← Map/Illinois/Counties/Stephenson

Stephenson
Illinois

44K

Population

$58K

Median Income

$158K

Median Home

R+16

Politics

Economy

Median Household Income$58K
This county
national avg ~$75K
Poverty Rate14.0%
This county
national avg ~11.5%
Unemployment Rate4.5%
This county
national avg ~3.8%
GDP per Capita$54,296
Federal Spending per Capita$274
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers32.8%
Average Adjusted Gross Income$63K
Avg Credit Score697
Work From Home %9.1%
This county
national avg 17.0%
Population Under 1821.3%
This county
national avg 22.0%
Single-Person Households32.4%
This county
national avg 28.0%
Banks & Finance Firms28
Income (20th Percentile)$25K
Income (80th Percentile)$114K
Income (95th Percentile)$188K
Bachelor's Degree or Higher21.4%
This county
national avg 35.0%
Less Than High School8.2%
This county
national avg 11.0%
Knowledge Economy GDP %8.3%
Dependency Ratio1.21
Medicare Spending / Person$3,671
SS Benefits / Person$5,167
Education Wage Premium2.21x
Median Earnings (Bachelor's)$52K
Median Earnings (Graduate)$75K
Median Earnings (HS Diploma)$34K
Public Assistance Recipients5.5%
Average Annual Wage$56K
Professional Services Concentration0.64x national
This county
1.0 = national average share

Housing

Median Home Value$157K
This county
$275K state avg
$303K national
Median Sale Price$170K
This county
$303K national
Market Rent (ZORI)$1017/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate2.50%
This county
1.73% state avg
1.10% national

Annual tax on median home: $3,047

Affordability & Supply

HUD Fair Market Rent (2BR)$916/mo
Home Price Change (1 yr)+12.3%
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households10.3%
Homeownership Rate69.5%
This county
national avg ~65%

Market Activity

Listings with Price CutsLow — market moving fast
17.2%
Active Listings
133
New Listings / Month
45

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
44 days
Months of Supply (Redfin)Low inventory — sellers market
2.1 mo
Sold Above List (Redfin)
22.9%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
97.5%

Source: Redfin · Updated monthly

Health

Life Expectancy76.7 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.5%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score13
Healthcare Shortage Score14.7
Healthcare Offices57
Obesity Rate (BRFSS)41.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.4%
This county
national avg 32.0%
Active Physicians58
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients641 / 1,000
Medicare Cost per Beneficiary$9,946
Uninsured (under 65)6.6%
This county
national avg ~10%
Adults with Depression24.3%

Education

Math Test Scores2.65 grade level
Reading Test Scores2.71 grade level
HS Diploma Holders8,955
Bachelor's Degree Holders3,400
HS Completion Rate91.8%
This county
national avg ~85%
Private Schools7

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate12.2 / 100K
This county
national avg ~13.6/100K
Homicide Rate5.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate18.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities13
Social Vulnerability (CDC SVI)52th pct
Drug Overdose Deaths (2024)11.5 / 100K
Suicide Rate14.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.8
January Sunshine-0.29
January Temperature-1.10
Average Temp49°F
Avg High Temp60°F
Avg Low Temp38°F
Annual Precipitation29.6 in/yr
Avg Storm Events10.8 storms/yr
Avg Annual Storm Damage$0K
Drought Index (2022)0.85
Heating Degree Days6,686 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days807 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,273 HDD/yr
Cooling Degree Days (1901–2000 Baseline)646 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year1.8
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)68 / 100
Community Resilience (FEMA)79 / 100
Federal Disaster Declarations14 since 1953
Fine Particulate Pollution (PM2.5)9.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)16 properties
FAA-Registered Airports8 total
Airports (excl. heliports)7 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed196 Mbps
This county
national avg ~120 Mbps
Upload Speed38 Mbps
Fixed Internet (Q1 2026)286 Mbps
Mobile Internet (Q1 2026)242 Mbps
Mobile Upload (Q1 2026)27 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+88.7%
This county
national avg 75.0%
Cellular-Only Internet12.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)96 Mbps

EV Infrastructure

EV Charging Stations10 stations
DC Fast Chargers12 chargers
Level 2 EV Chargers1

Commute & Transit

Remote Workers1,820 workers
Public Transit Commuters158 workers
Walk to Work577 workers
Extreme Commutes (90+ min)536 workers
Bike Commuters0.5%
Walk to Work2.9%

Agriculture

Farms121 farms
Farmland6,283 acres

Families & Childcare

Childcare Cost Burden27.6%
This county
national median ~27% of household income
Childcare Centers2.3 per 10K residents

Civic & Community

Voter Turnout63.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.608
Nonprofit Organizations220
Veterans Share7.7%
This county
national avg 7.0%
Married Adults52.9%
Never-Married Adults28.3%
Divorced Adults12.2%
Religious Organizations45
Asian Population0.9%
Native American Population0.2%
Membership Associations13.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.73 per 1K residents
Colleges & Universities1
Nursing & Care Facilities27
Grocery Stores15
Arts & Entertainment Venues5
Hotels & Lodging8
Recreation Businesses14
Professional Services Firms70
Veterinary Practices10
Real Estate Firms32
Debt Burden
Avg Mortgage Balance$71K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate37.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.26%

Politics

R+16

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
2.50%1.73% state avg
Politics
R+16D+14
COL Index
County data92 (state)

Population & Migration

Net Domestic Migration 2023

-175

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.78x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Stephenson County

Median home value: $158K

View on Zillow →View on Realtor.com →

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Local News — Stephenson

Northern Public Radio · 6 days ago

Freeport News: Stephenson County considers a moratorium on data center, a local non-profit seeks input on life in northwest Illinois, and a program on chimney swifts promises to sweep you away

STEPHENSON COUNTY CONSIDERS MORATORIUM ON DATA CENTERS. Stephenson County could become the latest No

Patch · 5 days ago

Obituary: David L. Stephenson

Dave, curious by nature, was intrigued by history and also enjoyed music.

USAFacts · Jul 7, 2026

Is Stephenson County, IL's population growing or shrinking?

Since 2000, Stephenson County, IL's population increased 2 out of 25 years. The largest increase occ

ABC7 Chicago · 3 weeks ago

I55 crash today: 1 dead, 1 hurt after car crash on Stevenson Expressway near Wentworth Ave., impacting Bridgeport, Chicago traffic

A deadly car crash on I-55 near Wentworth Avenue impacted Bridgeport, Chicago traffic today, Illinoi

Freeport Journal-Standard · 1 month ago

Illinois 26 road work begins soon in Stephenson County

Illinois 26 road work begins soon in Stephenson County ... Illinois 26 in Stephenson County will und

illinois-department-of-transportation.prezly.com · Nov 25, 2025

Virtual public meeting on improvements to U.S. 20 in Stephenson County Dec. 3

STEPHENSON COUNTY – The Illinois Department of Transportation will host a virtual public meeting for

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable