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Holmes
Mississippi

17K

Population

$29K

Median Income

$90K

Median Home

D+56

Politics

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What stands out

What stands out about Holmes County: the restaurant count per person is among the fewest in America (0.2 per 1,000), the median home price is among the cheapest in America ($80K), and the typical two-bedroom rent is among the lowest in America ($393 a month). Within Mississippi it ranks 3rd of 68 counties for the restaurant count per person, counting from the bottom.

Where you are

You live in Holmes County, Mississippi. 16,848 people live here with you. The population shrank 2.1% last year, and more Americans moved out than in (net -262).

Mississippi exempts all retirement income from its income tax, which is a flat 4% on income over $10,000 for 2026 and is scheduled to be eliminated over the coming decade. Home prices and overall cost of living are the lowest in the country. The state also ranks last or near last on health, income and school measures, and the Gulf coast carries hurricane exposure.

Money

The typical household here brings in $28,818 a year, lower than 98% of American counties. Employers pay an average wage of $41,381. Unemployment runs 6.6%, higher than 98% of American counties. 3% of workers work from home; for the rest the average commute is 35 minutes each way.

Mississippi takes 2.6% of that median income in state income tax, about $753 a year.

Home

The median home costs $80K, cheaper than almost every county in America, about 1.8 years of the median household's income. A two-bedroom rents for around $393 a month. Property tax is 0.97% of home value, roughly $719 a year on that median home, higher than 58% of American counties. 62% of households own rather than rent.

Safety and health

Violent crime here is 4.9 per 1,000 residents, higher than 94% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 67.2 years, shorter than almost every county in America. There are 11 active physicians in the county, about 6.5 per 10,000 people. 12.1% of people under 65 have no health insurance.

School

Local students test at grade level 2.49 where 3.0 is national grade level, lower than 96% of American counties. 81% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 56 points, among the most lopsided counties in the country. 63% of eligible voters turned out. Under Mississippi law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 67°F, highs near 77 and lows near 57, warmer than 89% of American counties. About 49 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 61 out of 100, riskier than 61% of American counties; the county has had 30 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 184 Mbps down, slower than 57% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.2 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$29K
This county
national avg ~$75K
Poverty Rate34.5%
This county
national avg ~11.5%
Unemployment Rate6.6%
This county
national avg ~3.8%
GDP per Capita$21,410
Federal Spending per Capita$1,151
Median Individual Earnings$27K
This county
national avg $45K
Professional/Management Workers23.5%
Average Adjusted Gross Income$35K
Avg Credit Score604
Work From Home %3.1%
This county
national avg 17.0%
Population Under 1824.9%
This county
national avg 22.0%
Single-Person Households37.9%
This county
national avg 28.0%
Banks & Finance Firms10
Income (20th Percentile)$9K
Income (80th Percentile)$73K
Income (95th Percentile)$150K
Bachelor's Degree or Higher14.7%
This county
national avg 34.3%
Less Than High School19.0%
This county
national avg 11.0%
Dependency Ratio0.69
Medicare Spending / Person$4,558
SS Benefits / Person$4,018
Education Wage Premium2.27x
Median Earnings (Bachelor's)$34K
Median Earnings (Graduate)$56K
Median Earnings (HS Diploma)$25K
Public Assistance Recipients7.8%
Average Annual Wage$41K
Federal Government Jobs Located Here51
Federal Share of Jobs Located Here1.7%
Residents Who Work for the Federal Government3.0%
Federal Civilian Share of Earnings2.7%
Federal Contract Dollars Performed Here (FY2025)$0
Contract Dollars Relative to Local Wages0.00x wages

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$90K
This county
$180K state avg
$303K national
Market Rent (ZORI)$610/mo
This county
$950/mo state avg
$1400/mo national
Property Tax Rate0.97%
This county
0.64% state avg
1.10% national

Annual tax on median home: $719

Affordability & Supply

HUD Fair Market Rent (2BR)$842/mo
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households18.7%
Homeownership Rate62.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
17.6%
Active Listings
20
New Listings / Month
5

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
154 days
Months of Supply (Redfin)— High inventory — buyers market
7.5 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
100.0%

Source: Redfin · Updated monthly

Health

Life Expectancy67.2 yrs
This county
national avg ~78.5 years
Food Insecurity24.8%
This county
national avg ~11%
Food Environment Index3.6 / 10
This county
higher = better access
Primary Care Shortage Score25
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score23
Healthcare Shortage Score23.0
Healthcare Offices15
Obesity Rate (BRFSS)51.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)23.5%
This county
national avg 14.0%
Poor Health Rate (BRFSS)34.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)44.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)53.1%
This county
national avg 32.0%
Active Physicians11
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients780 / 1,000
Medicare Cost per Beneficiary$17,461
Uninsured (under 65)12.1%
This county
national avg ~10%
Adults with Depression18.3%

Education

Math Test Scores2.41 grade level
Reading Test Scores2.58 grade level
HS Diploma Holders3,218
Bachelor's Degree Holders1,149
HS Completion Rate81.0%
This county
national avg ~85%

Safety

Violent Crime Rate4.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate47.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate34.4 / 100K
This county
national avg ~7.5/100K
Traffic Fatalities11
Social Vulnerability (CDC SVI)99th pct
Drug Overdose Deaths (2024)11.3 / 100K
Suicide Rate11.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.9
January Sunshine0.01
January Temperature1.00
Average Temp67°F+3.2% since 2022
Avg High Temp77°F+1.4% since 2022
Avg Low Temp57°F+6.0% since 2022
Median AQIAQI 54
Good Air Days131 days/yr
Unhealthy Air Days3 days/yr
Annual Precipitation48.5 in/yr-17% since 2022
Avg Storm Events13.2 storms/yr
Avg Annual Storm Damage$580K
Drought Index (2022)0.20
Heating Degree Days2,071 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,829 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)2,651 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,118 CDD/yr
Avg Tornadoes / Year2.6
Avg Flood Events / Year1.8
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)61 / 100
Community Resilience (FEMA)2 / 100
Federal Disaster Declarations30 since 1953
Fine Particulate Pollution (PM2.5)8.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)17 properties
FAA-Registered Airports3 total
Airports (excl. heliports)3 airports

Internet & Remote Work

Download Speed184 Mbps
This county
national avg ~120 Mbps
Upload Speed56 Mbps
Fixed Internet (Q1 2026)223 Mbps
Mobile Internet (Q1 2026)68 Mbps
Mobile Upload (Q1 2026)5 Mbps
Mobile Latency (Q1 2026)51 ms
Households with 100Mbps+60.8%
This county
national avg 75.0%
Cellular-Only Internet18.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)36 Mbps

Commute & Transit

Remote Workers164 workers
Public Transit Commuters0 workers
Walk to Work (workers)98 workers
Extreme Commutes (90+ min)359 workers
Avg Commute Time34.8 min
This county
national avg ~27 min
Walk to Work1.9%

Agriculture

Farms225 farms
Farmland125,779 acres

Families & Childcare

Childcare Cost Burden21.9%
This county
national median ~27% of household income
Childcare Centers10.6 per 10K residents
Childcare Facilities9

Civic & Community

Voter Turnout62.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)7.855
Nonprofit Organizations64
Veterans Share4.3%
This county
national avg 7.0%
Married Adults34.5%
Never-Married Adults49.0%
Divorced Adults9.4%
Religious Organizations15
Asian Population0.2%
Native American Population0.1%
Membership Associations10.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.18 per 1K residents
Colleges & Universities1
Grocery Stores3
Hotels & Lodging5
Recreation Businesses3
Professional Services Firms9
Real Estate Firms11
Debt Burden
Avg Mortgage Balance$29K
Avg Student Loan Balance$23K
Avg Credit Card Balance$2K
Loan Delinquency Rate70.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.00%

Politics

D+56

2024 Presidential · Mississippi was R+17 statewide

vs Mississippi State

Income tax
4.7%Same (state law)
Property tax
0.97%0.64% state avg
Politics
D+56R+17
COL Index
82state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -262

More people leaving than arriving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.95x avg income)

Economic Mobility

35%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Holmes County

Median home value: $80K

View on Zillow →View on Realtor.com →

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Full Mississippi profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable