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Monona
Iowa

9K

Population

$60K

Median Income

$159K

Median Home

R+39

Politics

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What stands out

What stands out about Monona County: the home price against local income is in the bottom 8% of American counties (1.4 years of income) and the uninsured rate is in the bottom 13% of American counties (6.3%). Within Iowa it ranks 20th of 99 counties for the home price against local income, counting from the bottom.

Where you are

You live in Monona County, Iowa. 8,671 people live here with you, so most faces are familiar. The population held steady at 0.1% last year, and more Americans moved in than out (net +40).

Iowa cut its income tax to a flat 3.8% in 2025 and stopped taxing retirement income for residents 55 and over in 2023, including pensions, 401(k) and IRA withdrawals. It still has an inheritance tax, but that is being phased out and ends for deaths after 2024. Winters are long and the state's economy still moves with corn, soybean and hog prices.

Money

The typical household here brings in $59,897 a year, lower than 52% of American counties. Employers pay an average wage of $45,733. Unemployment runs 2.9%, lower than 70% of American counties. 11% of workers work from home.

Iowa takes 3.8% of that median income in state income tax, about $2,276 a year.

Home

The median home costs $162K, cheaper than 79% of American counties, about 1.4 years of the median household's income. A two-bedroom rents for around $715 a month. Property tax is 1.20% of home value, roughly $1,301 a year on that median home, higher than 72% of American counties. 78% of households own rather than rent.

Safety and health

Violent crime here is 3.3 per 1,000 residents, lower than 79% of American counties. Drug overdoses killed 8 people per 100,000 in 2024.

A child born here can expect to live 74.9 years, shorter than 60% of American counties. There are 12 active physicians in the county, about 13.8 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 6.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.15 where 3.0 is national grade level, higher than 54% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 39 points. 69% of eligible voters turned out. Under Iowa law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 51°F, highs near 62 and lows near 39, colder than 72% of American counties. About 33 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 31 out of 100, safer than 69% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 117 Mbps down, slower than 83% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$60K
This county
national avg ~$75K
Poverty Rate11.3%
This county
national avg ~11.5%
Unemployment Rate2.9%
This county
national avg ~3.8%
GDP per Capita$58,127
Federal Spending per Capita$365
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers32.9%
Average Adjusted Gross Income$70K
Avg Credit Score706
Work From Home %10.5%
This county
national avg 17.0%
Population Under 1822.0%
This county
national avg 22.0%
Single-Person Households34.0%
This county
national avg 28.0%
Banks & Finance Firms11
Income (20th Percentile)$27K
Income (80th Percentile)$114K
Income (95th Percentile)$170K
Bachelor's Degree or Higher15.7%
This county
national avg 34.3%
Less Than High School7.0%
This county
national avg 11.0%
Knowledge Economy GDP %3.3%
Dependency Ratio0.85
Medicare Spending / Person$4,136
SS Benefits / Person$5,127
Education Wage Premium2.32x
Median Earnings (Bachelor's)$49K
Median Earnings (Graduate)$78K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients1.9%
Average Annual Wage$46K
Professional Services Concentration0.25x national
This county
1.0 = national average share
Federal Government Jobs Located Here34
Federal Share of Jobs Located Here1.3%
Residents Who Work for the Federal Government3.3%
Federal Civilian Share of Earnings1.3%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$159K
This county
$215K state avg
$303K national
Market Rent (ZORI)$761/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.20%
This county
1.42% state avg
1.10% national

Annual tax on median home: $1,301

Affordability & Supply

HUD Fair Market Rent (2BR)$919/mo
Home Price Change (1 yr)+10.4%++15.1% since 2024
Home Value to Income Ratio1.4x income
Severely Cost-Burdened Households7.6%
Homeownership Rate78.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
11.8%
Active Listings
29
New Listings / Month
8

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
33 days
Months of Supply (Redfin)— Low inventory — sellers market
2.3 mo
Sold Above List (Redfin)
16.7%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
99.4%

Source: Redfin · Updated monthly

Health

Life Expectancy74.9 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.5%
This county
national avg ~11%
Food Environment Index8.3 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score7
Healthcare Shortage Score13.3
Healthcare Offices13
Obesity Rate (BRFSS)42.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)26.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.0%
This county
national avg 32.0%
Active Physicians12
Nursing Home Rating3.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients606 / 1,000
Medicare Cost per Beneficiary$12,300
Uninsured (under 65)6.3%
This county
national avg ~10%
Adults with Depression22.4%

Education

Math Test Scores3.02 grade level
Reading Test Scores3.27 grade level
HS Diploma Holders2,154
Bachelor's Degree Holders696
HS Completion Rate93.0%
This county
national avg ~85%

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)10th pct
Drug Overdose Deaths (2024)8.3 / 100K

Climate & Air Quality

Natural Amenity Scale-1.0
January Sunshine0.53
January Temperature-1.07
Average Temp51°F+3.5% since 2022
Avg High Temp62°F+0.8% since 2022
Avg Low Temp39°F+7.7% since 2022
Annual Precipitation32.8 in/yr+70% since 2022
Avg Storm Events3.6 storms/yr
Avg Annual Storm Damage$840K
Drought Index (2022)-1.27
Heating Degree Days6,237 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,020 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,043 HDD/yr
Cooling Degree Days (1901–2000 Baseline)883 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.6
Avg Hail Events / Year2.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)31 / 100
Community Resilience (FEMA)81 / 100
Federal Disaster Declarations20 since 1953
Fine Particulate Pollution (PM2.5)7.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)11 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed117 Mbps
This county
national avg ~120 Mbps
Upload Speed21 Mbps
Fixed Internet (Q1 2026)282 Mbps
Mobile Internet (Q1 2026)354 Mbps
Mobile Upload (Q1 2026)31 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+78.8%
This county
national avg 75.0%
Cellular-Only Internet19.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)81 Mbps

Commute & Transit

Remote Workers426 workers
Public Transit Commuters20 workers
Walk to Work (workers)94 workers
Extreme Commutes (90+ min)93 workers
Walk to Work2.3%

Families & Childcare

Childcare Cost Burden27.6%
This county
national median ~27% of household income
Childcare Centers4.2 per 10K residents

Civic & Community

Voter Turnout68.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.295
Nonprofit Organizations66
Veterans Share9.0%
This county
national avg 7.0%
Married Adults55.3%
Never-Married Adults23.0%
Divorced Adults10.8%
Religious Organizations8
Native American Population0.7%
Membership Associations10.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.81 per 1K residents
Nursing & Care Facilities4
Arts & Entertainment Venues3
Hotels & Lodging3
Recreation Businesses3
Professional Services Firms11
Real Estate Firms6
Debt Burden
Avg Mortgage Balance$75K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate31.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.20%

Politics

R+39

2024 Presidential · Iowa was R+13 statewide

vs Iowa State

Income tax
3.8%Same (state law)
Property tax
1.20%1.42% state avg
Politics
R+39R+13
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +40

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.77x avg income)

Economic Mobility

47%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monona County

Median home value: $162K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable