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Hardin
Iowa

17K

Population

$65K

Median Income

$142K

Median Home

R+32

Politics

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What stands out

Three things set Hardin County apart from the other 3,142 counties: the home price against local income is in the bottom 6% of American counties (1.4 years of income), population growth is in the bottom 12% of American counties (-0.9% a year), and the median home price is in the bottom 14% of American counties ($145K). Within Iowa it ranks 9th of 99 counties for the home price against local income, counting from the bottom.

Where you are

You live in Hardin County, Iowa. 16,861 people live here with you. The population shrank 0.9% last year, and more Americans moved out than in (net -130).

Iowa cut its income tax to a flat 3.8% in 2025 and stopped taxing retirement income for residents 55 and over in 2023, including pensions, 401(k) and IRA withdrawals. It still has an inheritance tax, but that is being phased out and ends for deaths after 2024. Winters are long and the state's economy still moves with corn, soybean and hog prices.

Money

The typical household here brings in $64,656 a year, higher than 62% of American counties. Employers pay an average wage of $54,065. Unemployment runs 3.0%, lower than 67% of American counties. 9% of workers work from home.

Iowa takes 3.8% of that median income in state income tax, about $2,457 a year.

Home

The median home costs $145K, cheaper than 86% of American counties, about 1.4 years of the median household's income. A two-bedroom rents for around $700 a month. Property tax is 1.42% of home value, roughly $1,556 a year on that median home, higher than 82% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 84% of American counties. Drug overdoses killed 9 people per 100,000 in 2024.

A child born here can expect to live 77.3 years, longer than 68% of American counties. There are 11 active physicians in the county, about 6.5 per 10,000 people. 7.7% of people under 65 have no health insurance.

School

Local students test at grade level 3.13 where 3.0 is national grade level, higher than 73% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 32 points. 69% of eligible voters turned out. Under Iowa law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 49°F, highs near 60 and lows near 38, colder than 78% of American counties. About 40 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 61 out of 100, riskier than 61% of American counties; the county has had 18 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 221 Mbps down, faster than 60% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$65K
This county
national avg ~$75K
Poverty Rate10.7%
This county
national avg ~11.5%
Unemployment Rate3.0%
This county
national avg ~3.8%
GDP per Capita$68,057
Federal Spending per Capita$175
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers31.9%
Average Adjusted Gross Income$74K
Avg Credit Score714
Work From Home %8.6%
This county
national avg 17.0%
Population Under 1819.1%
This county
national avg 22.0%
Single-Person Households33.4%
This county
national avg 28.0%
Banks & Finance Firms13
Income (20th Percentile)$25K
Income (80th Percentile)$110K
Income (95th Percentile)$167K
Bachelor's Degree or Higher20.8%
This county
national avg 34.3%
Less Than High School6.6%
This county
national avg 11.0%
Knowledge Economy GDP %11.3%
Dependency Ratio0.72
Medicare Spending / Person$4,012
SS Benefits / Person$4,870
Education Wage Premium1.72x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$58K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients2.3%
Average Annual Wage$54K
Professional Services Concentration0.49x national
This county
1.0 = national average share
Federal Government Jobs Located Here60
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government2.7%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$196,337
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars100%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$142K
This county
$215K state avg
$303K national
Market Rent (ZORI)$752/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.42%
This county
1.42% state avg
1.10% national

Annual tax on median home: $1,556

Affordability & Supply

HUD Fair Market Rent (2BR)$919/mo
Home Price Change (1 yr)-2.0%−+8.1% since 2024
Home Value to Income Ratio1.4x income
Severely Cost-Burdened Households8.2%
Homeownership Rate74.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
19.9%
Active Listings
88
New Listings / Month
19

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
39 days
Months of Supply (Redfin)— Balanced market
4.6 mo
Sold Above List (Redfin)
17.6%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
93.5%

Source: Redfin · Updated monthly

Health

Life Expectancy77.3 yrs
This county
national avg ~78.5 years
Food Insecurity7.5%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score0
Healthcare Shortage Score6.0
Healthcare Offices30
Obesity Rate (BRFSS)39.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.6%
This county
national avg 32.0%
Active Physicians11
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients531 / 1,000
Medicare Cost per Beneficiary$10,672
Uninsured (under 65)7.7%
This county
national avg ~10%
Adults with Depression21.6%

Education

Math Test Scores3.17 grade level
Reading Test Scores3.08 grade level
HS Diploma Holders3,706
Bachelor's Degree Holders1,845
HS Completion Rate93.4%
This county
national avg ~85%

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)15th pct
Drug Overdose Deaths (2024)8.5 / 100K

Climate & Air Quality

Natural Amenity Scale-3.6
January Sunshine-0.05
January Temperature-1.30
Average Temp49°F+5.8% since 2022
Avg High Temp60°F+4.4% since 2022
Avg Low Temp38°F+8.2% since 2022
Annual Precipitation40.3 in/yr+32% since 2022
Avg Storm Events10.6 storms/yr
Avg Annual Storm Damage$77K
Drought Index (2022)-0.15
Heating Degree Days6,691 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days903 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,450 HDD/yr
Cooling Degree Days (1901–2000 Baseline)725 CDD/yr
Avg Tornadoes / Year3.2
Avg Flood Events / Year0.4
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)61 / 100
Community Resilience (FEMA)84 / 100
Federal Disaster Declarations18 since 1953
Fine Particulate Pollution (PM2.5)7.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)35 properties
FAA-Registered Airports4 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed221 Mbps
This county
national avg ~120 Mbps
Upload Speed128 Mbps
Fixed Internet (Q1 2026)263 Mbps
Mobile Internet (Q1 2026)322 Mbps
Mobile Upload (Q1 2026)30 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+98.9%
This county
national avg 75.0%
Cellular-Only Internet23.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)203 Mbps

Commute & Transit

Remote Workers702 workers
Public Transit Commuters5 workers
Walk to Work (workers)321 workers
Extreme Commutes (90+ min)197 workers
Bike Commuters0.3%
Walk to Work3.9%

Families & Childcare

Childcare Cost Burden29.7%
This county
national median ~27% of household income
Childcare Centers10.1 per 10K residents
Childcare Facilities5

Civic & Community

Voter Turnout68.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.353
Nonprofit Organizations174
Veterans Share7.7%
This county
national avg 7.0%
Married Adults55.2%
Never-Married Adults27.1%
Divorced Adults9.8%
Religious Organizations26
Asian Population0.9%
Native American Population1.6%
Membership Associations24.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.60 per 1K residents
Colleges & Universities1
Nursing & Care Facilities12
Grocery Stores7
Hotels & Lodging4
Recreation Businesses8
Professional Services Firms27
Veterinary Practices6
Real Estate Firms10
Debt Burden
Avg Mortgage Balance$89K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate29.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.33%

Politics

R+32

2024 Presidential · Iowa was R+13 statewide

vs Iowa State

Income tax
3.8%Same (state law)
Property tax
1.42%1.42% state avg
Politics
R+32R+13
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -130

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.61x avg income)

Economic Mobility

51%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hardin County

Median home value: $145K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable