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Holt
Nebraska

10K

Population

$66K

Median Income

$171K

Median Home

—

Politics

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What stands out

Against every county in America, Holt County is unusual in three ways: unemployment is in the bottom 2% of American counties (1.9%), the overdose death rate is in the bottom 4% of American counties (0 per 100,000), and violent crime is in the bottom 5% of American counties (2.9 per 1,000). Within Nebraska it ranks 16th of 93 counties for unemployment, counting from the bottom.

Where you are

You live in Holt County, Nebraska. 10,149 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +39).

Nebraska stopped taxing Social Security in 2025 and is cutting its top income-tax rate toward 3.99%. Property taxes are among the highest in the country as a share of home value, which is the state's longest-running political fight. Omaha and Lincoln hold most of the population and jobs; the state has the country's only unicameral legislature and publicly owned electric utilities.

Money

The typical household here brings in $66,325 a year, higher than 66% of American counties. Employers pay an average wage of $47,877. Unemployment runs 1.9%, lower than 98% of American counties. 11% of workers work from home.

Nebraska takes 4.1% of that median income in state income tax, about $2,717 a year.

Home

The median home costs $184K, cheaper than 70% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $766 a month. Property tax is 1.14% of home value, roughly $1,701 a year on that median home, higher than 69% of American counties. 72% of households own rather than rent.

Safety and health

Violent crime here is 2.9 per 1,000 residents, lower than 95% of American counties.

A child born here can expect to live 79.3 years, longer than 87% of American counties. There are 14 active physicians in the county, about 13.8 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 10.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.92 where 3.0 is national grade level, lower than 70% of American counties. 94% of adults finished high school.

Neighbors and politics

74% of eligible voters turned out. Under Nebraska law you can carry a concealed handgun without a permit, abortion is legal with limits, and marijuana is medical only.

Weather and risk

The year averages 49°F, highs near 62 and lows near 37, colder than 77% of American counties. About 26 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 23 out of 100, safer than 77% of American counties; the county has had 16 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 77 Mbps down, slower than 93% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 1.2 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$66K
This county
national avg ~$75K
Poverty Rate12.8%
This county
national avg ~11.5%
Unemployment Rate1.9%
This county
national avg ~3.8%
GDP per Capita$88,977
Federal Spending per Capita$689
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers38.4%
Average Adjusted Gross Income$62K
Avg Credit Score726
Work From Home %10.7%
This county
national avg 17.0%
Population Under 1825.2%
This county
national avg 22.0%
Single-Person Households30.7%
This county
national avg 28.0%
Banks & Finance Firms12
Income (20th Percentile)$28K
Income (80th Percentile)$111K
Income (95th Percentile)$184K
Bachelor's Degree or Higher27.5%
This county
national avg 34.3%
Less Than High School6.0%
This county
national avg 11.0%
Knowledge Economy GDP %1.1%
Dependency Ratio0.90
Medicare Spending / Person$4,727
SS Benefits / Person$4,226
Education Wage Premium1.94x
Median Earnings (Bachelor's)$47K
Median Earnings (Graduate)$62K
Median Earnings (HS Diploma)$32K
Public Assistance Recipients0.9%
Average Annual Wage$48K
Professional Services Concentration0.29x national
This county
1.0 = national average share
Federal Government Jobs Located Here45
Federal Share of Jobs Located Here1.0%
Residents Who Work for the Federal Government2.5%
Federal Civilian Share of Earnings1.0%
Federal Contract Dollars Performed Here (FY2025)$1M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars99%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$171K
This county
$265K state avg
$303K national
Market Rent (ZORI)$741/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate1.14%
This county
1.44% state avg
1.10% national

Annual tax on median home: $1,701

Affordability & Supply

HUD Fair Market Rent (2BR)$961/mo
Home Price Change (1 yr)+16.7%++12.5% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households7.9%
Homeownership Rate72.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
13.4%
Active Listings
41
New Listings / Month
10

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
35 days
Months of Supply (Redfin)— Low inventory — sellers market
1.0 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
98.0%

Source: Redfin · Updated monthly

Health

Life Expectancy79.3 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.6%
This county
national avg ~11%
Food Environment Index7.9 / 10
This county
higher = better access
Primary Care Shortage Score13
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score11
Healthcare Shortage Score13.7
Healthcare Offices26
Obesity Rate (BRFSS)38.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.0%
This county
national avg 32.0%
Active Physicians14
Nursing Home Rating2.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients381 / 1,000
Medicare Cost per Beneficiary$12,365
Uninsured (under 65)10.3%
This county
national avg ~10%
Adults with Depression17.6%

Education

Math Test Scores2.83 grade level
Reading Test Scores3.00 grade level
HS Diploma Holders1,941
Bachelor's Degree Holders1,362
HS Completion Rate93.9%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate2.9 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)11th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-1.7
January Sunshine1.10
January Temperature-1.04
Average Temp49°F+2.3% since 2022
Avg High Temp62°F-0.2% since 2022
Avg Low Temp37°F+7.0% since 2022
Annual Precipitation26.2 in/yr+53% since 2022
Avg Storm Events17.2 storms/yr
Avg Annual Storm Damage$136K
Drought Index (2022)-1.31
Heating Degree Days6,531 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days870 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,233 HDD/yr
Cooling Degree Days (1901–2000 Baseline)816 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year1.2
Avg Hail Events / Year7.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)23 / 100
Community Resilience (FEMA)52 / 100
Federal Disaster Declarations16 since 1953
Fine Particulate Pollution (PM2.5)5.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)11 properties
FAA-Registered Airports4 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries0 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed77 Mbps
This county
national avg ~120 Mbps
Upload Speed54 Mbps
Fixed Internet (Q1 2026)164 Mbps
Mobile Internet (Q1 2026)160 Mbps
Mobile Upload (Q1 2026)10 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+33.9%
This county
national avg 75.0%
Cellular-Only Internet17.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)133 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers552 workers
Public Transit Commuters2 workers
Walk to Work (workers)285 workers
Extreme Commutes (90+ min)85 workers
Walk to Work5.5%

Agriculture

Farms201 farms
Farmland843,978 acres

Families & Childcare

Childcare Cost Burden28.6%
This county
national median ~27% of household income
Childcare Centers5.9 per 10K residents

Civic & Community

Voter Turnout73.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.896
Nonprofit Organizations91
Veterans Share8.4%
This county
national avg 7.0%
Married Adults56.6%
Never-Married Adults24.3%
Divorced Adults10.3%
Religious Organizations12
Asian Population0.2%
Native American Population0.3%
Membership Associations11.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.21 per 1K residents
Nursing & Care Facilities6
Grocery Stores6
Hotels & Lodging5
Recreation Businesses7
Professional Services Firms32
Veterinary Practices5
Real Estate Firms9
Debt Burden
Avg Mortgage Balance$102K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate24.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

vs Nebraska State

Income tax
3.99%Same (state law)
Property tax
1.14%1.44% state avg
Politics
—R+19
COL Index
91state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +39

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.78x avg income)

Economic Mobility

57%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Holt County

Median home value: $184K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable