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Clay
Iowa

16K

Population

$62K

Median Income

$195K

Median Home

R+39

Politics

Economy

Median Household Income$62K

This county

national avg ~$75K

Poverty Rate9.3%

This county

national avg ~11.5%

Unemployment Rate2.7%

This county

national avg ~3.8%

GDP per Capita$86,072

Federal Spending per Capita$389

Median Individual Earnings$40K

This county

national avg $45K

Professional/Management Workers34.1%

Average Adjusted Gross Income$77K

Avg Credit Score721

Work From Home %7.7%

This county

national avg 17.0%

Population Under 1823.1%

This county

national avg 22.0%

Single-Person Households35.4%

This county

national avg 28.0%

Banks & Finance Firms16

Income (20th Percentile)$27K

Income (80th Percentile)$114K

Income (95th Percentile)$185K

Bachelor's Degree or Higher25.2%

This county

national avg 35.0%

Less Than High School4.5%

This county

national avg 11.0%

Knowledge Economy GDP %9.9%

Dependency Ratio1.28

Medicare Spending / Person$3,198

SS Benefits / Person$4,757

Education Wage Premium1.96x

Median Earnings (Bachelor's)$51K

Median Earnings (Graduate)$71K

Median Earnings (HS Diploma)$36K

Public Assistance Recipients5.7%

Average Annual Wage$54K

Professional Services Concentration0.62x national

This county

1.0 = national average share

Housing

Median Home Value$192K

This county

$215K state avg

$303K national

Market Rent (ZORI)$752/mo

This county

$1050/mo state avg

$1400/mo national

Property Tax Rate1.24%

This county

1.42% state avg

1.10% national

Annual tax on median home: $1,878

Affordability & Supply

HUD Fair Market Rent (2BR)$919/mo

Home Price Change (1 yr)+5.0%

Home Value to Income Ratio1.8x income

Severely Cost-Burdened Households9.4%

Homeownership Rate72.7%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

13.8%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage

65 days

Months of Supply (Redfin)— High inventory — buyers market

6.1 mo

Sold Above List (Redfin)

9.1%

Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list

99.3%

Source: Redfin · Updated monthly

Health

Life Expectancy78.1 yrs

This county

national avg ~78.5 years

Hospital Rating4.0 / 5

This county

national avg 3.0 stars

Food Insecurity8.8%

This county

national avg ~11%

Food Environment Index8.5 / 10

This county

higher = better access

Primary Care Shortage Score0

This county

national avg 5

Mental Health Shortage Score15

Dental Care Shortage Score6

Healthcare Shortage Score2.0

Healthcare Offices43

Obesity Rate (BRFSS)35.5%

This county

national avg 32.0%

Smoking Rate (BRFSS)15.9%

This county

national avg 14.0%

Poor Health Rate (BRFSS)16.6%

This county

national avg 18.0%

Physical Inactivity (BRFSS)24.7%

This county

national avg 24.0%

High Blood Pressure (BRFSS)30.5%

This county

national avg 32.0%

Active Physicians36

Nursing Home Rating1.5 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients568 / 1,000

Medicare Cost per Beneficiary$10,582

Uninsured (under 65)6.2%

This county

national avg ~10%

Adults with Depression21.3%

Education

Math Test Scores3.53 grade level

Reading Test Scores3.00 grade level

HS Diploma Holders3,154

Bachelor's Degree Holders1,475

HS Completion Rate95.5%

This county

national avg ~85%

Private Schools3

Safety

Violent Crime Rate3.2 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate16.1 / 100K

This county

national avg ~13.6/100K

Traffic Fatalities1

Social Vulnerability (CDC SVI)18th pct

Drug Overdose Deaths (2024)0.0 / 100K

Suicide Rate27.4 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.5

January Sunshine0.53

January Temperature-1.50

Average Temp48°F

Avg High Temp59°F

Avg Low Temp37°F

Annual Precipitation30.3 in/yr

Avg Storm Events16.4 storms/yr

Avg Annual Storm Damage$177K

Drought Index (2022)-0.48

Heating Degree Days7,002 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days853 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)7,884 HDD/yr

Cooling Degree Days (1901–2000 Baseline)688 CDD/yr

Avg Tornadoes / Year0.2

Avg Flood Events / Year9.2

Avg Hail Events / Year2.6

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)51 / 100

Community Resilience (FEMA)84 / 100

Federal Disaster Declarations21 since 1953

Fine Particulate Pollution (PM2.5)6.8 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)9 properties

FAA-Registered Airports2 total

Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed187 Mbps

This county

national avg ~120 Mbps

Upload Speed150 Mbps

Fixed Internet (Q1 2026)230 Mbps

Mobile Internet (Q1 2026)149 Mbps

Mobile Upload (Q1 2026)26 Mbps

Mobile Latency (Q1 2026)47 ms

Households with 100Mbps+94.9%

This county

national avg 75.0%

Cellular-Only Internet12.9%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)168 Mbps

Commute & Transit

Remote Workers637 workers

Public Transit Commuters74 workers

Walk to Work300 workers

Extreme Commutes (90+ min)126 workers

Avg Commute Time16.3 min

This county

national avg ~27 min

Bike Commuters0.1%

Walk to Work3.6%

Families & Childcare

Childcare Cost Burden25.9%

This county

national median ~27% of household income

Childcare Centers7.4 per 10K residents

Civic & Community

Voter Turnout72.6%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.238

Nonprofit Organizations104

Veterans Share8.3%

This county

national avg 7.0%

Married Adults51.0%

Never-Married Adults29.1%

Divorced Adults12.1%

Religious Organizations19

Asian Population0.3%

Native American Population0.2%

Membership Associations14.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.88 per 1K residents

Nursing & Care Facilities3

Grocery Stores4

Hotels & Lodging6

Recreation Businesses6

Professional Services Firms31

Veterinary Practices3

Real Estate Firms20

Debt Burden

Avg Mortgage Balance$95K

Avg Student Loan Balance$11K

Avg Credit Card Balance$5K

Loan Delinquency Rate28.0%

This county

national avg 4.0%

Innovation

Inventor Rate0.30%

Politics

R+39

2024 Presidential · Iowa was R+13 statewide

vs Iowa State

Income tax

3.8%Same (state law)

Property tax

1.24%1.42% state avg

Politics

R+39R+13

COL Index

County data88 (state)

Population & Migration

Net Domestic Migration 2023

↑ +27

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.73x avg income)

Economic Mobility

50%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clay County

Median home value: $195K

View on Zillow →View on Realtor.com →

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Local News — Clay

Northwest Iowa Now · 5 days ago

Clay County Children Benefit from Dolly Parton’s Largesse

Spencer, IA (Northwestiowanow.com) — One of Dolly Parton's legacies is The Imagination Library stres…

KCCI · 2 weeks ago

Photos: Red Clay Strays play concert at Iowa State Fair Grandstand

Photos: Red Clay Strays play concert at Iowa State Fair Grandstand ... Scroll for photos from The Re…

The Des Moines Register · 2 weeks ago

Red Clay Strays electrify Iowa State Fair

From a genre-bending night of Americana soul to impressive guitar string bends, The Red Clay Strays …

Caldwell Parrish Funeral Home & Crematory · Jun 29, 2026

Gerrie Ann Clay Obituary June 29, 2026

Geraldine "Gerrie" Ann Clay, age 89, of Perry, Iowa, passed away peacefully on Monday, June 29, 2026…

Iowa Department of Transportation (.gov) · Jun 3, 2026

Vision Document for U.S. 18 in O’Brien & Clay Counties

Vision Document for U.S. 18 in O'Brien & Clay Counties ... AMES, Iowa – June 3, 2026 – The Iowa DOT …

Iowa State Athletics · Apr 18, 2026

Porcher Goes Fast in the 5,000m at Bryan Clay

Porcher raced under the lights and ran to an all-time 5,000m best running in the fast invite section…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Clay
Iowa