Good Air Days201 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation40.4 in/yr+7.2% since 2022
Avg Storm Events14.4 storms/yr
Avg Annual Storm Damage$65K
Ozone Days122 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-1.46
Heating Degree Days2,786 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,948 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,068 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,695 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year3.8
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)93 / 100
Community Resilience (FEMA)44 / 100
Federal Disaster Declarations23 since 1953
Fine Particulate Pollution (PM2.5)6.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)71 properties
FAA-Registered Airports12 total
Airports (excl. heliports)10 airports

Brewery Scene

Total Breweries4 breweries
Microbreweries1 microbreweries
Brewpubs3 brewpubs

Internet & Remote Work

Download Speed313 Mbps
This county
national avg ~120 Mbps
Upload Speed87 Mbps
Fixed Internet (Q1 2026)457 Mbps
Mobile Internet (Q1 2026)300 Mbps
Mobile Upload (Q1 2026)31 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+99.4%
This county
national avg 75.0%
Cellular-Only Internet9.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)193 Mbps

EV Infrastructure

EV Charging Stations24 stations
DC Fast Chargers41 chargers
Level 2 EV Chargers33

Commute & Transit

Remote Workers8,482 workers
Public Transit Commuters688 workers
Walk to Work (workers)6,759 workers
Extreme Commutes (90+ min)2,752 workers
Bike Commuters0.1%
Walk to Work4.4%

Families & Childcare

Childcare Cost Burden28.7%
This county
national median ~27% of household income
Childcare Centers8.6 per 10K residents
Childcare Facilities110

Civic & Community

Voter Turnout60.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.452
Nonprofit Organizations1,156
Veterans Share18.4%
This county
national avg 7.0%
Married Adults46.8%
Never-Married Adults36.1%
Divorced Adults11.4%
Religious Organizations242
Asian Population2.5%
Native American Population1.2%
Membership Associations9.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.65 per 1K residents
Colleges & Universities7
Nursing & Care Facilities67
Grocery Stores99
Arts & Entertainment Venues19
Hotels & Lodging72
Recreation Businesses66
Professional Services Firms476
Veterinary Practices38
Real Estate Firms326
Museums4
Debt Burden
Avg Mortgage Balance$60K
Avg Student Loan Balance$15K
Avg Credit Card Balance$4K
Loan Delinquency Rate54.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.08%

Politics

D+17

2024 Presidential · North Carolina was R+3 statewide

vs North Carolina State

Income tax
4.5%Same (state law)
Property tax
1.06%0.7% state avg
Politics
D+17R+3
COL Index
94state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -2K

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.81x avg income)

Economic Mobility

35%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Cumberland County

Median home value: $234K

View on Zillow →View on Realtor.com →

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Full North Carolina profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable