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Harding
New Mexico

671

Population

$39K

Median Income

—

Median Home

R+34

Politics

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What stands out

If you had to describe Harding County in numbers, start here: natural-hazard risk is among the safest in America (0 of 100), the property tax rate is in the bottom 2% of American counties (0.30%), and the home price against local income is in the bottom 2% of American counties (1.1 years of income). Within New Mexico it ranks 1st of 33 counties for natural-hazard risk, counting from the bottom.

Where you are

You live in Harding County, New Mexico. 671 people live here with you, so most faces are familiar. The population grew 0.5% last year, and more Americans moved in than out (net +18).

New Mexico taxes Social Security only above $100,000 of income for single filers and $150,000 for joint filers, exempts military retirement, and has a graduated income tax with a 5.9% top rate. Home prices are low outside Santa Fe, where they are among the highest in the Mountain West. The state's oil production in the Permian Basin funds a large share of the budget and a permanent fund.

Money

The typical household here brings in $39,489 a year, lower than 94% of American counties. Employers pay an average wage of $46,650. Unemployment runs 3.5%, higher than 55% of American counties. 7% of workers work from home.

New Mexico takes 3.7% of that median income in state income tax, about $1,447 a year.

Home

A two-bedroom rents for around $581 a month. Property tax is 0.30% of home value, roughly $290 a year on that median home, lower than 98% of American counties. 67% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 50% of American counties.

There are 0 active physicians in the county, about 0.0 per 10,000 people; the nearest doctor is in another county. 19.5% of people under 65 have no health insurance.

School

87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 34 points. 100% of eligible voters turned out. Under New Mexico law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 55°F, highs near 71 and lows near 40, colder than 52% of American counties. About 16 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 0 out of 100, safer than almost every county in America; the county has had 8 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 211 Mbps down, faster than 55% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$39K
This county
national avg ~$75K
Poverty Rate16.6%
This county
national avg ~11.5%
Unemployment Rate3.5%
This county
national avg ~3.8%
GDP per Capita$85,716
Federal Spending per Capita$968
Median Individual Earnings$48K
This county
national avg $45K
Professional/Management Workers47.7%
Average Adjusted Gross Income$49K
Avg Credit Score698
Work From Home %6.6%
This county
national avg 17.0%
Population Under 1821.2%
This county
national avg 22.0%
Single-Person Households44.9%
This county
national avg 28.0%
Income (20th Percentile)$22K
Income (80th Percentile)$124K
Income (95th Percentile)$250K
Bachelor's Degree or Higher30.6%
This county
national avg 34.3%
Less Than High School13.2%
This county
national avg 11.0%
Knowledge Economy GDP %0.3%
Dependency Ratio0.83
Medicare Spending / Person$3,513
SS Benefits / Person$5,497
Median Earnings (Bachelor's)$53K
Average Annual Wage$47K
Federal Government Jobs Located Here13
Federal Share of Jobs Located Here7.7%
Residents Who Work for the Federal Government8.8%
Federal Civilian Share of Earnings6.1%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Market Rent (ZORI)$1018/mo
This county
$1250/mo state avg
$1400/mo national
Property Tax Rate0.30%
This county
0.55% state avg
1.10% national

Affordability & Supply

HUD Fair Market Rent (2BR)$1,040/mo
Home Value to Income Ratio1.1x income
Severely Cost-Burdened Households9.0%
Homeownership Rate67.1%
This county
national avg ~65%

Market Activity

Days on Market (Redfin)— Slow — buyers have leverage
522 days
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Food Insecurity12.9%
This county
national avg ~11%
Food Environment Index3.1 / 10
This county
higher = better access
Primary Care Shortage Score8
This county
national avg 5
Mental Health Shortage Score11
Dental Care Shortage Score7
Healthcare Shortage Score8.7
Obesity Rate (BRFSS)36.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)25.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.5%
This county
national avg 32.0%
Active Physicians0
ER Visits per 1,000 Medicare Patients424 / 1,000
Medicare Cost per Beneficiary$10,168
Uninsured (under 65)19.5%
This county
national avg ~10%
Adults with Depression24.3%

Education

HS Diploma Holders128
Bachelor's Degree Holders74
HS Completion Rate86.8%
This county
national avg ~85%

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Traffic Fatalities2
Social Vulnerability (CDC SVI)66th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale1.3
January Sunshine1.79
January Temperature0.01
Average Temp55°F+1.1% since 2022
Avg High Temp71°F+0.3% since 2022
Avg Low Temp40°F+2.6% since 2022
Annual Precipitation16.4 in/yr+37% since 2022
Avg Storm Events8.8 storms/yr
Avg Annual Storm Damage$10K
Drought Index (2022)-1.09
Heating Degree Days4,381 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days877 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,076 HDD/yr
Cooling Degree Days (1901–2000 Baseline)828 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year7.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)0 / 100
Community Resilience (FEMA)14 / 100
Federal Disaster Declarations8 since 1953
Fine Particulate Pollution (PM2.5)4.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)2 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed211 Mbps
This county
national avg ~120 Mbps
Upload Speed222 Mbps
Fixed Internet (Q1 2026)121 Mbps
Mobile Internet (Q1 2026)128 Mbps
Mobile Upload (Q1 2026)42 Mbps
Mobile Latency (Q1 2026)56 ms
Households with 100Mbps+73.2%
This county
national avg 75.0%
Cellular-Only Internet8.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)99 Mbps

Commute & Transit

Remote Workers18 workers
Public Transit Commuters0 workers
Walk to Work (workers)35 workers
Extreme Commutes (90+ min)6 workers
Walk to Work12.9%

Families & Childcare

Childcare Cost Burden41.5%
This county
national median ~27% of household income

Civic & Community

Voter Turnout100.0%
This county
national avg ~55%
Income Inequality (Gini)5.643
Nonprofit Organizations10
Veterans Share14.4%
This county
national avg 7.0%
Married Adults50.5%
Never-Married Adults32.1%
Divorced Adults8.8%
Membership Associations0.0 per 10K residents
Debt Burden
Avg Mortgage Balance$71K
Avg Student Loan Balance$14K
Avg Credit Card Balance$5K
Loan Delinquency Rate37.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.00%

Politics

R+34

2024 Presidential · New Mexico was D+10 statewide

vs New Mexico State

Income tax
5.9%Same (state law)
Property tax
0.30%0.55% state avg
Politics
R+34D+10
COL Index
91state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +18

More people arriving than leaving

Economic Mobility

55%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Harding County

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Full New Mexico profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable