St. Charles
Missouri

What stands out

Against every county in America, St. Charles County is unusual in three ways: the median household income is in the top 4% of American counties ($99,596), unemployment is in the bottom 5% of American counties (2.1%), and the uninsured rate is in the bottom 5% of American counties (5.3%). Within Missouri it ranks 1st of 115 counties for the median household income.

Where you are

You live in St. Charles County, Missouri. 406,262 people live here with you. The population grew 0.7% last year, and more Americans moved in than out (net +1,602).

Missouri stopped taxing Social Security and public pensions for all residents in 2024 and has been cutting its top income-tax rate toward 4.5%. Home prices are well below the national average in both Kansas City and St. Louis. The state's property tax on vehicles, paid every year, surprises new arrivals; tornado exposure is high across the state.

Money

The typical household here brings in $99,596 a year, higher than 96% of American counties. Employers pay an average wage of $60,105. Unemployment runs 2.1%, lower than 95% of American counties. 14% of workers work from home; for the rest the average commute is 22 minutes each way.

Missouri takes 4.5% of that median income in state income tax, about $4,500 a year.

Home

The median home costs $377K, pricier than 83% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $1,195 a month. Property tax is 1.15% of home value, roughly $3,196 a year on that median home, higher than 70% of American counties. 81% of households own rather than rent.

Safety and health

Violent crime here is 3.3 per 1,000 residents, lower than 80% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 79.3 years, longer than 86% of American counties. There are 523 active physicians in the county, about 12.9 per 10,000 people. Medicare rates the local hospitals 3.2 of 5 stars. 5.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.31 where 3.0 is national grade level, higher than 82% of American counties. 95% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 11 points. 74% of eligible voters turned out. Under Missouri law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is legal for adults.

Weather and risk

The year averages 57°F, highs near 68 and lows near 46, warmer than 55% of American counties. About 38 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 93 out of 100, riskier than 93% of American counties; the county has had 28 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 272 Mbps down, faster than 84% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 7 breweries.