← Map/← Iowa/Counties/Shelby

Shelby
Iowa

12K

Population

$70K

Median Income

$210K

Median Home

R+40

Politics

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What stands out

Against every county in America, Shelby County is unusual in three ways: home internet speed is in the bottom 7% of American counties (80 Mbps), unemployment is in the bottom 9% of American counties (2.2%), and violent crime is in the bottom 9% of American counties (3.0 per 1,000). Within Iowa it ranks 3rd of 99 counties for home internet speed, counting from the bottom.

Where you are

You live in Shelby County, Iowa. 11,737 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +77).

Iowa cut its income tax to a flat 3.8% in 2025 and stopped taxing retirement income for residents 55 and over in 2023, including pensions, 401(k) and IRA withdrawals. It still has an inheritance tax, but that is being phased out and ends for deaths after 2024. Winters are long and the state's economy still moves with corn, soybean and hog prices.

Money

The typical household here brings in $70,295 a year, higher than 75% of American counties. Employers pay an average wage of $51,072. Unemployment runs 2.2%, lower than 91% of American counties. 12% of workers work from home.

Iowa takes 3.8% of that median income in state income tax, about $2,671 a year.

Home

The median home costs $215K, cheaper than 58% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $729 a month. Property tax is 1.26% of home value, roughly $1,932 a year on that median home, higher than 76% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 91% of American counties. Drug overdoses killed 10 people per 100,000 in 2024.

A child born here can expect to live 78.7 years, longer than 82% of American counties. There are 10 active physicians in the county, about 8.5 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 6.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.03 where 3.0 is national grade level, higher than 50% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 40 points, among the most lopsided counties in the country. 77% of eligible voters turned out. Under Iowa law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 50°F, highs near 61 and lows near 39, colder than 74% of American counties. About 33 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 42 out of 100, safer than 58% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 80 Mbps down, slower than 93% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$70K
This county
national avg ~$75K
Poverty Rate8.8%
This county
national avg ~11.5%
Unemployment Rate2.2%
This county
national avg ~3.8%
GDP per Capita$88,590
Federal Spending per Capita$540
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers38.8%
Average Adjusted Gross Income$77K
Avg Credit Score725
Work From Home %11.9%
This county
national avg 17.0%
Population Under 1821.9%
This county
national avg 22.0%
Single-Person Households29.9%
This county
national avg 28.0%
Banks & Finance Firms13
Income (20th Percentile)$30K
Income (80th Percentile)$134K
Income (95th Percentile)$221K
Bachelor's Degree or Higher22.8%
This county
national avg 34.3%
Less Than High School5.8%
This county
national avg 11.0%
Knowledge Economy GDP %11.7%
Dependency Ratio0.81
Medicare Spending / Person$4,037
SS Benefits / Person$4,935
Education Wage Premium1.75x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$73K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients2.2%
Average Annual Wage$51K
Professional Services Concentration0.33x national
This county
1.0 = national average share
Federal Government Jobs Located Here35
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government2.2%
Federal Civilian Share of Earnings0.7%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$210K
This county
$215K state avg
$303K national
Market Rent (ZORI)$879/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.26%
This county
1.42% state avg
1.10% national

Annual tax on median home: $1,932

Affordability & Supply

HUD Fair Market Rent (2BR)$919/mo
Home Price Change (1 yr)+5.5%−+4.0% since 2024
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households7.4%
Homeownership Rate76.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
24.9%
Active Listings
41
New Listings / Month
9

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
43 days
Months of Supply (Redfin)— Low inventory — sellers market
1.8 mo
Sold Above List (Redfin)
23.1%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
93.7%

Source: Redfin · Updated monthly

Health

Life Expectancy78.7 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity6.5%
This county
national avg ~11%
Food Environment Index8.9 / 10
This county
higher = better access
Primary Care Shortage Score13
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score15
Healthcare Shortage Score15.0
Healthcare Offices19
Obesity Rate (BRFSS)38.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.8%
This county
national avg 32.0%
Active Physicians10
Nursing Home Rating1.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients608 / 1,000
Medicare Cost per Beneficiary$13,174
Uninsured (under 65)6.2%
This county
national avg ~10%
Adults with Depression21.6%

Education

Math Test Scores2.99 grade level
Reading Test Scores3.07 grade level
HS Diploma Holders2,641
Bachelor's Degree Holders1,360
HS Completion Rate94.2%
This county
national avg ~85%

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)3th pct
Drug Overdose Deaths (2024)10.1 / 100K
Suicide Rate15.2 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.0
January Sunshine0.53
January Temperature-1.04
Average Temp50°F+3.3% since 2022
Avg High Temp61°F+1.0% since 2022
Avg Low Temp39°F+6.8% since 2022
Annual Precipitation33.0 in/yr+36% since 2022
Avg Storm Events6.2 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-0.85
Heating Degree Days6,360 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days934 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,011 HDD/yr
Cooling Degree Days (1901–2000 Baseline)851 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.0
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)42 / 100
Community Resilience (FEMA)94 / 100
Federal Disaster Declarations20 since 1953
Fine Particulate Pollution (PM2.5)7.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)13 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed80 Mbps
This county
national avg ~120 Mbps
Upload Speed38 Mbps
Fixed Internet (Q1 2026)155 Mbps
Mobile Internet (Q1 2026)265 Mbps
Mobile Upload (Q1 2026)41 Mbps
Mobile Latency (Q1 2026)43 ms
Households with 100Mbps+96.4%
This county
national avg 75.0%
Cellular-Only Internet11.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)112 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers8 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers703 workers
Public Transit Commuters12 workers
Walk to Work (workers)311 workers
Extreme Commutes (90+ min)69 workers
Walk to Work5.3%

Families & Childcare

Childcare Cost Burden24.2%
This county
national median ~27% of household income
Childcare Centers6.9 per 10K residents
Childcare Facilities7

Civic & Community

Voter Turnout76.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.464
Nonprofit Organizations120
Veterans Share8.5%
This county
national avg 7.0%
Married Adults58.1%
Never-Married Adults23.6%
Divorced Adults9.8%
Religious Organizations19
Native American Population0.1%
Membership Associations16.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.96 per 1K residents
Nursing & Care Facilities9
Grocery Stores4
Recreation Businesses5
Professional Services Firms21
Real Estate Firms10
Museums3
Debt Burden
Avg Mortgage Balance$98K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate27.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.20%

Politics

R+40

2024 Presidential · Iowa was R+13 statewide

vs Iowa State

Income tax
3.8%Same (state law)
Property tax
1.26%1.42% state avg
Politics
R+40R+13
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +77

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.65x avg income)

Economic Mobility

53%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Shelby County

Median home value: $215K

View on Zillow →View on Realtor.com →

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Full Iowa profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable