← Map/Maryland/Counties/Frederick

Frederick
Maryland

274K

Population

$116K

Median Income

$507K

Median Home

R+11

Politics

Economy

Median Household Income$116K
This county
national avg ~$75K
Poverty Rate5.6%
This county
national avg ~11.5%
Unemployment Rate3.0%
This county
national avg ~3.8%
GDP per Capita$65,260
Federal Spending per Capita$7,131
Median Individual Earnings$62K
This county
national avg $45K
Professional/Management Workers49.9%
Average Adjusted Gross Income$99K
Avg Credit Score699
Work From Home %16.3%
This county
national avg 17.0%
Population Under 1823.1%
This county
national avg 22.0%
Single-Person Households22.3%
This county
national avg 28.0%
Banks & Finance Firms131
Income (20th Percentile)$55K
Income (80th Percentile)$204K
Income (95th Percentile)$250K
Bachelor's Degree or Higher34.0%
This county
national avg 35.0%
Less Than High School6.7%
This county
national avg 11.0%
Knowledge Economy GDP %22.0%
Dependency Ratio1.01
Medicare Spending / Person$2,269
SS Benefits / Person$3,189
Education Wage Premium2.21x
Median Earnings (Bachelor's)$81K
Median Earnings (Graduate)$103K
Median Earnings (HS Diploma)$47K
Public Assistance Recipients2.0%
Average Annual Wage$70K
Professional Services Concentration1.06x national
This county
1.0 = national average share

Housing

Median Home Value$506K
This county
$420K state avg
$303K national
Median Sale Price$464K
This county
$303K national
Market Rent (ZORI)$2140/mo
This county
$1950/mo state avg
$1400/mo national
Property Tax Rate1.03%
This county
0.97% state avg
1.10% national

Annual tax on median home: $4,253

Affordability & Supply

HUD Fair Market Rent (2BR)$2,246/mo
Home Price Change (1 yr)+0.9%
Home Value to Income Ratio3.0x income
Severely Cost-Burdened Households10.2%
Homeownership Rate76.4%
This county
national avg ~65%

Market Activity

Sale-to-List RatioBuyers market — homes selling below list
99.2%
Listings with Price CutsLow — market moving fast
23.2%
Sold Above List Price
27.4%
Median Days to Close
29 days
Active Listings
726
New Listings / Month
358

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
33 days
Months of Supply (Redfin)Low inventory — sellers market
2.1 mo
Sold Above List (Redfin)Competitive — many homes bid up
41.8%

Sale-to-List Cross-Reference

Zillow 99.2%  ·  Redfin 100.1%

Source: Redfin · Updated monthly

Health

Life Expectancy79.9 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity8.8%
This county
national avg ~11%
Food Environment Index8.7 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score26
Healthcare Shortage Score21.0
Healthcare Offices533
Obesity Rate (BRFSS)34.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)9.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)14.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)19.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.0%
This county
national avg 32.0%
Active Physicians590
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients488 / 1,000
Medicare Cost per Beneficiary$12,729
Uninsured (under 65)5.4%
This county
national avg ~10%
Adults with Depression21.0%

Education

HS Diploma Holders39,147
Bachelor's Degree Holders15,753
HS Completion Rate93.3%
This county
national avg ~85%
Private Schools94

Safety

Violent Crime Rate2.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.3 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate24.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities33
Social Vulnerability (CDC SVI)12th pct
Drug Overdose Deaths (2024)13.0 / 100K
Suicide Rate12.2 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.1
January Sunshine-0.17
January Temperature-0.10
Average Temp55°F
Avg High Temp65°F
Avg Low Temp44°F
Median AQIAQI 44
Good Air Days167 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation33.0 in/yr
Avg Storm Events54.2 storms/yr
Avg Annual Storm Damage$463K
Ozone Days232 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.09
Heating Degree Days4,859 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,057 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,364 HDD/yr
Cooling Degree Days (1901–2000 Baseline)811 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year20.4
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)79 / 100
Community Resilience (FEMA)81 / 100
Federal Disaster Declarations23 since 1953
Fine Particulate Pollution (PM2.5)7.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units2 units
Historic Places (NRHP)102 properties
FAA-Registered Airports13 total
Airports (excl. heliports)10 airports

Brewery Scene

Total Breweries18 breweries
Microbreweries15 microbreweries
Brewpubs2 brewpubs

Internet & Remote Work

Download Speed299 Mbps
This county
national avg ~120 Mbps
Upload Speed47 Mbps
Fixed Internet (Q1 2026)442 Mbps
Mobile Internet (Q1 2026)266 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)29 ms
Households with 100Mbps+93.3%
This county
national avg 75.0%
Cellular-Only Internet8.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)135 Mbps

EV Infrastructure

EV Charging Stations82 stations
DC Fast Chargers98 chargers
Level 2 EV Chargers165

Commute & Transit

Remote Workers23,370 workers
Public Transit Commuters1,812 workers
Walk to Work2,151 workers
Extreme Commutes (90+ min)6,349 workers
Avg Commute Time28.2 min
This county
national avg ~27 min
Bike Commuters0.2%
Walk to Work1.5%

Agriculture

Farms335 farms
Farmland7,721 acres

Families & Childcare

Childcare Cost Burden20.1%
This county
national median ~27% of household income
Childcare Centers5.9 per 10K residents
Childcare Facilities62

Civic & Community

Voter Turnout78.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.720
Nonprofit Organizations1,493
Veterans Share7.7%
This county
national avg 7.0%
Married Adults55.6%
Never-Married Adults30.1%
Divorced Adults9.7%
Religious Organizations163
Asian Population5.0%
Native American Population0.2%
Membership Associations9.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.62 per 1K residents
Colleges & Universities4
Nursing & Care Facilities90
Grocery Stores60
Arts & Entertainment Venues25
Hotels & Lodging34
Recreation Businesses76
Professional Services Firms951
Veterinary Practices103
Real Estate Firms263
Museums7
Debt Burden
Avg Mortgage Balance$112K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate37.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.27%

Politics

R+11

2024 Presidential · Maryland was D+24 statewide

vs Maryland State

Income tax
5.75%Same (state law)
Property tax
1.03%0.97% state avg
Politics
R+11D+24
COL Index
County data116 (state)

Population & Migration

Net Domestic Migration 2023

+4K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.93x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Frederick County

Median home value: $507K

View on Zillow →View on Realtor.com →

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Local News — Frederick

The City of Frederick, MD (.gov) · 1 day ago

Willowdale Park - Playground Renovations

Playground renovations are scheduled to start at Willowdale Park (158 Willowdale Drive) on September

Legacy | Obituary · 1 day ago

Steven Beard Obituary (1958 - 2026) - Frederick, MD - The Frederick News-Post

Steven Gene Beard, born April 12, 1958, passed away peacefully on August 27, 2026, leaving behind a

WUSA9 · 1 day ago

PHOTOS: House fire destroys Maryland home

MYERSVILLE, Md. — Officials in Frederick County, Maryland are sharing stunning photos of a fire that

WYPR · 3 weeks ago

City of Frederick rezones 24 acres for 10,000-seat cricket stadium

The stadium is projected to generate $1.9 million in annual tax revenue and bring approximately 1000

Stauffer Funeral Homes · May 30, 2026

Michael Byrnes Obituary May 30, 2026

Michael Byrnes, 63, of Frederick, Maryland, passed from this life on Saturday, May 30, 2026. Born on

The City of Frederick, MD (.gov) · 1 week ago

City of Frederick Honors Former Alderman Richard C. “Dick” Brady

The City of Frederick is honoring the life and public service of former Alderman Richard C. “Dick” B

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

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State unemployment and job growth

Don't careHot market

Airport Access

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Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

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Annual sunny days per state

Don't careMax sunshine

Food Scene

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Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

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Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

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K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

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Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable