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Cooper
Missouri

17K

Population

$62K

Median Income

$243K

Median Home

R+39

Politics

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What stands out

What stands out about Cooper County: the school test score is in the bottom 9% of American counties (2.56 where 3.0 is grade level) and unemployment is in the bottom 13% of American counties (2.4%). Within Missouri it ranks 4th of 114 counties for the school test score, counting from the bottom.

Where you are

You live in Cooper County, Missouri. 16,893 people live here with you. The population grew 1.1% last year, and more Americans moved in than out (net +212).

Missouri stopped taxing Social Security and public pensions for all residents in 2024 and has been cutting its top income-tax rate toward 4.5%. Home prices are well below the national average in both Kansas City and St. Louis. The state's property tax on vehicles, paid every year, surprises new arrivals; tornado exposure is high across the state.

Money

The typical household here brings in $62,239 a year, higher than 55% of American counties. Employers pay an average wage of $41,936. Unemployment runs 2.4%, lower than 87% of American counties. 5% of workers work from home.

Missouri takes 4.4% of that median income in state income tax, about $2,745 a year.

Home

The median home costs $243K, pricier than 53% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $736 a month. Property tax is 0.70% of home value, roughly $1,174 a year on that median home, lower than 65% of American counties. 77% of households own rather than rent.

Safety and health

Violent crime here is 4.2 per 1,000 residents, higher than 67% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 77.8 years, longer than 73% of American counties. There are 8 active physicians in the county, about 4.7 per 10,000 people. 9.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.63 where 3.0 is national grade level, lower than 91% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 39 points. 64% of eligible voters turned out. Under Missouri law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is legal for adults.

Weather and risk

The year averages 56°F, highs near 67 and lows near 46, warmer than 52% of American counties. About 37 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 45 out of 100, safer than 55% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 198 Mbps down, slower than 51% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$62K
This county
national avg ~$75K
Poverty Rate11.1%
This county
national avg ~11.5%
Unemployment Rate2.4%
This county
national avg ~3.8%
GDP per Capita$37,236
Federal Spending per Capita$857
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers34.9%
Average Adjusted Gross Income$60K
Avg Credit Score682
Work From Home %5.3%
This county
national avg 17.0%
Population Under 1822.2%
This county
national avg 22.0%
Single-Person Households26.4%
This county
national avg 28.0%
Banks & Finance Firms17
Income (20th Percentile)$26K
Income (80th Percentile)$113K
Income (95th Percentile)$166K
Bachelor's Degree or Higher23.3%
This county
national avg 34.3%
Less Than High School9.5%
This county
national avg 11.0%
Knowledge Economy GDP %1.5%
Dependency Ratio0.69
Medicare Spending / Person$3,112
SS Benefits / Person$4,151
Education Wage Premium1.80x
Median Earnings (Bachelor's)$43K
Median Earnings (Graduate)$60K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients2.4%
Average Annual Wage$42K
Professional Services Concentration0.21x national
This county
1.0 = national average share
Federal Government Jobs Located Here46
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government1.3%
Federal Civilian Share of Earnings1.4%
Federal Contract Dollars Performed Here (FY2025)$164,017
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars66%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$243K
This county
$240K state avg
$303K national
Market Rent (ZORI)$923/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.70%
This county
0.88% state avg
1.10% national

Annual tax on median home: $1,174

Affordability & Supply

HUD Fair Market Rent (2BR)$958/mo
Home Price Change (1 yr)+10.0%++2.5% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households10.0%
Homeownership Rate76.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— High — sellers are negotiating
26.2%
Active Listings
53
New Listings / Month
16

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
28 days
Months of Supply (Redfin)— Balanced market
3.3 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy77.8 yrs
This county
national avg ~78.5 years
Food Insecurity11.2%
This county
national avg ~11%
Food Environment Index7.4 / 10
This county
higher = better access
Primary Care Shortage Score7
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score15
Healthcare Shortage Score13.0
Healthcare Offices18
Obesity Rate (BRFSS)37.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)29.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.7%
This county
national avg 32.0%
Active Physicians8
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients457 / 1,000
Medicare Cost per Beneficiary$10,725
Uninsured (under 65)9.3%
This county
national avg ~10%
Adults with Depression25.1%

Education

Math Test Scores2.56 grade level
Reading Test Scores2.69 grade level
HS Diploma Holders3,632
Bachelor's Degree Holders1,809
HS Completion Rate90.5%
This county
national avg ~85%

Safety

Violent Crime Rate4.2 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)37th pct
Drug Overdose Deaths (2024)14.4 / 100K

Climate & Air Quality

Natural Amenity Scale-0.1
January Sunshine0.29
January Temperature-0.40
Average Temp56°F+2.2% since 2022
Avg High Temp67°F+0.8% since 2022
Avg Low Temp46°F+4.6% since 2022
Median AQIAQI 42
Good Air Days195 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation36.6 in/yr+0.3% since 2022
Avg Storm Events4.4 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-0.24
Heating Degree Days4,614 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,437 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,223 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,299 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.6
Avg Hail Events / Year0.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)45 / 100
Community Resilience (FEMA)79 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)7.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)45 properties
FAA-Registered Airports2 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed198 Mbps
This county
national avg ~120 Mbps
Upload Speed150 Mbps
Fixed Internet (Q1 2026)311 Mbps
Mobile Internet (Q1 2026)308 Mbps
Mobile Upload (Q1 2026)32 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet10.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)248 Mbps

EV Infrastructure

EV Charging Stations3 stations
DC Fast Chargers8 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers381 workers
Public Transit Commuters19 workers
Walk to Work (workers)71 workers
Extreme Commutes (90+ min)258 workers
Bike Commuters0.2%
Walk to Work1.0%

Families & Childcare

Childcare Cost Burden20.6%
This county
national median ~27% of household income
Childcare Centers10.9 per 10K residents

Civic & Community

Voter Turnout63.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.352
Nonprofit Organizations127
Veterans Share8.5%
This county
national avg 7.0%
Married Adults51.8%
Never-Married Adults28.9%
Divorced Adults11.8%
Religious Organizations17
Asian Population0.4%
Native American Population0.2%
Membership Associations11.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.76 per 1K residents
Nursing & Care Facilities23
Hotels & Lodging5
Recreation Businesses7
Professional Services Firms22
Veterinary Practices3
Real Estate Firms13
Debt Burden
Avg Mortgage Balance$65K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate42.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.19%

Politics

R+39

2024 Presidential · Missouri was R+19 statewide

vs Missouri State

Income tax
4.7%Same (state law)
Property tax
0.70%0.88% state avg
Politics
R+39R+19
COL Index
86state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +212

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.86x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Cooper County

Median home value: $243K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable