← Map/← North Carolina/Counties/Chowan

Chowan
North Carolina

14K

Population

$51K

Median Income

$231K

Median Home

R+16

Politics

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What stands out

What stands out about Chowan County: homeownership is in the bottom 14% of American counties (64%). Within North Carolina it ranks 20th of 100 counties for homeownership, counting from the bottom.

Where you are

You live in Chowan County, North Carolina. 13,835 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +99).

North Carolina has a flat income tax that is being cut each year, 3.99% for 2026 after 4.25% in 2025, with 3.49% scheduled for 2027 if revenue triggers are met, and it does not tax Social Security. Property taxes are moderate and reassessments happen every four to eight years by county. The Research Triangle and Charlotte have driven a decade of in-migration; the mountains and the Outer Banks are second-home markets with hurricane and flood exposure on the coast.

Money

The typical household here brings in $51,188 a year, lower than 76% of American counties. Employers pay an average wage of $49,249. Unemployment runs 4.0%, higher than 69% of American counties. 4% of workers work from home.

North Carolina takes 4.0% of that median income in state income tax, about $2,042 a year.

Home

The median home costs $237K, pricier than 51% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $1,220 a month. Property tax is 0.70% of home value, roughly $1,272 a year on that median home, lower than 65% of American counties. 64% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 53% of American counties. Drug overdoses killed 20 people per 100,000 in 2024.

A child born here can expect to live 74.5 years, shorter than 64% of American counties. There are 21 active physicians in the county, about 15.2 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 10.9% of people under 65 have no health insurance.

School

Local students test at grade level 3.09 where 3.0 is national grade level, higher than 79% of American counties. 87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 16 points. 71% of eligible voters turned out. Under North Carolina law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is illegal.

Weather and risk

The year averages 61°F, highs near 71 and lows near 52, warmer than 72% of American counties. About 44 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 67 out of 100, riskier than 68% of American counties; the county has had 26 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 168 Mbps down, slower than 64% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$51K
This county
national avg ~$75K
Poverty Rate16.3%
This county
national avg ~11.5%
Unemployment Rate4.0%
This county
national avg ~3.8%
GDP per Capita$51,909
Federal Spending per Capita$1,250
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers34.1%
Average Adjusted Gross Income$69K
Avg Credit Score652
Work From Home %4.0%
This county
national avg 17.0%
Population Under 1819.6%
This county
national avg 22.0%
Single-Person Households32.1%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$20K
Income (80th Percentile)$103K
Income (95th Percentile)$190K
Bachelor's Degree or Higher24.2%
This county
national avg 34.3%
Less Than High School13.4%
This county
national avg 11.0%
Knowledge Economy GDP %9.5%
Dependency Ratio0.83
Medicare Spending / Person$4,212
SS Benefits / Person$5,610
Education Wage Premium3.00x
Median Earnings (Bachelor's)$46K
Median Earnings (Graduate)$73K
Median Earnings (HS Diploma)$24K
Public Assistance Recipients3.4%
Average Annual Wage$49K
Professional Services Concentration0.47x national
This county
1.0 = national average share
Federal Government Jobs Located Here33
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government4.3%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$2M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars81%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$231K
This county
$335K state avg
$303K national
Market Rent (ZORI)$814/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.70%
This county
0.70% state avg
1.10% national

Annual tax on median home: $1,272

Affordability & Supply

HUD Fair Market Rent (2BR)$1,220/mo
Home Price Change (1 yr)+10.3%++7.6% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households13.7%
Homeownership Rate64.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
18.4%
Active Listings
77
New Listings / Month
17

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
63 days
Months of Supply (Redfin)— Balanced market
3.9 mo
Sold Above List (Redfin)
28.6%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
99.7%

Source: Redfin · Updated monthly

Health

Life Expectancy74.5 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity14.1%
This county
national avg ~11%
Food Environment Index6.2 / 10
This county
higher = better access
Primary Care Shortage Score21
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score19
Healthcare Shortage Score19.3
Healthcare Offices33
Obesity Rate (BRFSS)40.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)38.3%
This county
national avg 32.0%
Active Physicians21
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients854 / 1,000
Medicare Cost per Beneficiary$11,500
Uninsured (under 65)10.9%
This county
national avg ~10%
Adults with Depression25.5%

Education

Math Test Scores3.23 grade level
Reading Test Scores2.94 grade level
HS Diploma Holders3,112
Bachelor's Degree Holders1,606
HS Completion Rate86.6%
This county
national avg ~85%

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Drug Overdose Rate31.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities1
Social Vulnerability (CDC SVI)74th pct
Drug Overdose Deaths (2024)20.2 / 100K

Climate & Air Quality

Natural Amenity Scale0.5
January Sunshine0.62
January Temperature0.80
Average Temp61°F-0.5% since 2022
Avg High Temp71°F-1.1% since 2022
Avg Low Temp52°F+0.6% since 2022
Annual Precipitation44.0 in/yr-9.8% since 2022
Avg Storm Events5.6 storms/yr
Avg Annual Storm Damage$8K
Drought Index (2022)-0.32
Heating Degree Days3,079 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,770 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)3,365 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,487 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.6
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)67 / 100
Community Resilience (FEMA)40 / 100
Federal Disaster Declarations26 since 1953
Fine Particulate Pollution (PM2.5)5.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)27 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed168 Mbps
This county
national avg ~120 Mbps
Upload Speed66 Mbps
Fixed Internet (Q1 2026)406 Mbps
Mobile Internet (Q1 2026)115 Mbps
Mobile Upload (Q1 2026)11 Mbps
Mobile Latency (Q1 2026)46 ms
Households with 100Mbps+79.5%
This county
national avg 75.0%
Cellular-Only Internet16.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)293 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers226 workers
Public Transit Commuters34 workers
Walk to Work (workers)99 workers
Extreme Commutes (90+ min)361 workers
Bike Commuters0.3%
Walk to Work1.8%

Families & Childcare

Childcare Cost Burden24.0%
This county
national median ~27% of household income
Childcare Centers13.4 per 10K residents
Childcare Facilities6

Civic & Community

Voter Turnout70.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.040
Nonprofit Organizations82
Veterans Share9.7%
This county
national avg 7.0%
Married Adults53.9%
Never-Married Adults26.5%
Divorced Adults10.7%
Religious Organizations19
Asian Population0.1%
Native American Population0.1%
Membership Associations13.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.51 per 1K residents
Nursing & Care Facilities10
Grocery Stores3
Hotels & Lodging6
Professional Services Firms27
Real Estate Firms13
Debt Burden
Avg Mortgage Balance$50K
Avg Student Loan Balance$12K
Avg Credit Card Balance$3K
Loan Delinquency Rate57.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.10%

Politics

R+16

2024 Presidential · North Carolina was R+3 statewide

vs North Carolina State

Income tax
4.5%Same (state law)
Property tax
0.70%0.7% state avg
Politics
R+16R+3
COL Index
94state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +99

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.03x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Chowan County

Median home value: $237K

View on Zillow →View on Realtor.com →

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Full North Carolina profile

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable