← Map/← Illinois/Counties/Putnam

Putnam
Illinois

6K

Population

$76K

Median Income

$184K

Median Home

R+19

Politics

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What stands out

If you had to describe Putnam County in numbers, start here: homeownership is in the top 9% of American counties (82%), the property tax rate is in the top 10% of American counties (1.63%), and natural-hazard risk is in the bottom 11% of American counties (11 of 100). Within Illinois it ranks 11th of 102 counties for homeownership.

Where you are

You live in Putnam County, Illinois. 5,628 people live here with you, so most faces are familiar. The population held steady at 0.1% last year, and more Americans moved in than out (net +28).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $75,726 a year, higher than 83% of American counties. Employers pay an average wage of $69,607. Unemployment runs 4.7%, higher than 85% of American counties. 5% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $3,748 a year.

Home

The median home costs $189K, cheaper than 68% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $763 a month. Property tax is 1.63% of home value, roughly $2,625 a year on that median home, higher than 90% of American counties. 82% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 73% of American counties. Drug overdoses killed 13 people per 100,000 in 2024.

A child born here can expect to live 79.2 years, longer than 86% of American counties. There are 2 active physicians in the county, about 3.6 per 10,000 people. 6.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.99 where 3.0 is national grade level, higher than 58% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 19 points. 74% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 52°F, highs near 62 and lows near 41, colder than 68% of American counties. About 30 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 11 out of 100, safer than 89% of American counties; the county has had 11 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 159 Mbps down, slower than 67% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 1.2 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$76K
This county
national avg ~$75K
Poverty Rate7.5%
This county
national avg ~11.5%
Unemployment Rate4.7%
This county
national avg ~3.8%
GDP per Capita$73,168
Federal Spending per Capita$423
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers27.5%
Average Adjusted Gross Income$75K
Avg Credit Score706
Work From Home %5.0%
This county
national avg 17.0%
Population Under 1819.8%
This county
national avg 22.0%
Single-Person Households29.3%
This county
national avg 28.0%
Banks & Finance Firms3
Income (20th Percentile)$37K
Income (80th Percentile)$130K
Income (95th Percentile)$194K
Bachelor's Degree or Higher23.5%
This county
national avg 34.3%
Less Than High School6.4%
This county
national avg 11.0%
Knowledge Economy GDP %9.0%
Dependency Ratio0.76
Medicare Spending / Person$3,170
SS Benefits / Person$5,401
Education Wage Premium1.79x
Median Earnings (Bachelor's)$50K
Median Earnings (Graduate)$68K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients2.0%
Average Annual Wage$70K
Professional Services Concentration0.44x national
This county
1.0 = national average share
Federal Government Jobs Located Here12
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government4.5%
Federal Civilian Share of Earnings0.4%
Oil and Gas Share of Earnings (incl. proprietors)1.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$184K
This county
$275K state avg
$303K national
Market Rent (ZORI)$766/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate1.63%
This county
1.73% state avg
1.10% national

Annual tax on median home: $2,625

Affordability & Supply

HUD Fair Market Rent (2BR)$937/mo
Home Price Change (1 yr)+25.1%++24.3% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households7.1%
Homeownership Rate82.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
12.4%
Active Listings
26
New Listings / Month
7

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
46 days
Months of Supply (Redfin)— Balanced market
4.7 mo
Sold Above List (Redfin)
28.6%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
100.8%

Source: Redfin · Updated monthly

Health

Life Expectancy79.2 yrs
This county
national avg ~78.5 years
Food Insecurity9.0%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score11
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score0
Healthcare Shortage Score9.7
Obesity Rate (BRFSS)36.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.6%
This county
national avg 32.0%
Active Physicians2
ER Visits per 1,000 Medicare Patients512 / 1,000
Medicare Cost per Beneficiary$10,727
Uninsured (under 65)6.3%
This county
national avg ~10%
Adults with Depression23.0%

Education

Math Test Scores3.05 grade level
Reading Test Scores2.93 grade level
HS Diploma Holders1,334
Bachelor's Degree Holders620
HS Completion Rate93.6%
This county
national avg ~85%

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Traffic Fatalities2
Social Vulnerability (CDC SVI)0th pct
Drug Overdose Deaths (2024)13.3 / 100K

Climate & Air Quality

Natural Amenity Scale-1.5
January Sunshine-0.29
January Temperature-0.72
Average Temp52°F+3.2% since 2022
Avg High Temp62°F+3.0% since 2022
Avg Low Temp41°F+3.5% since 2022
Annual Precipitation29.8 in/yr-9.7% since 2022
Avg Storm Events4.2 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-0.03
Heating Degree Days5,855 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,057 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,415 HDD/yr
Cooling Degree Days (1901–2000 Baseline)902 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.2
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)11 / 100
Community Resilience (FEMA)80 / 100
Federal Disaster Declarations11 since 1953
Fine Particulate Pollution (PM2.5)8.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)4 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed159 Mbps
This county
national avg ~120 Mbps
Upload Speed23 Mbps
Fixed Internet (Q1 2026)289 Mbps
Mobile Internet (Q1 2026)46 Mbps
Mobile Upload (Q1 2026)4 Mbps
Mobile Latency (Q1 2026)46 ms
Households with 100Mbps+52.7%
This county
national avg 75.0%
Cellular-Only Internet14.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)175 Mbps

Commute & Transit

Remote Workers131 workers
Public Transit Commuters2 workers
Walk to Work (workers)13 workers
Extreme Commutes (90+ min)37 workers
Bike Commuters0.3%
Walk to Work0.5%

Families & Childcare

Childcare Cost Burden20.3%
This county
national median ~27% of household income

Civic & Community

Voter Turnout74.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.499
Nonprofit Organizations42
Veterans Share8.7%
This county
national avg 7.0%
Married Adults57.8%
Never-Married Adults24.8%
Divorced Adults11.8%
Religious Organizations4
Asian Population0.7%
Native American Population0.0%
Membership Associations5.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.23 per 1K residents
Grocery Stores3
Recreation Businesses3
Debt Burden
Avg Mortgage Balance$75K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate37.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.38%

Politics

R+19

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
1.63%1.73% state avg
Politics
R+19D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +28

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.95x avg income)

Economic Mobility

46%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Putnam County

Median home value: $189K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable