← Map/← Illinois/Counties/Montgomery

Montgomery
Illinois

28K

Population

$62K

Median Income

$132K

Median Home

R+41

Politics

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What stands out

If you had to describe Montgomery County in numbers, start here: the home price against local income is in the bottom 3% of American counties (1.3 years of income), the property tax rate is in the top 8% of American counties (1.71%), and the median home price is in the bottom 9% of American counties ($132K). Within Illinois it ranks 11th of 102 counties for the home price against local income, counting from the bottom.

Where you are

You live in Montgomery County, Illinois. 28,352 people live here with you. The population shrank 0.8% last year, and more Americans moved out than in (net -86).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $61,796 a year, higher than 54% of American counties. Employers pay an average wage of $83,351. Unemployment runs 4.6%, higher than 82% of American counties. 8% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $3,059 a year.

Home

The median home costs $132K, cheaper than 91% of American counties, about 1.3 years of the median household's income. A two-bedroom rents for around $724 a month. Property tax is 1.71% of home value, roughly $1,745 a year on that median home, higher than 92% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, lower than 51% of American counties. Drug overdoses killed 18 people per 100,000 in 2024.

A child born here can expect to live 74.8 years, shorter than 62% of American counties. There are 19 active physicians in the county, about 6.7 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 6.9% of people under 65 have no health insurance.

School

Local students test at grade level 2.95 where 3.0 is national grade level, lower than 55% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 41 points, among the most lopsided counties in the country. 60% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 55°F, highs near 66 and lows near 44, colder than 53% of American counties. About 32 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 56 out of 100, riskier than 56% of American counties; the county has had 7 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 202 Mbps down, faster than 51% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$62K
This county
national avg ~$75K
Poverty Rate15.1%
This county
national avg ~11.5%
Unemployment Rate4.6%
This county
national avg ~3.8%
GDP per Capita$57,581
Federal Spending per Capita$472
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers29.3%
Average Adjusted Gross Income$67K
Avg Credit Score690
Work From Home %7.8%
This county
national avg 17.0%
Population Under 1820.0%
This county
national avg 22.0%
Single-Person Households33.5%
This county
national avg 28.0%
Banks & Finance Firms25
Income (20th Percentile)$23K
Income (80th Percentile)$119K
Income (95th Percentile)$188K
Bachelor's Degree or Higher18.2%
This county
national avg 34.3%
Less Than High School10.3%
This county
national avg 11.0%
Knowledge Economy GDP %2.9%
Dependency Ratio0.69
Medicare Spending / Person$3,384
SS Benefits / Person$4,623
Education Wage Premium1.72x
Median Earnings (Bachelor's)$49K
Median Earnings (Graduate)$64K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients2.5%
Average Annual Wage$83K
Professional Services Concentration0.39x national
This county
1.0 = national average share
Federal Government Jobs Located Here91
Federal Share of Jobs Located Here1.0%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$319,892
Contract Dollars Relative to Local Wages0.00x wages

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$132K
This county
$275K state avg
$303K national
Median Sale Price$94K
This county
$303K national
Market Rent (ZORI)$684/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate1.71%
This county
1.73% state avg
1.10% national

Annual tax on median home: $1,745

Affordability & Supply

HUD Fair Market Rent (2BR)$937/mo
Home Price Change (1 yr)-3.2%−+12.1% since 2024
Home Value to Income Ratio1.3x income
Severely Cost-Burdened Households7.3%
Homeownership Rate75.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
23.3%
Active Listings
76
New Listings / Month
19

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
61 days
Months of Supply (Redfin)— Low inventory — sellers market
2.1 mo
Sold Above List (Redfin)
7.1%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
93.8%

Source: Redfin · Updated monthly

Health

Life Expectancy74.8 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.2%
This county
national avg ~11%
Food Environment Index7.8 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score12
Healthcare Shortage Score15.7
Healthcare Offices43
Obesity Rate (BRFSS)39.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.0%
This county
national avg 32.0%
Active Physicians19
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients682 / 1,000
Medicare Cost per Beneficiary$12,961
Uninsured (under 65)6.9%
This county
national avg ~10%
Adults with Depression23.5%

Education

Math Test Scores2.96 grade level
Reading Test Scores2.93 grade level
HS Diploma Holders7,345
Bachelor's Degree Holders2,389
HS Completion Rate89.7%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate12.7 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate42.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities467
Social Vulnerability (CDC SVI)32th pct
Drug Overdose Deaths (2024)18.3 / 100K
Suicide Rate16.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.2
January Sunshine-0.35
January Temperature-0.24
Average Temp55°F+3.2% since 2022
Avg High Temp66°F+3.1% since 2022
Avg Low Temp44°F+2.8% since 2022
Annual Precipitation31.8 in/yr-24% since 2022
Avg Storm Events10.6 storms/yr
Avg Annual Storm Damage$37K
Drought Index (2022)0.77
Heating Degree Days5,041 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,286 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,456 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,127 CDD/yr
Avg Tornadoes / Year1.8
Avg Flood Events / Year0.6
Avg Hail Events / Year2.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)56 / 100
Community Resilience (FEMA)69 / 100
Federal Disaster Declarations7 since 1953
Fine Particulate Pollution (PM2.5)8.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)13 properties
FAA-Registered Airports6 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed202 Mbps
This county
national avg ~120 Mbps
Upload Speed134 Mbps
Fixed Internet (Q1 2026)241 Mbps
Mobile Internet (Q1 2026)330 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)43 ms
Households with 100Mbps+79.1%
This county
national avg 75.0%
Cellular-Only Internet8.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)142 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers885 workers
Public Transit Commuters3 workers
Walk to Work (workers)349 workers
Extreme Commutes (90+ min)211 workers
Bike Commuters0.5%
Walk to Work3.1%

Families & Childcare

Childcare Cost Burden29.9%
This county
national median ~27% of household income
Childcare Centers2.7 per 10K residents

Civic & Community

Voter Turnout60.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.261
Nonprofit Organizations162
Veterans Share8.8%
This county
national avg 7.0%
Married Adults50.1%
Never-Married Adults28.1%
Divorced Adults14.9%
Religious Organizations28
Asian Population0.5%
Native American Population0.1%
Membership Associations14.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.82 per 1K residents
Colleges & Universities1
Nursing & Care Facilities10
Grocery Stores5
Hotels & Lodging9
Recreation Businesses11
Professional Services Firms32
Veterinary Practices4
Real Estate Firms12
Debt Burden
Avg Mortgage Balance$71K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate39.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.18%

Politics

R+41

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
1.71%1.73% state avg
Politics
R+41D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -86

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.70x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Montgomery County

Median home value: $132K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable