← Map/← Illinois/Counties/Whiteside

Whiteside
Illinois

56K

Population

$63K

Median Income

$146K

Median Home

R+8

Politics

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What stands out

Three things set Whiteside County apart from the other 3,142 counties: the property tax rate is in the top 3% of American counties (2.14%), the home price against local income is in the bottom 11% of American counties (1.5 years of income), and the uninsured rate is in the bottom 14% of American counties (6.4%). Within Illinois it ranks 22nd of 102 counties for the property tax rate.

Where you are

You live in Whiteside County, Illinois. 55,569 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +112).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $62,828 a year, higher than 57% of American counties. Employers pay an average wage of $54,164. Unemployment runs 4.0%, higher than 71% of American counties. 4% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $3,110 a year.

Home

The median home costs $147K, cheaper than 85% of American counties, about 1.5 years of the median household's income. A two-bedroom rents for around $786 a month. Property tax is 2.14% of home value, roughly $2,612 a year on that median home, higher than 97% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 62% of American counties. Drug overdoses killed 9 people per 100,000 in 2024.

A child born here can expect to live 76.6 years, longer than 60% of American counties. There are 60 active physicians in the county, about 10.8 per 10,000 people. Medicare rates the local hospitals 1.0 of 5 stars. 6.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.12 where 3.0 is national grade level, higher than 50% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 8 points. 65% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 51°F, highs near 62 and lows near 41, colder than 70% of American counties. About 31 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 56 out of 100, riskier than 56% of American counties; the county has had 14 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 188 Mbps down, slower than 55% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$63K
This county
national avg ~$75K
Poverty Rate12.9%
This county
national avg ~11.5%
Unemployment Rate4.0%
This county
national avg ~3.8%
GDP per Capita$52,072
Federal Spending per Capita$574
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers30.6%
Average Adjusted Gross Income$65K
Avg Credit Score690
Work From Home %4.1%
This county
national avg 17.0%
Population Under 1821.9%
This county
national avg 22.0%
Single-Person Households32.5%
This county
national avg 28.0%
Banks & Finance Firms41
Income (20th Percentile)$27K
Income (80th Percentile)$120K
Income (95th Percentile)$190K
Bachelor's Degree or Higher19.3%
This county
national avg 34.3%
Less Than High School9.2%
This county
national avg 11.0%
Knowledge Economy GDP %6.4%
Dependency Ratio0.75
Medicare Spending / Person$3,365
SS Benefits / Person$4,946
Education Wage Premium1.70x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$66K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients1.2%
Average Annual Wage$54K
Professional Services Concentration0.53x national
This county
1.0 = national average share
Federal Government Jobs Located Here141
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.7%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$846,784
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars51%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$146K
This county
$275K state avg
$303K national
Median Sale Price$127K
This county
$303K national
Market Rent (ZORI)$785/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate2.14%
This county
1.73% state avg
1.10% national

Annual tax on median home: $2,612

Affordability & Supply

HUD Fair Market Rent (2BR)$916/mo
Home Price Change (1 yr)+4.0%−+4.4% since 2024
Home Value to Income Ratio1.5x income
Severely Cost-Burdened Households8.3%
Homeownership Rate74.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
95.7%
Listings with Price Cuts— Low — market moving fast
16.8%
Sold Above List Price
22.3%
Median Days to Close
33 days
Active Listings
157
New Listings / Month
56

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
54 days
Months of Supply (Redfin)— Low inventory — sellers market
2.7 mo
Sold Above List (Redfin)
31.6%

Sale-to-List Cross-Reference

Zillow 95.7%  ·  Redfin 97.2%

Source: Redfin · Updated monthly

Health

Life Expectancy76.6 yrs
This county
national avg ~78.5 years
Hospital Rating1.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.4%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score25
Healthcare Shortage Score21.7
Healthcare Offices51
Obesity Rate (BRFSS)36.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.8%
This county
national avg 32.0%
Active Physicians60
Nursing Home Rating1.9 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients655 / 1,000
Medicare Cost per Beneficiary$11,546
Uninsured (under 65)6.4%
This county
national avg ~10%
Adults with Depression22.9%

Education

Math Test Scores2.99 grade level
Reading Test Scores3.24 grade level
HS Diploma Holders12,527
Bachelor's Degree Holders4,612
HS Completion Rate90.8%
This county
national avg ~85%
Private Schools9

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.4 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate12.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities7
Social Vulnerability (CDC SVI)32th pct
Drug Overdose Deaths (2024)8.7 / 100K
Suicide Rate13.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.3
January Sunshine-0.29
January Temperature-0.91
Average Temp51°F+4.3% since 2022
Avg High Temp62°F+3.9% since 2022
Avg Low Temp41°F+4.9% since 2022
Annual Precipitation30.8 in/yr-7.8% since 2022
Avg Storm Events11.8 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-0.44
Heating Degree Days6,015 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,039 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,796 HDD/yr
Cooling Degree Days (1901–2000 Baseline)792 CDD/yr
Avg Tornadoes / Year2.0
Avg Flood Events / Year2.0
Avg Hail Events / Year2.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)56 / 100
Community Resilience (FEMA)87 / 100
Federal Disaster Declarations14 since 1953
Fine Particulate Pollution (PM2.5)9.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)14 properties
FAA-Registered Airports8 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed188 Mbps
This county
national avg ~120 Mbps
Upload Speed83 Mbps
Fixed Internet (Q1 2026)366 Mbps
Mobile Internet (Q1 2026)243 Mbps
Mobile Upload (Q1 2026)16 Mbps
Mobile Latency (Q1 2026)46 ms
Households with 100Mbps+84.2%
This county
national avg 75.0%
Cellular-Only Internet12.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)187 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers1

Commute & Transit

Remote Workers1,065 workers
Public Transit Commuters102 workers
Walk to Work (workers)832 workers
Extreme Commutes (90+ min)585 workers
Bike Commuters0.6%
Walk to Work3.2%

Families & Childcare

Childcare Cost Burden37.2%
This county
national median ~27% of household income
Childcare Centers4.2 per 10K residents
Childcare Facilities11

Civic & Community

Voter Turnout64.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.488
Nonprofit Organizations281
Veterans Share8.2%
This county
national avg 7.0%
Married Adults49.6%
Never-Married Adults30.1%
Divorced Adults13.0%
Religious Organizations61
Asian Population0.6%
Native American Population0.2%
Membership Associations15.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.77 per 1K residents
Colleges & Universities2
Nursing & Care Facilities27
Grocery Stores11
Hotels & Lodging8
Recreation Businesses22
Professional Services Firms66
Veterinary Practices8
Real Estate Firms21
Debt Burden
Avg Mortgage Balance$70K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate41.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.26%

Politics

R+8

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
2.14%1.73% state avg
Politics
R+8D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +112

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.79x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Whiteside County

Median home value: $147K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

View Illinois →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable