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Garrett
Maryland

29K

Population

$64K

Median Income

$336K

Median Home

R+62

Politics

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What stands out

If you had to describe Garrett County in numbers, start here: natural-hazard risk is in the bottom 9% of American counties (9 of 100), winter sunshine is in the bottom 10% of American counties (-1.2 on the USDA scale), and the restaurant count per person is in the top 15% of American counties (1.1 per 1,000). Within Maryland it ranks 1st of 24 counties for natural-hazard risk, counting from the bottom.

Where you are

You live in Garrett County, Maryland. 28,856 people live here with you. The population shrank 0.6% last year, and more Americans moved in than out (net +4).

Maryland is the only state that levies both an estate tax and an inheritance tax, and its counties add their own income taxes of up to 3.2% on top of the state rate. Household income is the highest in the country, concentrated in the Washington suburbs of Montgomery and Howard counties. Social Security is not taxed and there is a pension exclusion for residents 65 and over.

Money

The typical household here brings in $64,447 a year, higher than 61% of American counties. Employers pay an average wage of $48,523. Unemployment runs 3.5%, higher than 52% of American counties. 10% of workers work from home; for the rest the average commute is 23 minutes each way.

Maryland takes 4.7% of that median income in state income tax, about $3,009 a year.

Home

The median home costs $339K, pricier than 77% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $686 a month. Property tax is 0.82% of home value, roughly $1,813 a year on that median home, lower than 53% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 57% of American counties. Drug overdoses killed 20 people per 100,000 in 2024.

A child born here can expect to live 76.7 years, longer than 60% of American counties. There are 36 active physicians in the county, about 12.5 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 7.6% of people under 65 have no health insurance.

School

91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 62 points, among the most lopsided counties in the country. 66% of eligible voters turned out. Under Maryland law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 50°F, highs near 60 and lows near 39, colder than 77% of American counties. About 46 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 9 out of 100, safer than 91% of American counties; the county has had 14 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 128 Mbps down, slower than 79% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$64K
This county
national avg ~$75K
Poverty Rate15.1%
This county
national avg ~11.5%
Unemployment Rate3.5%
This county
national avg ~3.8%
GDP per Capita$59,416
Federal Spending per Capita$1,790
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers34.3%
Average Adjusted Gross Income$67K
Avg Credit Score690
Work From Home %9.9%
This county
national avg 17.0%
Population Under 1818.0%
This county
national avg 22.0%
Single-Person Households30.5%
This county
national avg 28.0%
Banks & Finance Firms24
Income (20th Percentile)$29K
Income (80th Percentile)$127K
Income (95th Percentile)$250K
Bachelor's Degree or Higher24.6%
This county
national avg 34.3%
Less Than High School9.5%
This county
national avg 11.0%
Knowledge Economy GDP %10.9%
Dependency Ratio0.69
Medicare Spending / Person$3,298
SS Benefits / Person$4,993
Education Wage Premium2.33x
Median Earnings (Bachelor's)$59K
Median Earnings (Graduate)$83K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients2.1%
Average Annual Wage$49K
Professional Services Concentration0.66x national
This county
1.0 = national average share
Federal Government Jobs Located Here60
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government1.7%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$205,151
Contract Dollars Relative to Local Wages0.00x wages

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$336K
This county
$420K state avg
$303K national
Median Sale Price$537K
This county
$303K national
Market Rent (ZORI)$681/mo
This county
$1950/mo state avg
$1400/mo national
Property Tax Rate0.82%
This county
0.97% state avg
1.10% national

Annual tax on median home: $1,813

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+2.4%−+9.0% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households8.7%
Homeownership Rate80.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
94.6%
Listings with Price Cuts— Low — market moving fast
16.0%
Sold Above List Price
4.2%
Median Days to Close
35 days
Active Listings
211
New Listings / Month
55

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
57 days
Months of Supply (Redfin)— High inventory — buyers market
7.5 mo
Sold Above List (Redfin)
10.3%

Sale-to-List Cross-Reference

Zillow 94.6%  ·  Redfin 97.9%

Source: Redfin · Updated monthly

Health

Life Expectancy76.7 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity12.4%
This county
national avg ~11%
Food Environment Index7.8 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score20
Healthcare Shortage Score18.7
Healthcare Offices51
Obesity Rate (BRFSS)36.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.9%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)34.3%
This county
national avg 32.0%
Active Physicians36
Nursing Home Rating2.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients624 / 1,000
Medicare Cost per Beneficiary$10,634
Uninsured (under 65)7.6%
This county
national avg ~10%
Adults with Depression22.7%

Education

HS Diploma Holders7,573
Bachelor's Degree Holders2,893
HS Completion Rate90.5%
This county
national avg ~85%
Private Schools10

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.8 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate26.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities5
Social Vulnerability (CDC SVI)26th pct
Drug Overdose Deaths (2024)19.9 / 100K
Suicide Rate15.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.4
January Sunshine-1.19
January Temperature-0.44
Average Temp50°F+2.7% since 2022
Avg High Temp60°F+1.4% since 2022
Avg Low Temp39°F+5.4% since 2022
Median AQIAQI 40
Good Air Days297 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation45.7 in/yr+3.2% since 2022
Avg Storm Events16.0 storms/yr
Avg Annual Storm Damage$62K
Ozone Days283 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.40
Heating Degree Days6,144 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days515 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,742 HDD/yr
Cooling Degree Days (1901–2000 Baseline)289 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year5.2
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)9 / 100
Community Resilience (FEMA)54 / 100
Federal Disaster Declarations14 since 1953
Fine Particulate Pollution (PM2.5)4.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)19 properties
FAA-Registered Airports7 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed128 Mbps
This county
national avg ~120 Mbps
Upload Speed36 Mbps
Fixed Internet (Q1 2026)230 Mbps
Mobile Internet (Q1 2026)340 Mbps
Mobile Upload (Q1 2026)44 Mbps
Mobile Latency (Q1 2026)42 ms
Households with 100Mbps+76.0%
This county
national avg 75.0%
Cellular-Only Internet17.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)67 Mbps

EV Infrastructure

EV Charging Stations16 stations
DC Fast Chargers16 chargers
Level 2 EV Chargers22

Commute & Transit

Remote Workers1,318 workers
Public Transit Commuters133 workers
Walk to Work (workers)181 workers
Extreme Commutes (90+ min)300 workers
Avg Commute Time22.5 min
This county
national avg ~27 min
Bike Commuters0.2%
Walk to Work1.4%

Families & Childcare

Childcare Cost Burden25.6%
This county
national median ~27% of household income
Childcare Centers9.7 per 10K residents
Childcare Facilities10

Civic & Community

Voter Turnout66.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.313
Nonprofit Organizations234
Veterans Share8.5%
This county
national avg 7.0%
Married Adults57.5%
Never-Married Adults24.2%
Divorced Adults10.3%
Religious Organizations27
Asian Population0.4%
Native American Population0.1%
Membership Associations13.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.07 per 1K residents
Colleges & Universities1
Nursing & Care Facilities6
Grocery Stores6
Hotels & Lodging9
Recreation Businesses17
Professional Services Firms68
Veterinary Practices7
Real Estate Firms31
Debt Burden
Avg Mortgage Balance$75K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate41.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.14%

Politics

R+62

2024 Presidential · Maryland was D+24 statewide

vs Maryland State

Income tax
5.75%Same (state law)
Property tax
0.82%0.97% state avg
Politics
R+62D+24
COL Index
116state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +4

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.28x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Garrett County

Median home value: $339K

View on Zillow →View on Realtor.com →

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Allegany County, MarylandBaltimore County, MarylandCalvert County, MarylandCaroline County, MarylandCarroll County, MarylandCecil County, MarylandCharles County, MarylandDorchester County, MarylandFrederick County, MarylandHarford County, MarylandHoward County, MarylandKent County, MarylandAll Maryland counties →

Full Maryland profile

Taxes, cost of living, crime, schools, gun laws and more.

View Maryland →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable