← Map/← Nebraska/Counties/Howard

Howard
Nebraska

6K

Population

$71K

Median Income

$277K

Median Home

—

Politics

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What stands out

If you had to describe Howard County in numbers, start here: high-school completion is in the top 3% of American counties (96%), home internet speed is in the bottom 6% of American counties (73 Mbps), and unemployment is in the bottom 7% of American counties (2.1%). Within Nebraska it ranks 9th of 93 counties for high-school completion.

Where you are

You live in Howard County, Nebraska. 6,476 people live here with you, so most faces are familiar. The population held steady at 0.3% last year, and more Americans moved in than out (net +23).

Nebraska stopped taxing Social Security in 2025 and is cutting its top income-tax rate toward 3.99%. Property taxes are among the highest in the country as a share of home value, which is the state's longest-running political fight. Omaha and Lincoln hold most of the population and jobs; the state has the country's only unicameral legislature and publicly owned electric utilities.

Money

The typical household here brings in $70,766 a year, higher than 76% of American counties. Employers pay an average wage of $43,289. Unemployment runs 2.1%, lower than 93% of American counties. 7% of workers work from home.

Nebraska takes 4.1% of that median income in state income tax, about $2,919 a year.

Home

The median home costs $285K, pricier than 66% of American counties, about 2.0 years of the median household's income. A two-bedroom rents for around $835 a month. Property tax is 1.22% of home value, roughly $2,219 a year on that median home, higher than 74% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.1 per 1,000 residents, lower than 89% of American counties. Drug overdoses killed 6 people per 100,000 in 2024.

A child born here can expect to live 76.8 years, longer than 62% of American counties. There are 6 active physicians in the county, about 9.3 per 10,000 people. 7.0% of people under 65 have no health insurance.

School

Local students test at grade level 3.25 where 3.0 is national grade level, higher than 88% of American counties. 96% of adults finished high school.

Neighbors and politics

73% of eligible voters turned out. Under Nebraska law you can carry a concealed handgun without a permit, abortion is legal with limits, and marijuana is medical only.

Weather and risk

The year averages 52°F, highs near 64 and lows near 39, colder than 68% of American counties. About 29 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 52 out of 100, riskier than 52% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 73 Mbps down, slower than 94% of American counties. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$71K
This county
national avg ~$75K
Poverty Rate8.4%
This county
national avg ~11.5%
Unemployment Rate2.1%
This county
national avg ~3.8%
GDP per Capita$47,941
Federal Spending per Capita$472
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers33.6%
Average Adjusted Gross Income$67K
Avg Credit Score711
Work From Home %6.8%
This county
national avg 17.0%
Population Under 1824.1%
This county
national avg 22.0%
Single-Person Households25.4%
This county
national avg 28.0%
Banks & Finance Firms6
Income (20th Percentile)$33K
Income (80th Percentile)$119K
Income (95th Percentile)$184K
Bachelor's Degree or Higher22.3%
This county
national avg 34.3%
Less Than High School4.1%
This county
national avg 11.0%
Knowledge Economy GDP %0.5%
Dependency Ratio0.85
Medicare Spending / Person$3,782
SS Benefits / Person$4,117
Education Wage Premium1.24x
Median Earnings (Bachelor's)$52K
Median Earnings (Graduate)$50K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients1.5%
Average Annual Wage$43K
Professional Services Concentration0.24x national
This county
1.0 = national average share
Federal Government Jobs Located Here31
Federal Share of Jobs Located Here2.0%
Residents Who Work for the Federal Government0.7%
Federal Civilian Share of Earnings1.8%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$277K
This county
$265K state avg
$303K national
Market Rent (ZORI)$816/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate1.22%
This county
1.44% state avg
1.10% national

Annual tax on median home: $2,219

Affordability & Supply

HUD Fair Market Rent (2BR)$1,049/mo
Home Price Change (1 yr)+4.2%−+12.7% since 2024
Home Value to Income Ratio2.0x income
Severely Cost-Burdened Households10.8%
Homeownership Rate75.7%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
151 days
Months of Supply (Redfin)— Low inventory — sellers market
2.0 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
94.6%

Source: Redfin · Updated monthly

Health

Life Expectancy76.8 yrs
This county
national avg ~78.5 years
Food Insecurity8.8%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score14
Dental Care Shortage Score15
Healthcare Shortage Score14.3
Healthcare Offices4
Obesity Rate (BRFSS)38.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)14.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.6%
This county
national avg 32.0%
Active Physicians6
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients386 / 1,000
Medicare Cost per Beneficiary$11,550
Uninsured (under 65)7.0%
This county
national avg ~10%
Adults with Depression18.1%

Education

Math Test Scores3.34 grade level
Reading Test Scores3.17 grade level
HS Diploma Holders1,621
Bachelor's Degree Holders827
HS Completion Rate95.9%
This county
national avg ~85%

Safety

Violent Crime Rate3.1 / 1,000
This county
national avg ~4.0
Traffic Fatalities2
Social Vulnerability (CDC SVI)22th pct
Drug Overdose Deaths (2024)6.4 / 100K

Climate & Air Quality

Natural Amenity Scale0.3
January Sunshine0.68
January Temperature-0.83
Average Temp52°F+1.8% since 2022
Avg High Temp64°F-0.9% since 2022
Avg Low Temp39°F+6.8% since 2022
Median AQIAQI 35
Good Air Days251 days/yr
Unhealthy Air Days3 days/yr
Annual Precipitation28.6 in/yr+82% since 2022
Avg Storm Events6.0 storms/yr
Avg Annual Storm Damage$2M
Drought Index (2022)-1.79
Heating Degree Days5,880 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,056 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,705 HDD/yr
Cooling Degree Days (1901–2000 Baseline)947 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.6
Avg Hail Events / Year3.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)52 / 100
Community Resilience (FEMA)56 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)5.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)7 properties

Internet & Remote Work

Download Speed73 Mbps
This county
national avg ~120 Mbps
Upload Speed11 Mbps
Fixed Internet (Q1 2026)241 Mbps
Mobile Internet (Q1 2026)230 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)57 ms
Households with 100Mbps+72.7%
This county
national avg 75.0%
Cellular-Only Internet19.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)55 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers3

Commute & Transit

Remote Workers216 workers
Public Transit Commuters8 workers
Walk to Work (workers)88 workers
Extreme Commutes (90+ min)107 workers
Walk to Work2.8%

Families & Childcare

Childcare Cost Burden25.0%
This county
national median ~27% of household income
Childcare Centers4.8 per 10K residents

Civic & Community

Voter Turnout72.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.576
Nonprofit Organizations62
Veterans Share7.7%
This county
national avg 7.0%
Married Adults61.5%
Never-Married Adults19.9%
Divorced Adults10.0%
Religious Organizations6
Asian Population0.4%
Membership Associations9.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.77 per 1K residents
Grocery Stores3
Recreation Businesses3
Professional Services Firms11
Veterinary Practices4
Real Estate Firms3
Debt Burden
Avg Mortgage Balance$84K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate30.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.20%

Politics

vs Nebraska State

Income tax
3.99%Same (state law)
Property tax
1.22%1.44% state avg
Politics
—R+19
COL Index
91state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +23

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.78x avg income)

Economic Mobility

52%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Howard County

Median home value: $285K

View on Zillow →View on Realtor.com →

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Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable