← Map/Massachusetts/Counties/Franklin

Franklin
Massachusetts

71K

Population

$70K

Median Income

$373K

Median Home

D+33

Politics

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Where you are

You live in Franklin County, Massachusetts. 70,980 people live here with you. The population held steady at 0.2% last year, and more Americans moved out than in (net -51).

Massachusetts has a flat 5% income tax plus a 4% surtax on income above about $1 million, an estate tax that begins at $2 million, and some of the highest home prices in the country inside Route 128. It does not tax Social Security. Health insurance coverage is the highest of any state, a legacy of the 2006 reform that preceded the federal law.

Money

The typical household here brings in $70,383 a year, higher than 75% of American counties. Employers pay an average wage of $54,261. Unemployment runs 3.4%, lower than 51% of American counties. 14% of workers work from home.

Massachusetts takes 5.0% of that median income in state income tax, about $3,519 a year.

Home

The median home costs $373K, pricier than 82% of American counties, about 3.1 years of the median household's income. A two-bedroom rents for around $1,257 a month. Property tax is 1.57% of home value, roughly $4,467 a year on that median home, higher than 88% of American counties. 70% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 82% of American counties. Drug overdoses killed 18 people per 100,000 in 2024.

A child born here can expect to live 79.7 years, longer than 89% of American counties. There are 110 active physicians in the county, about 15.5 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 3.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.10 where 3.0 is national grade level, lower than 54% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 33 points. 75% of eligible voters turned out. Under Massachusetts law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 47°F, highs near 58 and lows near 37, colder than 84% of American counties. About 44 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 53 out of 100, riskier than 53% of American counties; the county has had 22 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 239 Mbps down, faster than 68% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people, 5 breweries, 7 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$70K
This county
national avg ~$75K
Poverty Rate13.5%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$54,593
Federal Spending per Capita$759
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers44.0%
Average Adjusted Gross Income$72K
Avg Credit Score703
Work From Home %13.7%
This county
national avg 17.0%
Population Under 1816.9%
This county
national avg 22.0%
Single-Person Households32.1%
This county
national avg 28.0%
Banks & Finance Firms24
Income (20th Percentile)$29K
Income (80th Percentile)$129K
Income (95th Percentile)$224K
Bachelor's Degree or Higher36.1%
This county
national avg 35.0%
Less Than High School6.3%
This county
national avg 11.0%
Knowledge Economy GDP %13.3%
Dependency Ratio0.94
Medicare Spending / Person$3,582
SS Benefits / Person$4,641
Education Wage Premium1.61x
Median Earnings (Bachelor's)$47K
Median Earnings (Graduate)$65K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients3.5%
Average Annual Wage$54K
Professional Services Concentration0.41x national
This county
1.0 = national average share

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$366K
This county
$580K state avg
$303K national
Median Sale Price$324K
This county
$303K national
Market Rent (ZORI)$1690/mo
This county
$2400/mo state avg
$1400/mo national
Property Tax Rate1.57%
This county
1.04% state avg
1.10% national

Annual tax on median home: $4,467

Affordability & Supply

HUD Fair Market Rent (2BR)$1,866/mo
Home Price Change (1 yr)+9.6%+102% since 2024
Home Value to Income Ratio3.1x income
Severely Cost-Burdened Households14.0%
Homeownership Rate69.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List RatioBuyers market — homes selling below list
99.8%
Listings with Price CutsLow — market moving fast
12.6%
Sold Above List Price
31.4%
Median Days to Close
40 days
Active Listings
104
New Listings / Month
45

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
25 days
Months of Supply (Redfin)Low inventory — sellers market
2.4 mo
Sold Above List (Redfin)Competitive — many homes bid up
41.9%

Sale-to-List Cross-Reference

Zillow 99.8%  ·  Redfin 101.0%

Source: Redfin · Updated monthly

Health

Life Expectancy79.7 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity8.7%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score22
Healthcare Shortage Score19.0
Healthcare Offices73
Obesity Rate (BRFSS)26.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.1%
This county
national avg 32.0%
Active Physicians110
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients649 / 1,000
Medicare Cost per Beneficiary$10,288
Uninsured (under 65)3.2%
This county
national avg ~10%
Adults with Depression27.1%

Education

Math Test Scores2.97 grade level
Reading Test Scores3.24 grade level
HS Diploma Holders12,619
Bachelor's Degree Holders5,573
HS Completion Rate93.7%
This county
national avg ~85%
Private Schools37

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate3.7 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate39.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities7
Social Vulnerability (CDC SVI)44th pct
Drug Overdose Deaths (2024)18.4 / 100K
Suicide Rate11.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.0
January Sunshine-0.68
January Temperature-0.80
Average Temp47°F-2.7% since 2022
Avg High Temp58°F-2.7% since 2022
Avg Low Temp37°F-2.4% since 2022
Median AQIAQI 43
Good Air Days246 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation43.8 in/yr+0.2% since 2022
Avg Storm Events25.0 storms/yr
Avg Annual Storm Damage$85K
Ozone Days139 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.52
Heating Degree Days6,874 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days466 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,432 HDD/yr
Cooling Degree Days (1901–2000 Baseline)298 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year4.6
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)53 / 100
Community Resilience (FEMA)93 / 100
Federal Disaster Declarations22 since 1953
Fine Particulate Pollution (PM2.5)8.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)62 properties
FAA-Registered Airports2 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries5 breweries
Microbreweries2 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed239 Mbps
This county
national avg ~120 Mbps
Upload Speed79 Mbps
Fixed Internet (Q1 2026)366 Mbps
Mobile Internet (Q1 2026)227 Mbps
Mobile Upload (Q1 2026)21 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+86.0%
This county
national avg 75.0%
Cellular-Only Internet8.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)108 Mbps

EV Infrastructure

EV Charging Stations59 stations
DC Fast Chargers15 chargers
Level 2 EV Chargers111

Commute & Transit

Remote Workers4,830 workers
Public Transit Commuters362 workers
Walk to Work1,420 workers
Extreme Commutes (90+ min)659 workers
Bike Commuters0.3%
Walk to Work4.0%

Families & Childcare

Childcare Cost Burden42.5%
This county
national median ~27% of household income
Childcare Centers6.9 per 10K residents
Childcare Facilities17

Civic & Community

Voter Turnout75.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.452
Nonprofit Organizations485
Veterans Share7.5%
This county
national avg 7.0%
Married Adults48.6%
Never-Married Adults31.6%
Divorced Adults13.4%
Religious Organizations48
Asian Population1.9%
Native American Population0.1%
Membership Associations10.8 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.95 per 1K residents
Colleges & Universities1
Nursing & Care Facilities38
Grocery Stores36
Arts & Entertainment Venues11
Hotels & Lodging15
Recreation Businesses23
Professional Services Firms118
Veterinary Practices20
Real Estate Firms39
Museums7
Debt Burden
Avg Mortgage Balance$94K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate33.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.32%

Politics

D+33

2024 Presidential · Massachusetts was D+28 statewide

vs Massachusetts State

Income tax
9%Same (state law)
Property tax
1.57%1.04% state avg
Politics
D+33D+28
COL Index
County data148 (state)

Population & Migration

Net Domestic Migration 2023

-51

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.88x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Franklin County

Median home value: $373K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable