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Caroline
Maryland

33K

Population

$65K

Median Income

$332K

Median Home

R+48

Politics

Economy

Median Household Income$65K

This county

national avg ~$75K

Poverty Rate12.9%

This county

national avg ~11.5%

Unemployment Rate3.1%

This county

national avg ~3.8%

GDP per Capita$44,337

Federal Spending per Capita$692

Median Individual Earnings$42K

This county

national avg $45K

Professional/Management Workers31.9%

Average Adjusted Gross Income$61K

Avg Credit Score659

Work From Home %5.3%

This county

national avg 17.0%

Population Under 1823.5%

This county

national avg 22.0%

Single-Person Households24.7%

This county

national avg 28.0%

Banks & Finance Firms14

Income (20th Percentile)$30K

Income (80th Percentile)$128K

Income (95th Percentile)$221K

Bachelor's Degree or Higher15.7%

This county

national avg 35.0%

Less Than High School15.6%

This county

national avg 11.0%

Dependency Ratio1.13

Medicare Spending / Person$3,323

SS Benefits / Person$4,039

Education Wage Premium1.99x

Median Earnings (Bachelor's)$69K

Median Earnings (Graduate)$78K

Median Earnings (HS Diploma)$39K

Public Assistance Recipients3.4%

Average Annual Wage$54K

Professional Services Concentration0.29x national

This county

1.0 = national average share

Housing

Median Home Value$329K

This county

$420K state avg

$303K national

Market Rent (ZORI)$1074/mo

This county

$1950/mo state avg

$1400/mo national

Property Tax Rate0.97%

This county

0.97% state avg

1.10% national

Annual tax on median home: $2,518

Affordability & Supply

HUD Fair Market Rent (2BR)$1,314/mo

Home Price Change (1 yr)+3.9%

Home Value to Income Ratio3.4x income

Severely Cost-Burdened Households11.9%

Homeownership Rate72.1%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

22.0%

Active Listings

124

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage

52 days

Months of Supply (Redfin)— Balanced market

4.9 mo

Sold Above List (Redfin)

16.7%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

95.4%

Source: Redfin · Updated monthly

Health

Life Expectancy75.6 yrs

This county

national avg ~78.5 years

Food Insecurity11.5%

This county

national avg ~11%

Food Environment Index8.0 / 10

This county

higher = better access

Primary Care Shortage Score20

This county

national avg 5

Mental Health Shortage Score23

Dental Care Shortage Score24

Healthcare Shortage Score22.3

Healthcare Offices20

Obesity Rate (BRFSS)41.3%

This county

national avg 32.0%

Smoking Rate (BRFSS)17.4%

This county

national avg 14.0%

Poor Health Rate (BRFSS)21.1%

This county

national avg 18.0%

Physical Inactivity (BRFSS)27.3%

This county

national avg 24.0%

High Blood Pressure (BRFSS)36.5%

This county

national avg 32.0%

Active Physicians19

Nursing Home Rating1.5 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients571 / 1,000

Medicare Cost per Beneficiary$12,084

Uninsured (under 65)9.2%

This county

national avg ~10%

Adults with Depression25.1%

Education

HS Diploma Holders8,201

Bachelor's Degree Holders1,451

HS Completion Rate84.4%

This county

national avg ~85%

Private Schools9

Safety

Violent Crime Rate3.8 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate14.4 / 100K

This county

national avg ~13.6/100K

Drug Overdose Rate53.8 / 100K

This county

national avg ~21/100K

Traffic Fatalities12

Social Vulnerability (CDC SVI)76th pct

Drug Overdose Deaths (2024)22.3 / 100K

Suicide Rate14.3 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.7

January Sunshine0.20

January Temperature0.17

Average Temp57°F

Avg High Temp67°F

Avg Low Temp46°F

Annual Precipitation39.2 in/yr

Avg Storm Events12.2 storms/yr

Avg Annual Storm Damage$0K

Drought Index (2022)-0.08

Heating Degree Days4,309 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,280 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)4,753 HDD/yr

Cooling Degree Days (1901–2000 Baseline)997 CDD/yr

Avg Tornadoes / Year0.4

Avg Flood Events / Year0.0

Avg Hail Events / Year0.0

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)76 / 100

Community Resilience (FEMA)58 / 100

Federal Disaster Declarations21 since 1953

Fine Particulate Pollution (PM2.5)6.5 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)23 properties

FAA-Registered Airports4 total

Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries3 breweries

Microbreweries2 microbreweries

Brewpubs1 brewpubs

Internet & Remote Work

Download Speed235 Mbps

This county

national avg ~120 Mbps

Upload Speed62 Mbps

Fixed Internet (Q1 2026)382 Mbps

Mobile Internet (Q1 2026)182 Mbps

Mobile Upload (Q1 2026)40 Mbps

Mobile Latency (Q1 2026)25 ms

Households with 100Mbps+83.5%

This county

national avg 75.0%

Cellular-Only Internet21.7%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)137 Mbps

EV Infrastructure

EV Charging Stations5 stations

DC Fast Chargers0 chargers

Level 2 EV Chargers15

Commute & Transit

Remote Workers844 workers

Public Transit Commuters57 workers

Walk to Work432 workers

Extreme Commutes (90+ min)672 workers

Avg Commute Time29.9 min

This county

national avg ~27 min

Walk to Work2.7%

Agriculture

Farms176 farms

Farmland71,340 acres

Families & Childcare

Childcare Cost Burden24.6%

This county

national median ~27% of household income

Childcare Centers5.9 per 10K residents

Childcare Facilities7

Civic & Community

Voter Turnout65.2%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.211

Nonprofit Organizations182

Veterans Share6.8%

This county

national avg 7.0%

Married Adults50.0%

Never-Married Adults31.9%

Divorced Adults11.0%

Religious Organizations21

Asian Population0.5%

Native American Population1.1%

Membership Associations8.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.27 per 1K residents

Nursing & Care Facilities11

Grocery Stores12

Hotels & Lodging4

Recreation Businesses4

Professional Services Firms50

Veterinary Practices5

Real Estate Firms17

Debt Burden

Avg Mortgage Balance$73K

Avg Student Loan Balance$8K

Avg Credit Card Balance$4K

Loan Delinquency Rate51.2%

This county

national avg 4.0%

Innovation

Inventor Rate0.13%

Politics

R+48

2024 Presidential · Maryland was D+24 statewide

vs Maryland State

Income tax

5.75%Same (state law)

Property tax

0.97%0.97% state avg

Politics

R+48D+24

COL Index

County data116 (state)

Population & Migration

Net Domestic Migration 2023

↑ +68

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.90x avg income)

Economic Mobility

37%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Caroline County

Median home value: $332K

View on Zillow →View on Realtor.com →

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Local News — Caroline

Legacy | Obituary · 1 day ago

Caroline Routzahn Wright Obituary (2026) - Hagerstown, MD - Douglas A. Fiery Funeral Home - Hagerstown

Caroline Wright Obituary Caroline Routzahn Wright, 84, of Hagerstown, MD, passed away peacefully on …

www.heart.org · May 14, 2026

Community celebrates new garden supporting nutrition security in Caroline County, Md.

Esa Davis, member of the American Heart Association's Greater Maryland Board of Directors; Cheryl Be…

The Star Democrat · Jun 24, 2026

Caroline County primary election results

Election returns for Caroline County's eight precincts came in last week, showing projected winners …

MaxPreps · 2 weeks ago

North Caroline High School (Ridgely, MD) Volleyball

Game Results ... On Wednesday, Sep 24, 2025, the North Caroline Varsity Girls Volleyball team won th…

Eastern Shore Undercover · 2 weeks ago

Caroline County Traffic Stop Leads to Drug Arrest

Caroline County, MD - On August 15, 2026, at approximately 1:05 a.m., a Caroline County Sheriff's Of…

Maryland Lottery · Mar 25, 2026

Caroline County Woman Wins $50,000 FAST PLAY Prize on Her Birthday

While reviewing one the tickets, Alicia noticed she had beaten the dealer on the first hand and init…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

CarolineMaryland

Caroline
Maryland