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Montgomery
Missouri

11K

Population

$59K

Median Income

$231K

Median Home

R+53

Politics

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What stands out

If you had to describe Montgomery County in numbers, start here: unemployment is in the bottom 14% of American counties (2.4%). Within Missouri it ranks 42nd of 115 counties for unemployment, counting from the bottom.

Where you are

You live in Montgomery County, Missouri. 11,421 people live here with you. The population held steady at 0.2% last year, and more Americans moved in than out (net +44).

Missouri stopped taxing Social Security and public pensions for all residents in 2024 and has been cutting its top income-tax rate toward 4.5%. Home prices are well below the national average in both Kansas City and St. Louis. The state's property tax on vehicles, paid every year, surprises new arrivals; tornado exposure is high across the state.

Money

The typical household here brings in $58,660 a year, lower than 56% of American counties. Employers pay an average wage of $49,334. Unemployment runs 2.4%, lower than 86% of American counties. 7% of workers work from home; for the rest the average commute is 26 minutes each way.

Missouri takes 4.4% of that median income in state income tax, about $2,576 a year.

Home

The median home costs $227K, cheaper than 53% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $738 a month. Property tax is 0.78% of home value, roughly $1,264 a year on that median home, lower than 57% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 4.4 per 1,000 residents, higher than 77% of American counties. Drug overdoses killed 16 people per 100,000 in 2024.

A child born here can expect to live 73.8 years, shorter than 73% of American counties. There are 4 active physicians in the county, about 3.5 per 10,000 people. 11.7% of people under 65 have no health insurance.

School

88% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 53 points, among the most lopsided counties in the country. 66% of eligible voters turned out. Under Missouri law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is legal for adults.

Weather and risk

The year averages 56°F, highs near 67 and lows near 45, warmer than 50% of American counties. About 36 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 24 out of 100, safer than 76% of American counties; the county has had 26 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 173 Mbps down, slower than 62% of American counties. There are 7 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$59K
This county
national avg ~$75K
Poverty Rate14.9%
This county
national avg ~11.5%
Unemployment Rate2.4%
This county
national avg ~3.8%
GDP per Capita$42,828
Federal Spending per Capita$624
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers27.0%
Average Adjusted Gross Income$57K
Avg Credit Score682
Work From Home %7.4%
This county
national avg 17.0%
Population Under 1822.3%
This county
national avg 22.0%
Single-Person Households30.0%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$22K
Income (80th Percentile)$113K
Income (95th Percentile)$185K
Bachelor's Degree or Higher16.0%
This county
national avg 34.3%
Less Than High School12.3%
This county
national avg 11.0%
Knowledge Economy GDP %3.5%
Dependency Ratio0.74
Medicare Spending / Person$3,271
SS Benefits / Person$4,787
Education Wage Premium1.19x
Median Earnings (Bachelor's)$47K
Median Earnings (Graduate)$48K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients1.2%
Average Annual Wage$49K
Professional Services Concentration0.13x national
This county
1.0 = national average share
Federal Government Jobs Located Here43
Federal Share of Jobs Located Here1.4%
Residents Who Work for the Federal Government1.0%
Federal Civilian Share of Earnings1.6%
Federal Contract Dollars Performed Here (FY2025)$0
Contract Dollars Relative to Local Wages0.00x wages
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$231K
This county
$240K state avg
$303K national
Market Rent (ZORI)$769/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.78%
This county
0.88% state avg
1.10% national

Annual tax on median home: $1,264

Affordability & Supply

HUD Fair Market Rent (2BR)$888/mo
Home Price Change (1 yr)+8.5%−+2.6% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households7.0%
Homeownership Rate74.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
15.7%
Active Listings
36
New Listings / Month
12

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
15 days
Months of Supply (Redfin)— Balanced market
3.6 mo
Sold Above List (Redfin)— Competitive — many homes bid up
42.9%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
97.8%

Source: Redfin · Updated monthly

Health

Life Expectancy73.8 yrs
This county
national avg ~78.5 years
Food Insecurity13.4%
This county
national avg ~11%
Food Environment Index7.4 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score15
Healthcare Shortage Score16.0
Healthcare Offices5
Obesity Rate (BRFSS)37.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)19.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)31.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)34.0%
This county
national avg 32.0%
Active Physicians4
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients478 / 1,000
Medicare Cost per Beneficiary$10,452
Uninsured (under 65)11.7%
This county
national avg ~10%
Adults with Depression26.6%

Education

HS Diploma Holders2,702
Bachelor's Degree Holders847
HS Completion Rate87.7%
This county
national avg ~85%

Safety

Violent Crime Rate4.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate28.0 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)42th pct
Drug Overdose Deaths (2024)15.5 / 100K
Suicide Rate34.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.3
January Sunshine0.20
January Temperature-0.36
Average Temp56°F+3.1% since 2022
Avg High Temp67°F+2.3% since 2022
Avg Low Temp45°F+4.7% since 2022
Annual Precipitation35.7 in/yr-5.1% since 2022
Avg Storm Events5.8 storms/yr
Avg Annual Storm Damage$9K
Drought Index (2022)0.01
Heating Degree Days4,752 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,409 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,361 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,220 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year1.2
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)24 / 100
Community Resilience (FEMA)56 / 100
Federal Disaster Declarations26 since 1953
Fine Particulate Pollution (PM2.5)7.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)9 properties
FAA-Registered Airports7 total
Airports (excl. heliports)7 airports

Internet & Remote Work

Download Speed173 Mbps
This county
national avg ~120 Mbps
Upload Speed130 Mbps
Fixed Internet (Q1 2026)282 Mbps
Mobile Internet (Q1 2026)163 Mbps
Mobile Upload (Q1 2026)24 Mbps
Mobile Latency (Q1 2026)53 ms
Households with 100Mbps+76.5%
This county
national avg 75.0%
Cellular-Only Internet12.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)190 Mbps

Commute & Transit

Remote Workers369 workers
Public Transit Commuters0 workers
Walk to Work (workers)120 workers
Extreme Commutes (90+ min)49 workers
Avg Commute Time25.6 min
This county
national avg ~27 min
Walk to Work2.4%

Families & Childcare

Childcare Cost Burden24.4%
This county
national median ~27% of household income
Childcare Centers4.4 per 10K residents

Civic & Community

Voter Turnout65.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.099
Nonprofit Organizations91
Veterans Share10.3%
This county
national avg 7.0%
Married Adults55.0%
Never-Married Adults23.4%
Divorced Adults12.4%
Religious Organizations8
Asian Population0.2%
Native American Population0.5%
Membership Associations7.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.62 per 1K residents
Nursing & Care Facilities5
Recreation Businesses4
Professional Services Firms10
Real Estate Firms7
Debt Burden
Avg Mortgage Balance$63K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate45.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.13%

Politics

R+53

2024 Presidential · Missouri was R+19 statewide

vs Missouri State

Income tax
4.7%Same (state law)
Property tax
0.78%0.88% state avg
Politics
R+53R+19
COL Index
86state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +44

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.79x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Montgomery County

Median home value: $227K

View on Zillow →View on Realtor.com →

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Full Missouri profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable