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Montgomery
Maryland

1.1M

Population

$126K

Median Income

$625K

Median Home

D+33

Politics

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What stands out

If you had to describe Montgomery County in numbers, start here: violent crime is among the lowest in America (2.6 per 1,000), the median household income is among the highest in America ($125,583), and the typical two-bedroom rent is among the highest in America ($1,976 a month). Within Maryland it ranks 2nd of 24 counties for violent crime, counting from the bottom.

Where you are

You live in Montgomery County, Maryland. 1,056,910 people live here with you, which makes it one of the country's big urban counties. The population grew 0.5% last year.

Maryland is the only state that levies both an estate tax and an inheritance tax, and its counties add their own income taxes of up to 3.2% on top of the state rate. Household income is the highest in the country, concentrated in the Washington suburbs of Montgomery and Howard counties. Social Security is not taxed and there is a pension exclusion for residents 65 and over.

Money

The typical household here brings in $125,583 a year, higher than almost every county in America. Employers pay an average wage of $94,473. Unemployment runs 2.9%, lower than 69% of American counties. 22% of workers work from home; for the rest the average commute is 26 minutes each way.

Maryland takes 4.8% of that median income in state income tax, about $5,978 a year.

Home

The median home costs $626K, pricier than 97% of American counties, about 3.9 years of the median household's income. A two-bedroom rents for around $1,976 a month. Property tax is 0.87% of home value, roughly $5,149 a year on that median home, higher than 51% of American counties. 66% of households own rather than rent.

Safety and health

Violent crime here is 2.6 per 1,000 residents, lower than almost every county in America. Drug overdoses killed 7 people per 100,000 in 2024.

A child born here can expect to live 83.5 years, longer than almost every county in America. There are 8,715 active physicians in the county, about 82.5 per 10,000 people. Medicare rates the local hospitals 2.5 of 5 stars. 8.0% of people under 65 have no health insurance.

School

91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 33 points. 79% of eligible voters turned out. Under Maryland law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 56°F, highs near 66 and lows near 46, warmer than 50% of American counties. About 34 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 94 out of 100, riskier than 94% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 279 Mbps down, faster than 88% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people, 15 breweries, 13 museums, 4 National Park Service sites.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$126K
This county
national avg ~$75K
Poverty Rate7.9%
This county
national avg ~11.5%
Unemployment Rate2.9%
This county
national avg ~3.8%
GDP per Capita$106,329
Federal Spending per Capita$23,722
Median Individual Earnings$66K
This county
national avg $45K
Professional/Management Workers59.0%
Average Adjusted Gross Income$133K
Avg Credit Score713
Work From Home %21.9%
This county
national avg 17.0%
Population Under 1822.9%
This county
national avg 22.0%
Single-Person Households25.1%
This county
national avg 28.0%
Banks & Finance Firms536
Income (20th Percentile)$54K
Income (80th Percentile)$248K
Income (95th Percentile)$250K
Bachelor's Degree or Higher60.0%
This county
national avg 34.3%
Less Than High School8.7%
This county
national avg 11.0%
Knowledge Economy GDP %29.0%
Dependency Ratio0.64
Medicare Spending / Person$2,159
SS Benefits / Person$3,139
Education Wage Premium3.02x
Median Earnings (Bachelor's)$80K
Median Earnings (Graduate)$117K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients2.1%
Average Annual Wage$94K
Professional Services Concentration1.48x national
This county
1.0 = national average share
Federal Government Jobs Located Here44,489
Federal Share of Jobs Located Here9.7%
Residents Who Work for the Federal Government13.2%
Federal Civilian Share of Earnings14.9%
Federal Contract Dollars Performed Here (FY2025)$11.4B
Contract Dollars Relative to Local Wages0.26x wages
Largest Award's Share of Contract Dollars7%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$625K
This county
$420K state avg
$303K national
Median Sale Price$582K
This county
$303K national
Market Rent (ZORI)$2284/mo
This county
$1950/mo state avg
$1400/mo national
Property Tax Rate0.87%
This county
0.97% state avg
1.10% national

Annual tax on median home: $5,149

Affordability & Supply

HUD Fair Market Rent (2BR)$2,246/mo
Home Price Change (1 yr)+1.3%−+3.9% since 2024
Home Value to Income Ratio3.9x income
Severely Cost-Burdened Households13.8%
Homeownership Rate65.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
99.7%
Listings with Price Cuts— Low — market moving fast
20.1%
Sold Above List Price
34.2%
Median Days to Close
28 days
Active Listings
2,128
New Listings / Month
1,029

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
32 days
Months of Supply (Redfin)— Low inventory — sellers market
2.5 mo
Sold Above List (Redfin)— Competitive — many homes bid up
44.1%

Sale-to-List Cross-Reference

Zillow 99.7%  ·  Redfin 100.7%

Source: Redfin · Updated monthly

Health

Life Expectancy83.5 yrs
This county
national avg ~78.5 years
Hospital Rating2.5 / 5
This county
national avg 3.0 stars
Food Insecurity8.9%
This county
national avg ~11%
Food Environment Index8.8 / 10
This county
higher = better access
Primary Care Shortage Score21
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score25
Healthcare Shortage Score22.7
Healthcare Offices2,917
Obesity Rate (BRFSS)25.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)7.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)14.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)18.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.8%
This county
national avg 32.0%
Active Physicians8,715
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients468 / 1,000
Medicare Cost per Beneficiary$11,525
Uninsured (under 65)8.0%
This county
national avg ~10%
Adults with Depression17.7%

Education

HS Diploma Holders87,586
Bachelor's Degree Holders198,924
HS Completion Rate91.3%
This county
national avg ~85%
Private Schools614

Safety

Violent Crime Rate2.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate4.4 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate14.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities143
Social Vulnerability (CDC SVI)49th pct
Drug Overdose Deaths (2024)7.0 / 100K
Suicide Rate7.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.6
January Sunshine-0.17
January Temperature0.09
Average Temp56°F+0.7% since 2022
Avg High Temp66°Fno change since 2022
Avg Low Temp46°F+1.8% since 2022
Median AQIAQI 42
Good Air Days291 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation33.8 in/yr-20% since 2022
Avg Storm Events89.6 storms/yr
Avg Annual Storm Damage$5M
Ozone Days195 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.16
Heating Degree Days4,524 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,150 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,063 HDD/yr
Cooling Degree Days (1901–2000 Baseline)885 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year28.6
Avg Hail Events / Year5.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)94 / 100
Community Resilience (FEMA)46 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)5.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units4 units
Historic Places (NRHP)82 properties
FAA-Registered Airports9 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries15 breweries
Microbreweries10 microbreweries
Brewpubs5 brewpubs

Internet & Remote Work

Download Speed279 Mbps
This county
national avg ~120 Mbps
Upload Speed136 Mbps
Fixed Internet (Q1 2026)379 Mbps
Mobile Internet (Q1 2026)311 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)25 ms
Households with 100Mbps+98.8%
This county
national avg 75.0%
Cellular-Only Internet6.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)179 Mbps

EV Infrastructure

EV Charging Stations343 stations
DC Fast Chargers172 chargers
Level 2 EV Chargers836

Commute & Transit

Remote Workers120,968 workers
Public Transit Commuters51,804 workers
Walk to Work (workers)9,560 workers
Extreme Commutes (90+ min)12,689 workers
Avg Commute Time25.7 min
This county
national avg ~27 min
Bike Commuters0.5%
Walk to Work1.7%

Families & Childcare

Childcare Cost Burden28.0%
This county
national median ~27% of household income
Childcare Centers5.5 per 10K residents
Childcare Facilities339

Civic & Community

Voter Turnout79.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.564
Nonprofit Organizations6,294
Veterans Share4.3%
This county
national avg 7.0%
Married Adults54.8%
Never-Married Adults32.2%
Divorced Adults8.5%
Religious Organizations506
Asian Population15.3%
Native American Population0.4%
Membership Associations9.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.59 per 1K residents
Colleges & Universities8
Nursing & Care Facilities336
Grocery Stores290
Arts & Entertainment Venues157
Hotels & Lodging62
Recreation Businesses264
Professional Services Firms5,911
Veterinary Practices396
Real Estate Firms1,546
Museums13
Debt Burden
Avg Mortgage Balance$143K
Avg Student Loan Balance$14K
Avg Credit Card Balance$6K
Loan Delinquency Rate33.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.27%

Politics

D+33

2024 Presidential · Maryland was D+24 statewide

vs Maryland State

Income tax
5.75%Same (state law)
Property tax
0.87%0.97% state avg
Politics
D+33D+24
COL Index
116state index (no county figure)

Population & Migration

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.81x avg income)

Economic Mobility

48%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Montgomery County

Median home value: $626K

View on Zillow →View on Realtor.com →

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Explore Other Maryland Counties

Allegany County, MarylandBaltimore County, MarylandCalvert County, MarylandCaroline County, MarylandCarroll County, MarylandCecil County, MarylandCharles County, MarylandDorchester County, MarylandFrederick County, MarylandGarrett County, MarylandHarford County, MarylandHoward County, MarylandAll Maryland counties →

Full Maryland profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable