← Map/← Maryland/Counties/Charles

Charles
Maryland

167K

Population

$117K

Median Income

$451K

Median Home

D+28

Politics

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What stands out

Three things set Charles County apart from the other 3,142 counties: the median household income is among the highest in America ($116,882), the typical two-bedroom rent is in the top 2% of American counties ($1,701 a month), and the uninsured rate is in the bottom 3% of American counties (4.9%). Within Maryland it ranks 4th of 24 counties for the median household income.

Where you are

You live in Charles County, Maryland. 167,035 people live here with you. The population grew 1.1% last year, and more Americans moved in than out (net +1,174).

Maryland is the only state that levies both an estate tax and an inheritance tax, and its counties add their own income taxes of up to 3.2% on top of the state rate. Household income is the highest in the country, concentrated in the Washington suburbs of Montgomery and Howard counties. Social Security is not taxed and there is a pension exclusion for residents 65 and over.

Money

The typical household here brings in $116,882 a year, higher than almost every county in America. Employers pay an average wage of $60,436. Unemployment runs 3.3%, lower than 53% of American counties. 12% of workers work from home.

Maryland takes 4.7% of that median income in state income tax, about $5,542 a year.

Home

The median home costs $453K, pricier than 91% of American counties, about 2.9 years of the median household's income. A two-bedroom rents for around $1,701 a month. Property tax is 1.06% of home value, roughly $4,071 a year on that median home, higher than 64% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 93% of American counties. Drug overdoses killed 17 people per 100,000 in 2024.

A child born here can expect to live 77.0 years, longer than 64% of American counties. There are 182 active physicians in the county, about 10.9 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 4.9% of people under 65 have no health insurance.

School

94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 28 points. 75% of eligible voters turned out. Under Maryland law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 58°F, highs near 68 and lows near 48, warmer than 60% of American counties. About 38 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 73 out of 100, riskier than 73% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 273 Mbps down, faster than 85% of American counties. There are 9 airports in the county, counting general aviation. For a night or a weekend out: 0.4 full-service restaurants per 1,000 people, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$117K
This county
national avg ~$75K
Poverty Rate8.0%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$46,621
Federal Spending per Capita$2,681
Median Individual Earnings$63K
This county
national avg $45K
Professional/Management Workers43.4%
Average Adjusted Gross Income$83K
Avg Credit Score678
Work From Home %11.5%
This county
national avg 17.0%
Population Under 1823.8%
This county
national avg 22.0%
Single-Person Households22.4%
This county
national avg 28.0%
Banks & Finance Firms49
Income (20th Percentile)$56K
Income (80th Percentile)$195K
Income (95th Percentile)$250K
Bachelor's Degree or Higher31.1%
This county
national avg 34.3%
Less Than High School5.6%
This county
national avg 11.0%
Knowledge Economy GDP %8.5%
Dependency Ratio0.58
Medicare Spending / Person$2,126
SS Benefits / Person$2,770
Education Wage Premium2.09x
Median Earnings (Bachelor's)$82K
Median Earnings (Graduate)$102K
Median Earnings (HS Diploma)$49K
Public Assistance Recipients2.3%
Average Annual Wage$60K
Professional Services Concentration0.52x national
This county
1.0 = national average share
Federal Government Jobs Located Here3,416
Federal Share of Jobs Located Here7.8%
Residents Who Work for the Federal Government21.1%
Federal Civilian Share of Earnings18.3%
Federal Contract Dollars Performed Here (FY2025)$358M
Contract Dollars Relative to Local Wages0.13x wages
Largest Award's Share of Contract Dollars12%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$451K
This county
$420K state avg
$303K national
Median Sale Price$415K
This county
$303K national
Market Rent (ZORI)$2419/mo
This county
$1950/mo state avg
$1400/mo national
Property Tax Rate1.06%
This county
0.97% state avg
1.10% national

Annual tax on median home: $4,071

Affordability & Supply

HUD Fair Market Rent (2BR)$2,246/mo
Home Price Change (1 yr)+1.6%−+6.7% since 2024
Home Value to Income Ratio2.9x income
Severely Cost-Burdened Households11.7%
Homeownership Rate79.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
99.1%
Listings with Price Cuts— Low — market moving fast
22.4%
Sold Above List Price
27.7%
Median Days to Close
30 days
Active Listings
565
New Listings / Month
198

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
49 days
Months of Supply (Redfin)— Balanced market
3.5 mo
Sold Above List (Redfin)
34.9%

Sale-to-List Cross-Reference

Zillow 99.1%  ·  Redfin 100.2%

Source: Redfin · Updated monthly

Health

Life Expectancy77.0 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity6.1%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score14
Dental Care Shortage Score0
Healthcare Shortage Score5.3
Healthcare Offices252
Obesity Rate (BRFSS)41.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)11.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)22.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)38.5%
This county
national avg 32.0%
Active Physicians182
Nursing Home Rating2.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients607 / 1,000
Medicare Cost per Beneficiary$12,231
Uninsured (under 65)4.9%
This county
national avg ~10%
Adults with Depression17.9%

Education

HS Diploma Holders30,425
Bachelor's Degree Holders20,490
HS Completion Rate94.4%
This county
national avg ~85%
Private Schools38

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.8 / 100K
This county
national avg ~13.6/100K
Homicide Rate7.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate30.4 / 100K
This county
national avg ~21/100K
Traffic Fatalities21
Social Vulnerability (CDC SVI)17th pct
Drug Overdose Deaths (2024)17.4 / 100K
Suicide Rate10.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.6
January Sunshine0.20
January Temperature0.23
Average Temp58°F-0.2% since 2022
Avg High Temp68°F-0.7% since 2022
Avg Low Temp48°F+0.6% since 2022
Median AQIAQI 42
Good Air Days199 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation37.6 in/yr-13% since 2022
Avg Storm Events31.0 storms/yr
Avg Annual Storm Damage$2M
Ozone Days243 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.19
Heating Degree Days3,993 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,399 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,497 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,131 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year6.2
Avg Hail Events / Year2.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)73 / 100
Community Resilience (FEMA)87 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)7.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)42 properties
FAA-Registered Airports10 total
Airports (excl. heliports)9 airports

Internet & Remote Work

Download Speed273 Mbps
This county
national avg ~120 Mbps
Upload Speed150 Mbps
Fixed Internet (Q1 2026)376 Mbps
Mobile Internet (Q1 2026)244 Mbps
Mobile Upload (Q1 2026)34 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+92.7%
This county
national avg 75.0%
Cellular-Only Internet7.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)206 Mbps

EV Infrastructure

EV Charging Stations38 stations
DC Fast Chargers45 chargers
Level 2 EV Chargers55

Commute & Transit

Remote Workers9,777 workers
Public Transit Commuters3,597 workers
Walk to Work (workers)538 workers
Extreme Commutes (90+ min)8,455 workers
Bike Commuters0.0%
Walk to Work0.6%

Families & Childcare

Childcare Cost Burden19.8%
This county
national median ~27% of household income
Childcare Centers6.3 per 10K residents
Childcare Facilities38

Civic & Community

Voter Turnout75.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.480
Nonprofit Organizations852
Veterans Share13.5%
This county
national avg 7.0%
Married Adults50.4%
Never-Married Adults34.3%
Divorced Adults10.5%
Religious Organizations78
Asian Population3.2%
Native American Population0.5%
Membership Associations5.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.43 per 1K residents
Colleges & Universities1
Nursing & Care Facilities51
Grocery Stores44
Arts & Entertainment Venues8
Hotels & Lodging19
Recreation Businesses33
Professional Services Firms275
Veterinary Practices23
Real Estate Firms100
Debt Burden
Avg Mortgage Balance$107K
Avg Student Loan Balance$10K
Avg Credit Card Balance$6K
Loan Delinquency Rate45.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.27%

Politics

D+28

2024 Presidential · Maryland was D+24 statewide

vs Maryland State

Income tax
5.75%Same (state law)
Property tax
1.06%0.97% state avg
Politics
D+28D+24
COL Index
116state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.81x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Charles County

Median home value: $453K

View on Zillow →View on Realtor.com →

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Explore Other Maryland Counties

Allegany County, MarylandBaltimore County, MarylandCalvert County, MarylandCaroline County, MarylandCarroll County, MarylandCecil County, MarylandDorchester County, MarylandFrederick County, MarylandGarrett County, MarylandHarford County, MarylandHoward County, MarylandKent County, MarylandAll Maryland counties →

Full Maryland profile

Taxes, cost of living, crime, schools, gun laws and more.

View Maryland →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable