← Map/← Massachusetts/Counties/Hampden

Hampden
Massachusetts

465K

Population

$67K

Median Income

$348K

Median Home

D+8

Politics

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What stands out

If you had to describe Hampden County in numbers, start here: the uninsured rate is among the lowest in America (3.8%), home internet speed is in the top 5% of American counties (301 Mbps), and the overdose death rate is in the top 8% of American counties (37 per 100,000). Within Massachusetts it ranks 11th of 14 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Hampden County, Massachusetts. 464,575 people live here with you. The population held steady at 0.1% last year, and more Americans moved out than in (net -1,931).

Massachusetts has a flat 5% income tax plus a 4% surtax on income above about $1 million, an estate tax that begins at $2 million, and some of the highest home prices in the country inside Route 128. It does not tax Social Security. Health insurance coverage is the highest of any state, a legacy of the 2006 reform that preceded the federal law.

Money

The typical household here brings in $66,619 a year, higher than 67% of American counties. Employers pay an average wage of $62,834. Unemployment runs 4.9%, higher than 88% of American counties. 9% of workers work from home; for the rest the average commute is 21 minutes each way.

Massachusetts takes 5.0% of that median income in state income tax, about $3,331 a year.

Home

The median home costs $354K, pricier than 79% of American counties, about 3.0 years of the median household's income. A two-bedroom rents for around $1,136 a month. Property tax is 1.62% of home value, roughly $4,174 a year on that median home, higher than 90% of American counties. 62% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 61% of American counties. Drug overdoses killed 37 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 76.9 years, longer than 63% of American counties. There are 1,560 active physicians in the county, about 33.6 per 10,000 people. Medicare rates the local hospitals 2.8 of 5 stars. 3.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.05 where 3.0 is national grade level, lower than 56% of American counties. 87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 8 points. 62% of eligible voters turned out. Under Massachusetts law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 49°F, highs near 59 and lows near 39, colder than 78% of American counties. About 44 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 84 out of 100, riskier than 84% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 301 Mbps down, faster than 95% of American counties. There are 5 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 6 breweries, 7 museums, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$67K
This county
national avg ~$75K
Poverty Rate16.9%
This county
national avg ~11.5%
Unemployment Rate4.9%
This county
national avg ~3.8%
GDP per Capita$63,473
Federal Spending per Capita$691
Median Individual Earnings$46K
This county
national avg $45K
Professional/Management Workers38.1%
Average Adjusted Gross Income$70K
Avg Credit Score688
Work From Home %8.6%
This county
national avg 17.0%
Population Under 1821.2%
This county
national avg 22.0%
Single-Person Households30.7%
This county
national avg 28.0%
Banks & Finance Firms239
Income (20th Percentile)$25K
Income (80th Percentile)$136K
Income (95th Percentile)$241K
Bachelor's Degree or Higher28.6%
This county
national avg 34.3%
Less Than High School13.3%
This county
national avg 11.0%
Knowledge Economy GDP %10.0%
Dependency Ratio0.63
Medicare Spending / Person$3,260
SS Benefits / Person$3,828
Education Wage Premium1.95x
Median Earnings (Bachelor's)$62K
Median Earnings (Graduate)$78K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients4.6%
Average Annual Wage$63K
Professional Services Concentration0.53x national
This county
1.0 = national average share
Federal Government Jobs Located Here3,643
Federal Share of Jobs Located Here1.8%
Residents Who Work for the Federal Government2.4%
Federal Civilian Share of Earnings2.5%
Federal Contract Dollars Performed Here (FY2025)$67M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars18%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$348K
This county
$580K state avg
$303K national
Median Sale Price$313K
This county
$303K national
Market Rent (ZORI)$1709/mo
This county
$2400/mo state avg
$1400/mo national
Property Tax Rate1.62%
This county
1.04% state avg
1.10% national

Annual tax on median home: $4,174

Affordability & Supply

HUD Fair Market Rent (2BR)$1,734/mo
Home Price Change (1 yr)+5.3%−+1.3% since 2024
Home Value to Income Ratio3.0x income
Severely Cost-Burdened Households15.4%
Homeownership Rate61.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Sellers market — homes selling above list
100.3%
Listings with Price Cuts— Low — market moving fast
15.1%
Sold Above List Price
48.3%
Median Days to Close
37 days
Active Listings
638
New Listings / Month
321

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
21 days
Months of Supply (Redfin)— Low inventory — sellers market
1.8 mo
Sold Above List (Redfin)— Competitive — many homes bid up
64.0%

Sale-to-List Cross-Reference

Zillow 100.3%  ·  Redfin 102.4%

Source: Redfin · Updated monthly

Health

Life Expectancy76.9 yrs
This county
national avg ~78.5 years
Hospital Rating2.8 / 5
This county
national avg 3.0 stars
Food Insecurity10.9%
This county
national avg ~11%
Food Environment Index8.1 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score22
Healthcare Shortage Score19.0
Healthcare Offices683
Obesity Rate (BRFSS)35.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)29.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.2%
This county
national avg 32.0%
Active Physicians1,560
Nursing Home Rating3.2 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients693 / 1,000
Medicare Cost per Beneficiary$11,684
Uninsured (under 65)3.8%
This county
national avg ~10%
Adults with Depression27.5%

Education

Math Test Scores2.96 grade level
Reading Test Scores3.15 grade level
HS Diploma Holders81,830
Bachelor's Degree Holders54,812
HS Completion Rate86.7%
This county
national avg ~85%
Private Schools141

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate8.3 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.3 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate49.4 / 100K
This county
national avg ~21/100K
Traffic Fatalities42
Social Vulnerability (CDC SVI)82th pct
Drug Overdose Deaths (2024)36.7 / 100K
Suicide Rate10.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.1
January Sunshine-0.68
January Temperature-0.48
Average Temp49°F-1.4% since 2022
Avg High Temp59°F-2.3% since 2022
Avg Low Temp39°F-0.3% since 2022
Median AQIAQI 46
Good Air Days220 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation44.2 in/yr-5.4% since 2022
Avg Storm Events29.4 storms/yr
Avg Annual Storm Damage$188K
Ozone Days130 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.24
Heating Degree Days6,384 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days565 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,951 HDD/yr
Cooling Degree Days (1901–2000 Baseline)374 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year4.2
Avg Hail Events / Year3.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)84 / 100
Community Resilience (FEMA)78 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)8.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)171 properties
FAA-Registered Airports14 total
Airports (excl. heliports)5 airports

Brewery Scene

Total Breweries6 breweries
Microbreweries5 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed301 Mbps
This county
national avg ~120 Mbps
Upload Speed51 Mbps
Fixed Internet (Q1 2026)437 Mbps
Mobile Internet (Q1 2026)277 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)30 ms
Households with 100Mbps+98.8%
This county
national avg 75.0%
Cellular-Only Internet15.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)175 Mbps

EV Infrastructure

EV Charging Stations201 stations
DC Fast Chargers126 chargers
Level 2 EV Chargers419

Commute & Transit

Remote Workers18,066 workers
Public Transit Commuters3,970 workers
Walk to Work (workers)4,037 workers
Extreme Commutes (90+ min)3,810 workers
Avg Commute Time20.8 min
This county
national avg ~27 min
Bike Commuters0.1%
Walk to Work1.9%

Agriculture

Farms414 farms
Farmland5,058 acres

Families & Childcare

Childcare Cost Burden46.4%
This county
national median ~27% of household income
Childcare Centers6.8 per 10K residents
Childcare Facilities108

Civic & Community

Voter Turnout62.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.567
Nonprofit Organizations1,434
Veterans Share6.2%
This county
national avg 7.0%
Married Adults43.5%
Never-Married Adults40.5%
Divorced Adults10.4%
Religious Organizations195
Asian Population2.6%
Native American Population0.2%
Membership Associations8.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.70 per 1K residents
Colleges & Universities9
Nursing & Care Facilities240
Grocery Stores219
Arts & Entertainment Venues29
Hotels & Lodging48
Recreation Businesses102
Professional Services Firms714
Veterinary Practices65
Real Estate Firms358
Museums7
Debt Burden
Avg Mortgage Balance$90K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate40.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.32%

Politics

D+8

2024 Presidential · Massachusetts was D+28 statewide

vs Massachusetts State

Income tax
9%Same (state law)
Property tax
1.62%1.04% state avg
Politics
D+8D+28
COL Index
148state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -2K

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.88x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hampden County

Median home value: $354K

View on Zillow →View on Realtor.com →

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Explore Other Massachusetts Counties

Barnstable County, MassachusettsBerkshire County, MassachusettsBristol County, MassachusettsFranklin County, MassachusettsHampshire County, MassachusettsNantucket County, MassachusettsNorfolk County, MassachusettsPlymouth County, MassachusettsSuffolk County, MassachusettsWorcester County, MassachusettsEssex County, MassachusettsDukes County, MassachusettsAll Massachusetts counties →

Full Massachusetts profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable