← Map/← Iowa/Counties/Clayton

Clayton
Iowa

17K

Population

$60K

Median Income

$272K

Median Home

R+29

Politics

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What stands out

Three things set Clayton County apart from the other 3,142 counties: the restaurant count per person is in the top 7% of American counties (1.4 per 1,000) and life expectancy is in the top 13% of American counties (79.4 years). Within Iowa it ranks 3rd of 97 counties for the restaurant count per person.

Where you are

You live in Clayton County, Iowa. 17,123 people live here with you. The population shrank 0.5% last year, and more Americans moved out than in (net -49).

Iowa cut its income tax to a flat 3.8% in 2025 and stopped taxing retirement income for residents 55 and over in 2023, including pensions, 401(k) and IRA withdrawals. It still has an inheritance tax, but that is being phased out and ends for deaths after 2024. Winters are long and the state's economy still moves with corn, soybean and hog prices.

Money

The typical household here brings in $60,441 a year, higher than 50% of American counties. Employers pay an average wage of $51,349. Unemployment runs 3.8%, higher than 65% of American counties. 9% of workers work from home.

Iowa takes 3.8% of that median income in state income tax, about $2,297 a year.

Home

The median home costs $272K, pricier than 62% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $773 a month. Property tax is 1.42% of home value, roughly $2,123 a year on that median home, higher than 82% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 77% of American counties. Drug overdoses killed 10 people per 100,000 in 2024.

A child born here can expect to live 79.4 years, longer than 87% of American counties. There are 5 active physicians in the county, about 2.9 per 10,000 people. 9.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.08 where 3.0 is national grade level, lower than 51% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 29 points. 71% of eligible voters turned out. Under Iowa law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 48°F, highs near 58 and lows near 37, colder than 83% of American counties. About 34 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 53 out of 100, riskier than 53% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 169 Mbps down, slower than 63% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 1.4 full-service restaurants per 1,000 people, 1 brewery, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$60K
This county
national avg ~$75K
Poverty Rate11.5%
This county
national avg ~11.5%
Unemployment Rate3.8%
This county
national avg ~3.8%
GDP per Capita$66,821
Federal Spending per Capita$929
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers28.4%
Average Adjusted Gross Income$71K
Avg Credit Score733
Work From Home %8.5%
This county
national avg 17.0%
Population Under 1821.3%
This county
national avg 22.0%
Single-Person Households33.6%
This county
national avg 28.0%
Banks & Finance Firms15
Income (20th Percentile)$28K
Income (80th Percentile)$112K
Income (95th Percentile)$184K
Bachelor's Degree or Higher17.2%
This county
national avg 34.3%
Less Than High School9.3%
This county
national avg 11.0%
Knowledge Economy GDP %6.3%
Dependency Ratio0.83
Medicare Spending / Person$4,210
SS Benefits / Person$5,046
Education Wage Premium1.49x
Median Earnings (Bachelor's)$54K
Median Earnings (Graduate)$59K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients1.5%
Average Annual Wage$51K
Professional Services Concentration0.28x national
This county
1.0 = national average share
Federal Government Jobs Located Here69
Federal Share of Jobs Located Here1.1%
Residents Who Work for the Federal Government2.5%
Federal Civilian Share of Earnings1.1%
Federal Contract Dollars Performed Here (FY2025)$3M
Contract Dollars Relative to Local Wages0.01x wages
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$272K
This county
$215K state avg
$303K national
Market Rent (ZORI)$738/mo
This county
$1050/mo state avg
$1400/mo national
Property Tax Rate1.42%
This county
1.42% state avg
1.10% national

Annual tax on median home: $2,123

Affordability & Supply

HUD Fair Market Rent (2BR)$919/mo
Home Price Change (1 yr)+1.8%−+13.9% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households8.9%
Homeownership Rate75.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
12.9%
Active Listings
59
New Listings / Month
17

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
73 days
Months of Supply (Redfin)— Balanced market
3.9 mo
Sold Above List (Redfin)
18.8%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
98.7%

Source: Redfin · Updated monthly

Health

Life Expectancy79.4 yrs
This county
national avg ~78.5 years
Food Insecurity9.5%
This county
national avg ~11%
Food Environment Index8.7 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score16
Healthcare Shortage Score16.0
Healthcare Offices18
Obesity Rate (BRFSS)41.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.6%
This county
national avg 32.0%
Active Physicians5
Nursing Home Rating4.4 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients628 / 1,000
Medicare Cost per Beneficiary$11,618
Uninsured (under 65)9.3%
This county
national avg ~10%
Adults with Depression21.4%

Education

Math Test Scores2.98 grade level
Reading Test Scores3.18 grade level
HS Diploma Holders4,851
Bachelor's Degree Holders1,573
HS Completion Rate90.7%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.9 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)28th pct
Drug Overdose Deaths (2024)9.5 / 100K
Suicide Rate20.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.0
January Sunshine0.11
January Temperature-1.11
Average Temp48°F+5.3% since 2022
Avg High Temp58°F+4.9% since 2022
Avg Low Temp37°F+5.7% since 2022
Annual Precipitation34.4 in/yr-0.6% since 2022
Avg Storm Events13.8 storms/yr
Avg Annual Storm Damage$455K
Drought Index (2022)0.52
Heating Degree Days7,052 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days751 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,567 HDD/yr
Cooling Degree Days (1901–2000 Baseline)664 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year7.0
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)53 / 100
Community Resilience (FEMA)74 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)8.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)54 properties
FAA-Registered Airports4 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed169 Mbps
This county
national avg ~120 Mbps
Upload Speed41 Mbps
Fixed Internet (Q1 2026)247 Mbps
Mobile Internet (Q1 2026)244 Mbps
Mobile Upload (Q1 2026)46 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+81.0%
This county
national avg 75.0%
Cellular-Only Internet13.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)210 Mbps

EV Infrastructure

EV Charging Stations7 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers10

Commute & Transit

Remote Workers726 workers
Public Transit Commuters3 workers
Walk to Work (workers)303 workers
Extreme Commutes (90+ min)285 workers
Bike Commuters0.2%
Walk to Work3.6%

Agriculture

Farms1,161 farms
Farmland546 acres

Families & Childcare

Childcare Cost Burden27.6%
This county
national median ~27% of household income
Childcare Centers14.9 per 10K residents
Childcare Facilities9

Civic & Community

Voter Turnout70.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.951
Nonprofit Organizations188
Veterans Share7.4%
This county
national avg 7.0%
Married Adults56.1%
Never-Married Adults25.0%
Divorced Adults11.6%
Religious Organizations26
Asian Population0.4%
Native American Population0.1%
Membership Associations22.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.39 per 1K residents
Nursing & Care Facilities17
Grocery Stores7
Hotels & Lodging10
Recreation Businesses7
Professional Services Firms21
Veterinary Practices7
Real Estate Firms9
Museums3
Debt Burden
Avg Mortgage Balance$95K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate23.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.31%

Politics

R+29

2024 Presidential · Iowa was R+13 statewide

vs Iowa State

Income tax
3.8%Same (state law)
Property tax
1.42%1.42% state avg
Politics
R+29R+13
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -49

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.85x avg income)

Economic Mobility

54%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clayton County

Median home value: $272K

View on Zillow →View on Realtor.com →

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Full Iowa profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable