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Carter
Missouri

5K

Population

$46K

Median Income

$181K

Median Home

R+72

Politics

Economy

Median Household Income$46K
This county
national avg ~$75K
Poverty Rate19.5%
This county
national avg ~11.5%
Unemployment Rate3.6%
This county
national avg ~3.8%
GDP per Capita$29,855
Federal Spending per Capita$240
Median Individual Earnings$29K
This county
national avg $45K
Professional/Management Workers23.4%
Average Adjusted Gross Income$51K
Avg Credit Score662
Work From Home %11.7%
This county
national avg 17.0%
Population Under 1821.9%
This county
national avg 22.0%
Single-Person Households34.8%
This county
national avg 28.0%
Banks & Finance Firms6
Income (20th Percentile)$20K
Income (80th Percentile)$104K
Income (95th Percentile)$172K
Bachelor's Degree or Higher14.1%
This county
national avg 35.0%
Less Than High School16.6%
This county
national avg 11.0%
Knowledge Economy GDP %0.3%
Dependency Ratio1.12
Medicare Spending / Person$4,324
SS Benefits / Person$5,387
Education Wage Premium1.69x
Median Earnings (Bachelor's)$69K
Median Earnings (Graduate)$49K
Median Earnings (HS Diploma)$29K
Public Assistance Recipients0.2%
Average Annual Wage$36K

Housing

Median Home Value$173K
This county
$240K state avg
$303K national
Market Rent (ZORI)$625/mo
This county
$1100/mo state avg
$1400/mo national
Property Tax Rate0.43%
This county
0.88% state avg
1.10% national

Annual tax on median home: $785

Affordability & Supply

HUD Fair Market Rent (2BR)$888/mo
Home Value to Income Ratio2.3x income
Severely Cost-Burdened Households6.0%
Homeownership Rate69.4%
This county
national avg ~65%

Market Activity

Listings with Price CutsLow — market moving fast
15.1%
Active Listings
43
New Listings / Month
6

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Slow — buyers have leverage
68 days
Months of Supply (Redfin)High inventory — buyers market
6.5 mo
Sold Above List (Redfin)
25.0%
Sale-to-List Ratio (Redfin)Sellers market — homes selling at or above list
99.1%

Source: Redfin · Updated monthly

Health

Life Expectancy71.8 yrs
This county
national avg ~78.5 years
Food Insecurity18.7%
This county
national avg ~11%
Food Environment Index4.1 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score18
Healthcare Shortage Score18.0
Healthcare Offices10
Obesity Rate (BRFSS)39.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)23.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)26.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)34.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)36.5%
This county
national avg 32.0%
Active Physicians2
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients627 / 1,000
Medicare Cost per Beneficiary$11,911
Uninsured (under 65)10.8%
This county
national avg ~10%
Adults with Depression28.3%

Education

Math Test Scores3.22 grade level
Reading Test Scores3.31 grade level
HS Diploma Holders1,534
Bachelor's Degree Holders214
HS Completion Rate83.4%
This county
national avg ~85%

Safety

Violent Crime Rate4.6 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)48th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale1.2
January Sunshine0.56
January Temperature0.19
Average Temp58°F
Avg High Temp70°F
Avg Low Temp47°F
Annual Precipitation36.9 in/yr
Avg Storm Events11.0 storms/yr
Avg Annual Storm Damage$68K
Drought Index (2022)-0.25
Heating Degree Days4,002 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,567 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,507 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,301 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year3.4
Avg Hail Events / Year3.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)39 / 100
Community Resilience (FEMA)6 / 100
Federal Disaster Declarations22 since 1953
Fine Particulate Pollution (PM2.5)7.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)31 properties
FAA-Registered Airports3 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed70 Mbps
This county
national avg ~120 Mbps
Upload Speed8 Mbps
Fixed Internet (Q1 2026)141 Mbps
Mobile Internet (Q1 2026)255 Mbps
Mobile Upload (Q1 2026)34 Mbps
Mobile Latency (Q1 2026)50 ms
Households with 100Mbps+7.2%
This county
national avg 75.0%
Cellular-Only Internet20.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)18 Mbps

Commute & Transit

Remote Workers271 workers
Public Transit Commuters3 workers
Walk to Work42 workers
Extreme Commutes (90+ min)70 workers
Walk to Work1.8%

Families & Childcare

Childcare Cost Burden12.5%
This county
national median ~27% of household income
Childcare Centers9.9 per 10K residents

Civic & Community

Voter Turnout62.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.187
Nonprofit Organizations31
Veterans Share12.2%
This county
national avg 7.0%
Married Adults45.9%
Never-Married Adults27.8%
Divorced Adults16.9%
Religious Organizations5
Asian Population0.1%
Membership Associations9.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.83 per 1K residents
Nursing & Care Facilities3
Grocery Stores6
Professional Services Firms5
Real Estate Firms3
Debt Burden
Avg Mortgage Balance$49K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate49.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.05%

Politics

R+72

2024 Presidential · Missouri was R+19 statewide

vs Missouri State

Income tax
4.7%Same (state law)
Property tax
0.43%0.88% state avg
Politics
R+72R+19
COL Index
County data86 (state)

Population & Migration

Net Domestic Migration 2023

+55

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.99x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Carter County

Median home value: $181K

View on Zillow →View on Realtor.com →

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Local News — Carter

The Winchester Star · 3 days ago

Bonnadean “Bonnie” Elizabeth (McIntire) Cather Carter

Bonnadean “Bonnie” Elizabeth (McIntire) Cather Carter Bonnadean “Bonnie” Elizabeth (McIntire) Cather

The Missouri Times - · 1 month ago

On The Trail in SD 32

When Senator Jill Carter defeated then-Senator Bill White in 2022, she established herself as one of

Legacy | Obituary · 1 day ago

Bonnadean Elizabeth "Bonnie" Carter

Bonnadean Carter Obituary Bonnadean "Bonnie" Elizabeth (McIntire) Cather Carter, 86, of Mt. Grove, M

Missouri Independent · 1 month ago

Family ties create tag-team rematch in Missouri’s 32nd District state Senate primary

State Sen. Jill Carter was the only Republican primary candidate in 2022 to unseat an incumbent, and

KFVS12 · 2 weeks ago

Carter County Sheriff’s Office becomes first in Missouri to launch direct-to-dispatch school safety app

“If there is a threat or an active shooter, the teacher simply slides this over, and this is automat

Newstalk KZRG · 1 month ago

Carter defeats Nichols in Missouri Senate District 32 GOP primary

What do you think? ... State Sen. Jill Carter has won the Republican primary for Missouri's 32nd Sen

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Full Missouri profile

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable