← Map/← Missouri/Counties/Clay

Clay
Missouri

253K

Population

$82K

Median Income

$318K

Median Home

Swing

Politics

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What stands out

If you had to describe Clay County in numbers, start here: home internet speed is in the top 10% of American counties (284 Mbps), the median household income is in the top 11% of American counties ($82,264), and natural-hazard risk is in the top 13% of American counties (87 of 100). Within Missouri it ranks 9th of 115 counties for home internet speed.

Where you are

You live in Clay County, Missouri. 253,085 people live here with you. The population grew 1.1% last year, and more Americans moved in than out (net +1,544).

Missouri stopped taxing Social Security and public pensions for all residents in 2024 and has been cutting its top income-tax rate toward 4.5%. Home prices are well below the national average in both Kansas City and St. Louis. The state's property tax on vehicles, paid every year, surprises new arrivals; tornado exposure is high across the state.

Money

The typical household here brings in $82,264 a year, higher than 89% of American counties. Employers pay an average wage of $63,093. Unemployment runs 2.5%, lower than 84% of American counties. 12% of workers work from home.

Missouri takes 4.5% of that median income in state income tax, about $3,686 a year.

Home

The median home costs $322K, pricier than 74% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $1,112 a month. Property tax is 1.15% of home value, roughly $2,733 a year on that median home, higher than 70% of American counties. 68% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 62% of American counties. Drug overdoses killed 20 people per 100,000 in 2024.

A child born here can expect to live 78.5 years, longer than 80% of American counties. There are 494 active physicians in the county, about 19.5 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 8.0% of people under 65 have no health insurance.

School

Local students test at grade level 3.27 where 3.0 is national grade level, higher than 81% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted almost evenly. 69% of eligible voters turned out. Under Missouri law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is legal for adults.

Weather and risk

The year averages 56°F, highs near 66 and lows near 45, colder than 51% of American counties. About 30 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 87 out of 100, riskier than 87% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 284 Mbps down, faster than 90% of American counties. There are 7 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people, 7 breweries.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$82K
This county
national avg ~$75K
Poverty Rate7.7%
This county
national avg ~11.5%
Unemployment Rate2.5%
This county
national avg ~3.8%
GDP per Capita$64,712
Federal Spending per Capita$576
Median Individual Earnings$49K
This county
national avg $45K
Professional/Management Workers40.0%
Average Adjusted Gross Income$83K
Avg Credit Score685
Work From Home %11.6%
This county
national avg 17.0%
Population Under 1823.8%
This county
national avg 22.0%
Single-Person Households27.2%
This county
national avg 28.0%
Banks & Finance Firms153
Income (20th Percentile)$39K
Income (80th Percentile)$144K
Income (95th Percentile)$237K
Bachelor's Degree or Higher34.9%
This county
national avg 34.3%
Less Than High School6.2%
This county
national avg 11.0%
Knowledge Economy GDP %19.6%
Dependency Ratio0.62
Medicare Spending / Person$2,530
SS Benefits / Person$3,514
Education Wage Premium1.71x
Median Earnings (Bachelor's)$63K
Median Earnings (Graduate)$71K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients1.6%
Average Annual Wage$63K
Professional Services Concentration0.83x national
This county
1.0 = national average share
Federal Government Jobs Located Here1,428
Federal Share of Jobs Located Here1.3%
Residents Who Work for the Federal Government4.0%
Federal Civilian Share of Earnings2.3%
Federal Contract Dollars Performed Here (FY2025)$67M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars16%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$318K
This county
$240K state avg
$303K national
Median Sale Price$320K
This county
$303K national
Market Rent (ZORI)$1535/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate1.15%
This county
0.88% state avg
1.10% national

Annual tax on median home: $2,733

Affordability & Supply

HUD Fair Market Rent (2BR)$1,358/mo
Home Price Change (1 yr)+1.8%−+4.7% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households9.1%
Homeownership Rate68.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.9%
Listings with Price Cuts— Low — market moving fast
22.3%
Sold Above List Price
25.7%
Median Days to Close
31 days
Active Listings
640
New Listings / Month
331

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
20 days
Months of Supply (Redfin)— Low inventory — sellers market
1.4 mo

Source: Redfin · Updated monthly

Health

Life Expectancy78.5 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.0%
This county
national avg ~11%
Food Environment Index8.1 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score0
Healthcare Shortage Score5.7
Healthcare Offices502
Obesity Rate (BRFSS)37.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.5%
This county
national avg 32.0%
Active Physicians494
Nursing Home Rating2.6 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients611 / 1,000
Medicare Cost per Beneficiary$13,492
Uninsured (under 65)8.0%
This county
national avg ~10%
Adults with Depression23.8%

Education

Math Test Scores3.26 grade level
Reading Test Scores3.29 grade level
HS Diploma Holders39,721
Bachelor's Degree Holders39,614
HS Completion Rate93.8%
This county
national avg ~85%
Private Schools69

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate16.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate18.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities20
Social Vulnerability (CDC SVI)27th pct
Drug Overdose Deaths (2024)19.6 / 100K
Suicide Rate19.2 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.2
January Sunshine0.29
January Temperature-0.42
Average Temp56°F+2.4% since 2022
Avg High Temp66°F+0.6% since 2022
Avg Low Temp45°F+4.7% since 2022
Median AQIAQI 43
Good Air Days228 days/yr
Unhealthy Air Days17 days/yr
Annual Precipitation29.7 in/yr+0.3% since 2022
Avg Storm Events17.6 storms/yr
Avg Annual Storm Damage$6K
Ozone Days212 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.90
Heating Degree Days4,830 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,430 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,478 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,284 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year2.0
Avg Hail Events / Year7.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)87 / 100
Community Resilience (FEMA)85 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)6.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)40 properties
FAA-Registered Airports9 total
Airports (excl. heliports)7 airports

Brewery Scene

Total Breweries7 breweries
Microbreweries2 microbreweries
Brewpubs5 brewpubs

Internet & Remote Work

Download Speed284 Mbps
This county
national avg ~120 Mbps
Upload Speed168 Mbps
Fixed Internet (Q1 2026)454 Mbps
Mobile Internet (Q1 2026)340 Mbps
Mobile Upload (Q1 2026)31 Mbps
Mobile Latency (Q1 2026)27 ms
Households with 100Mbps+97.8%
This county
national avg 75.0%
Cellular-Only Internet9.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)276 Mbps

EV Infrastructure

EV Charging Stations98 stations
DC Fast Chargers27 chargers
Level 2 EV Chargers191

Commute & Transit

Remote Workers15,269 workers
Public Transit Commuters461 workers
Walk to Work (workers)1,222 workers
Extreme Commutes (90+ min)1,496 workers
Bike Commuters0.1%
Walk to Work0.9%

Agriculture

Farms269 farms
Farmland7,305 acres

Families & Childcare

Childcare Cost Burden28.0%
This county
national median ~27% of household income
Childcare Centers5.9 per 10K residents
Childcare Facilities50

Civic & Community

Voter Turnout69.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.719
Nonprofit Organizations966
Veterans Share7.2%
This county
national avg 7.0%
Married Adults52.7%
Never-Married Adults29.1%
Divorced Adults13.8%
Religious Organizations153
Asian Population2.2%
Native American Population0.4%
Membership Associations8.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.61 per 1K residents
Colleges & Universities2
Nursing & Care Facilities31
Grocery Stores35
Arts & Entertainment Venues22
Hotels & Lodging44
Recreation Businesses62
Professional Services Firms549
Veterinary Practices65
Real Estate Firms312
Debt Burden
Avg Mortgage Balance$79K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate44.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.19%

Politics

Swing

2024 Presidential · Missouri was R+19 statewide

vs Missouri State

Income tax
4.7%Same (state law)
Property tax
1.15%0.88% state avg
Politics
SwingR+19
COL Index
86state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +2K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.75x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clay County

Median home value: $322K

View on Zillow →View on Realtor.com →

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Explore Other Missouri Counties

Adair County, MissouriAndrew County, MissouriAtchison County, MissouriAudrain County, MissouriBarry County, MissouriBarton County, MissouriBates County, MissouriBenton County, MissouriBollinger County, MissouriBoone County, MissouriButler County, MissouriCaldwell County, MissouriAll Missouri counties →

Full Missouri profile

Taxes, cost of living, crime, schools, gun laws and more.

View Missouri →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable