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Winnebago
Illinois

285K

Population

$62K

Median Income

$205K

Median Home

D+3

Politics

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What stands out

Three things set Winnebago County apart from the other 3,142 counties: the property tax rate is among the highest in America (2.60%), unemployment is in the top 5% of American counties (5.8%), and the school test score is in the bottom 6% of American counties (2.48 where 3.0 is grade level). Within Illinois it ranks 4th of 102 counties for the property tax rate.

Where you are

You live in Winnebago County, Illinois. 284,591 people live here with you. The population held steady at 0.2% last year, and more Americans moved out than in (net -1,144).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $61,738 a year, higher than 54% of American counties. Employers pay an average wage of $59,400. Unemployment runs 5.8%, higher than 95% of American counties. 7% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $3,056 a year.

Home

The median home costs $210K, cheaper than 59% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $949 a month. Property tax is 2.60% of home value, roughly $3,812 a year on that median home, higher than almost every county in America. 66% of households own rather than rent.

Safety and health

Violent crime here is 4.0 per 1,000 residents, higher than 59% of American counties. Drug overdoses killed 25 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 75.3 years, shorter than 57% of American counties. There are 797 active physicians in the county, about 28.0 per 10,000 people. Medicare rates the local hospitals 2.7 of 5 stars. 8.4% of people under 65 have no health insurance.

School

Local students test at grade level 2.50 where 3.0 is national grade level, lower than 94% of American counties. 89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted almost evenly. 62% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 50°F, highs near 60 and lows near 39, colder than 76% of American counties. About 31 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 90 out of 100, riskier than 90% of American counties; the county has had 19 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 250 Mbps down, faster than 74% of American counties. There are 14 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 6 breweries, 10 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$62K
This county
national avg ~$75K
Poverty Rate15.4%
This county
national avg ~11.5%
Unemployment Rate5.8%
This county
national avg ~3.8%
GDP per Capita$64,263
Federal Spending per Capita$3,012
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers32.6%
Average Adjusted Gross Income$65K
Avg Credit Score681
Work From Home %7.3%
This county
national avg 17.0%
Population Under 1823.4%
This county
national avg 22.0%
Single-Person Households30.1%
This county
national avg 28.0%
Banks & Finance Firms125
Income (20th Percentile)$26K
Income (80th Percentile)$122K
Income (95th Percentile)$209K
Bachelor's Degree or Higher24.1%
This county
national avg 34.3%
Less Than High School11.5%
This county
national avg 11.0%
Knowledge Economy GDP %10.2%
Dependency Ratio0.71
Medicare Spending / Person$2,760
SS Benefits / Person$4,240
Education Wage Premium2.41x
Median Earnings (Bachelor's)$60K
Median Earnings (Graduate)$81K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients3.3%
Average Annual Wage$59K
Professional Services Concentration0.64x national
This county
1.0 = national average share
Federal Government Jobs Located Here837
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings1.0%
Federal Contract Dollars Performed Here (FY2025)$905M
Contract Dollars Relative to Local Wages0.12x wages
Largest Award's Share of Contract Dollars11%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$205K
This county
$275K state avg
$303K national
Median Sale Price$184K
This county
$303K national
Market Rent (ZORI)$1265/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate2.60%
This county
1.73% state avg
1.10% national

Annual tax on median home: $3,812

Affordability & Supply

HUD Fair Market Rent (2BR)$1,175/mo
Home Price Change (1 yr)+7.6%−+2.4% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households12.0%
Homeownership Rate65.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
99.0%
Listings with Price Cuts— Low — market moving fast
16.0%
Sold Above List Price
38.9%
Median Days to Close
30 days
Active Listings
551
New Listings / Month
267

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
13 days
Months of Supply (Redfin)— Low inventory — sellers market
1.0 mo
Sold Above List (Redfin)— Competitive — many homes bid up
50.2%

Sale-to-List Cross-Reference

Zillow 99.0%  ·  Redfin 101.0%

Source: Redfin · Updated monthly

Health

Life Expectancy75.3 yrs
This county
national avg ~78.5 years
Hospital Rating2.7 / 5
This county
national avg 3.0 stars
Food Insecurity11.9%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score22
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score19
Healthcare Shortage Score20.7
Healthcare Offices454
Obesity Rate (BRFSS)42.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)21.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)33.9%
This county
national avg 32.0%
Active Physicians797
Nursing Home Rating2.2 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients646 / 1,000
Medicare Cost per Beneficiary$12,354
Uninsured (under 65)8.4%
This county
national avg ~10%
Adults with Depression23.4%

Education

Math Test Scores2.48 grade level
Reading Test Scores2.53 grade level
HS Diploma Holders48,664
Bachelor's Degree Holders29,684
HS Completion Rate88.5%
This county
national avg ~85%
Private Schools71

Safety

Violent Crime Rate4.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate14.8 / 100K
This county
national avg ~13.6/100K
Homicide Rate9.8 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate49.4 / 100K
This county
national avg ~21/100K
Traffic Fatalities29
Social Vulnerability (CDC SVI)77th pct
Drug Overdose Deaths (2024)25.3 / 100K
Suicide Rate13.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.5
January Sunshine-0.29
January Temperature-1.05
Average Temp50°F+2.9% since 2022
Avg High Temp60°F+3.3% since 2022
Avg Low Temp39°F+2.1% since 2022
Median AQIAQI 52
Good Air Days167 days/yr
Unhealthy Air Days20 days/yr
Annual Precipitation30.9 in/yr-17% since 2022
Avg Storm Events23.4 storms/yr
Avg Annual Storm Damage$0
Ozone Days100 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.15
Heating Degree Days6,446 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days886 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,093 HDD/yr
Cooling Degree Days (1901–2000 Baseline)705 CDD/yr
Avg Tornadoes / Year1.6
Avg Flood Events / Year2.6
Avg Hail Events / Year7.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)90 / 100
Community Resilience (FEMA)76 / 100
Federal Disaster Declarations19 since 1953
Fine Particulate Pollution (PM2.5)9.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)43 properties
FAA-Registered Airports19 total
Airports (excl. heliports)14 airports

Brewery Scene

Total Breweries6 breweries
Microbreweries2 microbreweries
Brewpubs4 brewpubs

Internet & Remote Work

Download Speed250 Mbps
This county
national avg ~120 Mbps
Upload Speed28 Mbps
Fixed Internet (Q1 2026)469 Mbps
Mobile Internet (Q1 2026)333 Mbps
Mobile Upload (Q1 2026)27 Mbps
Mobile Latency (Q1 2026)26 ms
Households with 100Mbps+98.9%
This county
national avg 75.0%
Cellular-Only Internet12.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)212 Mbps

EV Infrastructure

EV Charging Stations33 stations
DC Fast Chargers92 chargers
Level 2 EV Chargers33

Commute & Transit

Remote Workers9,316 workers
Public Transit Commuters811 workers
Walk to Work (workers)1,400 workers
Extreme Commutes (90+ min)3,270 workers
Bike Commuters0.2%
Walk to Work1.1%

Families & Childcare

Childcare Cost Burden36.9%
This county
national median ~27% of household income
Childcare Centers1.9 per 10K residents
Childcare Facilities31

Civic & Community

Voter Turnout62.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.754
Nonprofit Organizations949
Veterans Share6.8%
This county
national avg 7.0%
Married Adults48.1%
Never-Married Adults33.4%
Divorced Adults12.2%
Religious Organizations149
Asian Population2.9%
Native American Population0.3%
Membership Associations9.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.75 per 1K residents
Colleges & Universities7
Nursing & Care Facilities106
Grocery Stores75
Arts & Entertainment Venues18
Hotels & Lodging37
Recreation Businesses110
Professional Services Firms499
Veterinary Practices54
Real Estate Firms221
Museums10
Debt Burden
Avg Mortgage Balance$67K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate43.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.26%

Politics

D+3

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
2.60%1.73% state avg
Politics
D+3D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -1K

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.77x avg income)

Economic Mobility

38%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Winnebago County

Median home value: $210K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable