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Phelps
Nebraska

9K

Population

$65K

Median Income

$219K

Median Home

—

Politics

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What stands out

What stands out about Phelps County: unemployment is in the bottom 4% of American counties (2.0%), the overdose death rate is in the bottom 4% of American counties (0 per 100,000), and the average commute is in the bottom 6% of American counties (15 minutes). Within Nebraska it ranks 29th of 93 counties for unemployment, counting from the bottom.

Where you are

You live in Phelps County, Nebraska. 8,966 people live here with you, so most faces are familiar. The population grew 0.8% last year, and more Americans moved in than out (net +60).

Nebraska stopped taxing Social Security in 2025 and is cutting its top income-tax rate toward 3.99%. Property taxes are among the highest in the country as a share of home value, which is the state's longest-running political fight. Omaha and Lincoln hold most of the population and jobs; the state has the country's only unicameral legislature and publicly owned electric utilities.

Money

The typical household here brings in $65,114 a year, higher than 63% of American counties. Employers pay an average wage of $57,718. Unemployment runs 2.0%, lower than 96% of American counties. 4% of workers work from home; for the rest the average commute is 15 minutes each way.

Nebraska takes 4.1% of that median income in state income tax, about $2,662 a year.

Home

The median home costs $221K, cheaper than 55% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $758 a month. Property tax is 1.33% of home value, roughly $2,152 a year on that median home, higher than 79% of American counties. 70% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 91% of American counties.

A child born here can expect to live 78.1 years, longer than 76% of American counties. There are 11 active physicians in the county, about 12.3 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 8.0% of people under 65 have no health insurance.

School

Local students test at grade level 3.11 where 3.0 is national grade level, higher than 73% of American counties. 92% of adults finished high school.

Neighbors and politics

74% of eligible voters turned out. Under Nebraska law you can carry a concealed handgun without a permit, abortion is legal with limits, and marijuana is medical only.

Weather and risk

The year averages 53°F, highs near 65 and lows near 40, colder than 64% of American counties. About 22 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 65 out of 100, riskier than 65% of American counties; the county has had 14 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 275 Mbps down, faster than 86% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$65K
This county
national avg ~$75K
Poverty Rate9.5%
This county
national avg ~11.5%
Unemployment Rate2.0%
This county
national avg ~3.8%
GDP per Capita$112,891
Federal Spending per Capita$320
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers32.4%
Average Adjusted Gross Income$84K
Avg Credit Score724
Work From Home %3.7%
This county
national avg 17.0%
Population Under 1823.9%
This county
national avg 22.0%
Single-Person Households33.7%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$21K
Income (80th Percentile)$120K
Income (95th Percentile)$226K
Bachelor's Degree or Higher26.7%
This county
national avg 34.3%
Less Than High School7.7%
This county
national avg 11.0%
Knowledge Economy GDP %2.8%
Dependency Ratio0.81
Medicare Spending / Person$3,865
SS Benefits / Person$4,384
Education Wage Premium2.17x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$79K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients2.1%
Average Annual Wage$58K
Professional Services Concentration0.23x national
This county
1.0 = national average share
Federal Government Jobs Located Here59
Federal Share of Jobs Located Here1.2%
Residents Who Work for the Federal Government1.3%
Federal Civilian Share of Earnings1.3%
Federal Contract Dollars Performed Here (FY2025)$1M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars93%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$219K
This county
$265K state avg
$303K national
Market Rent (ZORI)$713/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate1.33%
This county
1.44% state avg
1.10% national

Annual tax on median home: $2,152

Affordability & Supply

HUD Fair Market Rent (2BR)$961/mo
Home Price Change (1 yr)+3.3%−+3.1% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households10.9%
Homeownership Rate70.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
22.8%
Active Listings
26
New Listings / Month
12

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
41 days
Months of Supply (Redfin)— Low inventory — sellers market
2.0 mo
Sold Above List (Redfin)— Competitive — many homes bid up
75.0%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
102.8%

Source: Redfin · Updated monthly

Health

Life Expectancy78.1 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.0%
This county
national avg ~11%
Food Environment Index8.3 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score11
Healthcare Shortage Score14.3
Healthcare Offices21
Obesity Rate (BRFSS)39.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.1%
This county
national avg 32.0%
Active Physicians11
Nursing Home Rating2.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients604 / 1,000
Medicare Cost per Beneficiary$14,318
Uninsured (under 65)8.0%
This county
national avg ~10%
Adults with Depression19.1%

Education

Math Test Scores3.17 grade level
Reading Test Scores3.05 grade level
HS Diploma Holders1,417
Bachelor's Degree Holders1,229
HS Completion Rate92.3%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate22.2 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities1
Social Vulnerability (CDC SVI)32th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate21.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.2
January Sunshine0.86
January Temperature-0.61
Average Temp53°F+2.9% since 2022
Avg High Temp65°F+0.5% since 2022
Avg Low Temp40°F+6.7% since 2022
Annual Precipitation22.4 in/yr+41% since 2022
Avg Storm Events10.2 storms/yr
Avg Annual Storm Damage$298K
Drought Index (2022)-1.50
Heating Degree Days5,629 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,117 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,424 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,007 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.4
Avg Hail Events / Year2.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)65 / 100
Community Resilience (FEMA)71 / 100
Federal Disaster Declarations14 since 1953
Fine Particulate Pollution (PM2.5)6.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)5 properties
FAA-Registered Airports3 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed275 Mbps
This county
national avg ~120 Mbps
Upload Speed114 Mbps
Fixed Internet (Q1 2026)326 Mbps
Mobile Internet (Q1 2026)108 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)48 ms
Households with 100Mbps+85.3%
This county
national avg 75.0%
Cellular-Only Internet13.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)164 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers164 workers
Public Transit Commuters0 workers
Walk to Work (workers)131 workers
Extreme Commutes (90+ min)39 workers
Avg Commute Time15.0 min
This county
national avg ~27 min
Walk to Work3.0%

Families & Childcare

Childcare Cost Burden26.1%
This county
national median ~27% of household income
Childcare Centers10.9 per 10K residents

Civic & Community

Voter Turnout74.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.849
Nonprofit Organizations78
Veterans Share9.1%
This county
national avg 7.0%
Married Adults57.0%
Never-Married Adults25.0%
Divorced Adults11.2%
Religious Organizations17
Asian Population0.1%
Native American Population0.3%
Membership Associations23.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.89 per 1K residents
Nursing & Care Facilities3
Grocery Stores3
Hotels & Lodging4
Recreation Businesses6
Professional Services Firms25
Veterinary Practices3
Real Estate Firms11
Debt Burden
Avg Mortgage Balance$94K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate26.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.09%

Politics

vs Nebraska State

Income tax
3.99%Same (state law)
Property tax
1.33%1.44% state avg
Politics
—R+19
COL Index
91state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +60

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.58x avg income)

Economic Mobility

53%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Phelps County

Median home value: $221K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable