← Map/Missouri/Counties/St. Charles

St. Charles
Missouri

406K

Population

$100K

Median Income

$377K

Median Home

R+11

Politics

Economy

Median Household Income$100K
This county
national avg ~$75K
Poverty Rate5.2%
This county
national avg ~11.5%
Unemployment Rate2.1%
This county
national avg ~3.8%
GDP per Capita$59,940
Federal Spending per Capita$228
Median Individual Earnings$55K
This county
national avg $45K
Professional/Management Workers47.2%
Average Adjusted Gross Income$94K
Avg Credit Score703
Work From Home %14.0%
This county
national avg 17.0%
Population Under 1822.8%
This county
national avg 22.0%
Single-Person Households23.9%
This county
national avg 28.0%
Banks & Finance Firms238
Income (20th Percentile)$48K
Income (80th Percentile)$172K
Income (95th Percentile)$250K
Bachelor's Degree or Higher33.8%
This county
national avg 35.0%
Less Than High School4.6%
This county
national avg 11.0%
Knowledge Economy GDP %21.8%
Dependency Ratio1.03
Medicare Spending / Person$2,677
SS Benefits / Person$3,954
Education Wage Premium2.02x
Median Earnings (Bachelor's)$72K
Median Earnings (Graduate)$87K
Median Earnings (HS Diploma)$43K
Public Assistance Recipients1.3%
Average Annual Wage$60K
Professional Services Concentration0.63x national
This county
1.0 = national average share

Housing

Median Home Value$373K
This county
$240K state avg
$303K national
Median Sale Price$339K
This county
$303K national
Market Rent (ZORI)$1634/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate1.15%
This county
0.88% state avg
1.10% national

Annual tax on median home: $3,196

Affordability & Supply

HUD Fair Market Rent (2BR)$1,218/mo
Home Price Change (1 yr)+4.8%
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households7.1%
Homeownership Rate80.7%
This county
national avg ~65%

Market Activity

Sale-to-List RatioBuyers market — homes selling below list
99.3%
Listings with Price CutsLow — market moving fast
22.3%
Sold Above List Price
32.1%
Median Days to Close
30 days
Active Listings
836
New Listings / Month
447

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Fast market
12 days
Months of Supply (Redfin)Low inventory — sellers market
1.7 mo
Sold Above List (Redfin)Competitive — many homes bid up
45.5%

Sale-to-List Cross-Reference

Zillow 99.3%  ·  Redfin 101.2%

Source: Redfin · Updated monthly

Health

Life Expectancy79.3 yrs
This county
national avg ~78.5 years
Hospital Rating3.2 / 5
This county
national avg 3.0 stars
Food Insecurity7.2%
This county
national avg ~11%
Food Environment Index8.8 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score10
Dental Care Shortage Score11
Healthcare Shortage Score9.0
Healthcare Offices733
Obesity Rate (BRFSS)35.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)14.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)22.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.4%
This county
national avg 32.0%
Active Physicians523
Nursing Home Rating2.2 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients648 / 1,000
Medicare Cost per Beneficiary$13,465
Uninsured (under 65)5.3%
This county
national avg ~10%
Adults with Depression23.5%

Education

Math Test Scores3.26 grade level
Reading Test Scores3.36 grade level
HS Diploma Holders55,240
Bachelor's Degree Holders25,122
HS Completion Rate95.4%
This county
national avg ~85%
Private Schools120

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate11.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.5 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate27.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities21
Social Vulnerability (CDC SVI)3th pct
Drug Overdose Deaths (2024)10.8 / 100K
Suicide Rate14.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.9
January Sunshine0.20
January Temperature-0.15
Average Temp57°F
Avg High Temp68°F
Avg Low Temp46°F
Median AQIAQI 60
Good Air Days51 days/yr
Unhealthy Air Days24 days/yr
Annual Precipitation37.8 in/yr
Avg Storm Events15.4 storms/yr
Avg Annual Storm Damage$3M
Drought Index (2022)0.59
Heating Degree Days4,523 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,585 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,069 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,334 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year1.6
Avg Hail Events / Year3.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)93 / 100
Community Resilience (FEMA)96 / 100
Federal Disaster Declarations28 since 1953
Fine Particulate Pollution (PM2.5)9.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)40 properties
FAA-Registered Airports10 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries7 breweries
Microbreweries4 microbreweries
Brewpubs3 brewpubs

Internet & Remote Work

Download Speed272 Mbps
This county
national avg ~120 Mbps
Upload Speed118 Mbps
Fixed Internet (Q1 2026)386 Mbps
Mobile Internet (Q1 2026)375 Mbps
Mobile Upload (Q1 2026)26 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+97.5%
This county
national avg 75.0%
Cellular-Only Internet6.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)278 Mbps

EV Infrastructure

EV Charging Stations42 stations
DC Fast Chargers53 chargers
Level 2 EV Chargers64

Commute & Transit

Remote Workers30,044 workers
Public Transit Commuters167 workers
Walk to Work1,542 workers
Extreme Commutes (90+ min)2,831 workers
Avg Commute Time21.7 min
This county
national avg ~27 min
Bike Commuters0.0%
Walk to Work0.7%

Agriculture

Farms154 farms
Farmland10,393 acres

Families & Childcare

Childcare Cost Burden21.3%
This county
national median ~27% of household income
Childcare Centers7.4 per 10K residents
Childcare Facilities96

Civic & Community

Voter Turnout74.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.584
Nonprofit Organizations1,366
Veterans Share7.1%
This county
national avg 7.0%
Married Adults57.8%
Never-Married Adults27.4%
Divorced Adults9.9%
Religious Organizations159
Asian Population2.8%
Native American Population0.1%
Membership Associations6.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.71 per 1K residents
Colleges & Universities5
Nursing & Care Facilities133
Grocery Stores49
Arts & Entertainment Venues47
Hotels & Lodging46
Recreation Businesses128
Professional Services Firms843
Veterinary Practices93
Real Estate Firms421
Debt Burden
Avg Mortgage Balance$95K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate39.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.22%

Politics

R+11

2024 Presidential · Missouri was R+19 statewide

vs Missouri State

Income tax
4.7%Same (state law)
Property tax
1.15%0.88% state avg
Politics
R+11R+19
COL Index
County data86 (state)

Population & Migration

Net Domestic Migration 2023

+2K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.82x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in St. Charles County

Median home value: $377K

View on Zillow →View on Realtor.com →

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Local News — St. Charles

KMOV · 1 day ago

Firefighters battle second-alarm house fire in St. Charles; residents evacuate safely

ST. CHARLES, Mo. (First Alert 4) - Firefighters battled a large second-alarm blaze at a St. Charles

KCUR · 1 day ago

Data center backlash unites some Missouri and Kansas towns against lawmakers and big tech

Big tech companies are facing formidable opposition from a coalition of people across the political

FOX 2 · 2 weeks ago

St. Charles director of administration placed on leave

ST. CHARLES, Mo. – The City of St. Charles says Larry Dobrosky, the city's director of administratio

Lawrence Journal-World · 2 days ago

Gail Lowe Obituary, Age 73 - March 12, 2026 - Saint Charles, Missouri

Gail Marie Lowe (nee LeBold), of Saint Charles, MO, passed away Thursday, March 12, 2026 at the age

STLPR · Mar 31, 2026

St. Charles County police now have a formal partnership with ICE

The St. Charles County Council voted unanimously Monday night to approve a formal 287(g) partnership

WNDU · 2 weeks ago

Elkhart mayor stands by new police chief hire amid Missouri background questions

Ray Juengst is set to be sworn in Monday despite new questions surrounding his departure from St. Ch

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

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State unemployment and job growth

Don't careHot market

Airport Access

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Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

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Annual sunny days per state

Don't careMax sunshine

Food Scene

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Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

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Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

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K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable