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Clay
Nebraska

Population

$74K

Median Income

$182K

Median Home

—

Politics

Economy

Median Household Income$74K

This county

national avg ~$75K

Poverty Rate9.9%

This county

national avg ~11.5%

Unemployment Rate2.4%

This county

national avg ~3.8%

GDP per Capita$81,662

Federal Spending per Capita$1,018

Median Individual Earnings$43K

This county

national avg $45K

Professional/Management Workers37.5%

Average Adjusted Gross Income$80K

Avg Credit Score722

Work From Home %8.8%

This county

national avg 17.0%

Population Under 1824.9%

This county

national avg 22.0%

Single-Person Households24.7%

This county

national avg 28.0%

Banks & Finance Firms8

Income (20th Percentile)$30K

Income (80th Percentile)$127K

Income (95th Percentile)$189K

Bachelor's Degree or Higher24.6%

This county

national avg 35.0%

Less Than High School6.7%

This county

national avg 11.0%

Dependency Ratio1.29

Medicare Spending / Person$3,357

SS Benefits / Person$4,546

Education Wage Premium1.71x

Median Earnings (Bachelor's)$49K

Median Earnings (Graduate)$62K

Median Earnings (HS Diploma)$36K

Public Assistance Recipients1.9%

Average Annual Wage$52K

Housing

Median Home Value$183K

This county

$265K state avg

$303K national

Market Rent (ZORI)$668/mo

This county

$1150/mo state avg

$1400/mo national

Property Tax Rate1.35%

This county

1.44% state avg

1.10% national

Annual tax on median home: $1,747

Affordability & Supply

HUD Fair Market Rent (2BR)$961/mo

Home Price Change (1 yr)-0.5%

Home Value to Income Ratio1.5x income

Severely Cost-Burdened Households6.7%

Homeownership Rate80.4%

This county

national avg ~65%

Days on Market (Redfin)— Slow — buyers have leverage

124 days

Months of Supply (Redfin)— Balanced market

3.7 mo

Sold Above List (Redfin)

0.0%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

97.4%

Source: Redfin · Updated monthly

Health

Life Expectancy77.5 yrs

This county

national avg ~78.5 years

Food Insecurity9.1%

This county

national avg ~11%

Food Environment Index8.1 / 10

This county

higher = better access

Primary Care Shortage Score16

This county

national avg 5

Mental Health Shortage Score17

Dental Care Shortage Score15

Healthcare Shortage Score16.0

Healthcare Offices8

Obesity Rate (BRFSS)40.1%

This county

national avg 32.0%

Smoking Rate (BRFSS)15.2%

This county

national avg 14.0%

Poor Health Rate (BRFSS)15.8%

This county

national avg 18.0%

Physical Inactivity (BRFSS)25.9%

This county

national avg 24.0%

High Blood Pressure (BRFSS)29.6%

This county

national avg 32.0%

Active Physicians4

Nursing Home Rating3.5 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients345 / 1,000

Medicare Cost per Beneficiary$10,616

Uninsured (under 65)7.0%

This county

national avg ~10%

Adults with Depression17.9%

Education

Math Test Scores3.20 grade level

Reading Test Scores2.99 grade level

HS Diploma Holders1,279

Bachelor's Degree Holders658

HS Completion Rate93.3%

This county

national avg ~85%

Safety

Violent Crime Rate3.1 / 1,000

This county

national avg ~4.0

Traffic Fatalities3

Social Vulnerability (CDC SVI)9th pct

Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-3.4

January Sunshine0.68

January Temperature-0.73

Average Temp53°F

Avg High Temp65°F

Avg Low Temp41°F

Annual Precipitation28.0 in/yr

Avg Storm Events26.2 storms/yr

Avg Annual Storm Damage$3M

Drought Index (2022)-1.49

Heating Degree Days5,627 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,123 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)6,407 HDD/yr

Cooling Degree Days (1901–2000 Baseline)1,067 CDD/yr

Avg Tornadoes / Year1.0

Avg Flood Events / Year0.4

Avg Hail Events / Year10.4

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)64 / 100

Community Resilience (FEMA)54 / 100

Federal Disaster Declarations19 since 1953

Fine Particulate Pollution (PM2.5)6.3 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)10 properties

FAA-Registered Airports2 total

Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries

Microbreweries0 microbreweries

Brewpubs1 brewpubs

Internet & Remote Work

Download Speed205 Mbps

This county

national avg ~120 Mbps

Upload Speed171 Mbps

Fixed Internet (Q1 2026)275 Mbps

Mobile Internet (Q1 2026)83 Mbps

Mobile Upload (Q1 2026)11 Mbps

Mobile Latency (Q1 2026)87 ms

Households with 100Mbps+91.8%

This county

national avg 75.0%

Cellular-Only Internet16.7%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)222 Mbps

Commute & Transit

Remote Workers267 workers

Public Transit Commuters15 workers

Walk to Work73 workers

Extreme Commutes (90+ min)46 workers

Bike Commuters0.4%

Walk to Work2.4%

Families & Childcare

Childcare Cost Burden27.0%

This county

national median ~27% of household income

Childcare Centers4.9 per 10K residents

Childcare Facilities4

Civic & Community

Voter Turnout77.5%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.216

Nonprofit Organizations79

Veterans Share6.8%

This county

national avg 7.0%

Married Adults63.3%

Never-Married Adults19.9%

Divorced Adults9.9%

Religious Organizations10

Asian Population0.0%

Native American Population0.4%

Membership Associations18.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.64 per 1K residents

Grocery Stores3

Recreation Businesses3

Professional Services Firms9

Real Estate Firms3

Debt Burden

Avg Mortgage Balance$87K

Avg Student Loan Balance$8K

Avg Credit Card Balance$5K

Loan Delinquency Rate26.6%

This county

national avg 4.0%

Innovation

Inventor Rate0.25%

Politics

vs Nebraska State

Income tax

3.99%Same (state law)

Property tax

1.35%1.44% state avg

Politics

—R+19

COL Index

County data91 (state)

Population & Migration

Net Domestic Migration 2023

↑ +66

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.64x avg income)

Economic Mobility

59%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clay County

Median home value: $182K

View on Zillow →View on Realtor.com →

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Local News — Clay

Central Nebraska Today · 02‏/06‏/2026

Flood Advisory issued for parts of York, Clay, Fillmore, Hamilton counties

HENDERSON - A Flood Advisory has been issued for several counties in south central Nebraska due to e…

KSNB · 07‏/06‏/2026

High school seniors compete in state clay target shooting competition

State competition at Grand Island shooting park draws teens learning gun safety and competitive shoo…

USA Facts · 06‏/04‏/2026

How many people live in Clay County, NE?

In 2025, there were about 6200 people living in Clay County, NE. That makes Clay County the 47th-mos…

The Clay County News · 18‏/03‏/2026

City of Clay Center is honored as the 2026 best tasting drinking water in the state

The Nebraska Rural Water held their annual conference in Kearney March 9-11. Many city employees fro…

Central Nebraska Today · 24‏/04‏/2026

Sen. Fischer welcomes USDA announcement to relocate research project to Clay Center

WASHINGTON D.C. - U.S. Senator Deb Fischer (R-NE), a member of the Senate Agriculture Committee, wel…

The Clay County News · 17‏/06‏/2026

History of Clay County: The Harvard Jail

Sitting quietly on a side street in Harvard is a small brick building that many people could easily …

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

ClayNebraska

Clay
Nebraska