← Map/← Iowa/Counties/Osceola

Osceola
Iowa

6K

Population

$68K

Median Income

$176K

Median Home

R+63

Politics

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What stands out

Three things set Osceola County apart from the other 3,142 counties: unemployment is among the lowest in America (1.8%), the school test score is in the top 4% of American counties (3.50 where 3.0 is grade level), and population growth is in the bottom 4% of American counties (-1.6% a year). Within Iowa it ranks 1st of 99 counties for unemployment, counting from the bottom.

Where you are

You live in Osceola County, Iowa. 6,149 people live here with you, so most faces are familiar. The population shrank 1.6% last year, and more Americans moved out than in (net -80).

Iowa cut its income tax to a flat 3.8% in 2025 and stopped taxing retirement income for residents 55 and over in 2023, including pensions, 401(k) and IRA withdrawals. It still has an inheritance tax, but that is being phased out and ends for deaths after 2024. Winters are long and the state's economy still moves with corn, soybean and hog prices.

Money

The typical household here brings in $67,561 a year, higher than 69% of American counties. Employers pay an average wage of $49,894. Unemployment runs 1.8%, lower than almost every county in America. 6% of workers work from home.

Iowa takes 3.8% of that median income in state income tax, about $2,567 a year.

Home

The median home costs $175K, cheaper than 74% of American counties, about 1.4 years of the median household's income. A two-bedroom rents for around $741 a month. Property tax is 1.02% of home value, roughly $1,170 a year on that median home, higher than 61% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.1 per 1,000 residents, lower than 87% of American counties. Drug overdoses killed 7 people per 100,000 in 2024.

A child born here can expect to live 77.2 years, longer than 66% of American counties. There are 6 active physicians in the county, about 9.8 per 10,000 people. 8.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.31 where 3.0 is national grade level, higher than 96% of American counties. 86% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 63 points, among the most lopsided counties in the country. 75% of eligible voters turned out. Under Iowa law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 47°F, highs near 58 and lows near 37, colder than 84% of American counties. About 29 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 52 out of 100, riskier than 52% of American counties; the county has had 15 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 124 Mbps down, slower than 80% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$68K
This county
national avg ~$75K
Poverty Rate10.9%
This county
national avg ~11.5%
Unemployment Rate1.8%
This county
national avg ~3.8%
GDP per Capita$82,237
Federal Spending per Capita$1,257
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers30.2%
Average Adjusted Gross Income$70K
Avg Credit Score727
Work From Home %6.3%
This county
national avg 17.0%
Population Under 1822.7%
This county
national avg 22.0%
Single-Person Households33.1%
This county
national avg 28.0%
Banks & Finance Firms4
Income (20th Percentile)$31K
Income (80th Percentile)$117K
Income (95th Percentile)$205K
Bachelor's Degree or Higher14.2%
This county
national avg 34.3%
Less Than High School13.8%
This county
national avg 11.0%
Knowledge Economy GDP %2.2%
Dependency Ratio0.80
Medicare Spending / Person$3,222
SS Benefits / Person$4,386
Education Wage Premium2.00x
Median Earnings (Bachelor's)$49K
Median Earnings (Graduate)$77K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients2.4%
Average Annual Wage$50K
Professional Services Concentration0.28x national
This county
1.0 = national average share
Federal Government Jobs Located Here27
Federal Share of Jobs Located Here1.0%
Residents Who Work for the Federal Government0.7%
Federal Civilian Share of Earnings1.1%
Federal Contract Dollars Performed Here (FY2025)$1M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars38%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$176K
This county
$215K state avg
$303K national
Market Rent (ZORI)$801/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.02%
This county
1.42% state avg
1.10% national

Annual tax on median home: $1,170

Affordability & Supply

HUD Fair Market Rent (2BR)$919/mo
Home Price Change (1 yr)+26.4%++37.9% since 2024
Home Value to Income Ratio1.4x income
Severely Cost-Burdened Households7.1%
Homeownership Rate75.9%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
48 days
Months of Supply (Redfin)— Balanced market
5.5 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
94.0%

Source: Redfin · Updated monthly

Health

Life Expectancy77.2 yrs
This county
national avg ~78.5 years
Food Insecurity7.0%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score0
Healthcare Shortage Score5.3
Healthcare Offices5
Obesity Rate (BRFSS)40.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.8%
This county
national avg 32.0%
Active Physicians6
Nursing Home Rating5.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients427 / 1,000
Medicare Cost per Beneficiary$10,923
Uninsured (under 65)8.8%
This county
national avg ~10%
Adults with Depression21.7%

Education

Math Test Scores3.50 grade level
Reading Test Scores3.12 grade level
HS Diploma Holders1,477
Bachelor's Degree Holders431
HS Completion Rate86.2%
This county
national avg ~85%

Safety

Violent Crime Rate3.1 / 1,000
This county
national avg ~4.0
Traffic Fatalities2
Social Vulnerability (CDC SVI)25th pct
Drug Overdose Deaths (2024)6.9 / 100K

Climate & Air Quality

Natural Amenity Scale-3.2
January Sunshine0.53
January Temperature-1.50
Average Temp47°F+4.4% since 2022
Avg High Temp58°F+2.8% since 2022
Avg Low Temp37°F+7.7% since 2022
Annual Precipitation28.9 in/yr+28% since 2022
Avg Storm Events6.8 storms/yr
Avg Annual Storm Damage$591K
Drought Index (2022)-0.63
Heating Degree Days7,257 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days791 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,049 HDD/yr
Cooling Degree Days (1901–2000 Baseline)654 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year0.4
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)52 / 100
Community Resilience (FEMA)79 / 100
Federal Disaster Declarations15 since 1953
Fine Particulate Pollution (PM2.5)6.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)1 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed124 Mbps
This county
national avg ~120 Mbps
Upload Speed61 Mbps
Fixed Internet (Q1 2026)145 Mbps
Mobile Internet (Q1 2026)197 Mbps
Mobile Upload (Q1 2026)61 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+89.3%
This county
national avg 75.0%
Cellular-Only Internet15.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)287 Mbps

Commute & Transit

Remote Workers190 workers
Public Transit Commuters2 workers
Walk to Work (workers)239 workers
Extreme Commutes (90+ min)79 workers
Bike Commuters1.0%
Walk to Work7.9%

Families & Childcare

Childcare Cost Burden25.1%
This county
national median ~27% of household income
Childcare Centers5.9 per 10K residents

Civic & Community

Voter Turnout75.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.744
Nonprofit Organizations42
Veterans Share9.4%
This county
national avg 7.0%
Married Adults56.7%
Never-Married Adults25.8%
Divorced Adults10.1%
Religious Organizations12
Asian Population1.4%
Native American Population0.3%
Membership Associations21.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.50 per 1K residents
Nursing & Care Facilities5
Grocery Stores3
Professional Services Firms7
Debt Burden
Avg Mortgage Balance$100K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate23.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.34%

Politics

R+63

2024 Presidential · Iowa was R+13 statewide

vs Iowa State

Income tax
3.8%Same (state law)
Property tax
1.02%1.42% state avg
Politics
R+63R+13
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -80

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.60x avg income)

Economic Mobility

54%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Osceola County

Median home value: $175K

View on Zillow →View on Realtor.com →

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Full Iowa profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable