← Map/← Illinois/Counties/Monroe

Monroe
Illinois

35K

Population

$101K

Median Income

$330K

Median Home

R+36

Politics

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What stands out

What stands out about Monroe County: the uninsured rate is among the lowest in America (4.1%), the school test score is among the highest in America (3.69 where 3.0 is grade level), and the median household income is in the top 3% of American counties ($100,685). Within Illinois it ranks 1st of 102 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Monroe County, Illinois. 34,905 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +172).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $100,685 a year, higher than 97% of American counties. Employers pay an average wage of $48,706. Unemployment runs 2.8%, lower than 73% of American counties. 10% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $4,984 a year.

Home

The median home costs $328K, pricier than 75% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $964 a month. Property tax is 1.77% of home value, roughly $4,494 a year on that median home, higher than 93% of American counties. 84% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 93% of American counties. Drug overdoses killed 15 people per 100,000 in 2024.

A child born here can expect to live 79.8 years, longer than 90% of American counties. There are 26 active physicians in the county, about 7.4 per 10,000 people. 4.1% of people under 65 have no health insurance.

School

Local students test at grade level 3.71 where 3.0 is national grade level, higher than almost every county in America. 96% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 36 points. 79% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 57°F, highs near 68 and lows near 47, warmer than 57% of American counties. About 35 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 55 out of 100, riskier than 55% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 211 Mbps down, faster than 55% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 2 breweries.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$101K
This county
national avg ~$75K
Poverty Rate6.1%
This county
national avg ~11.5%
Unemployment Rate2.8%
This county
national avg ~3.8%
GDP per Capita$36,455
Federal Spending per Capita$126
Median Individual Earnings$56K
This county
national avg $45K
Professional/Management Workers46.4%
Average Adjusted Gross Income$99K
Avg Credit Score717
Work From Home %9.5%
This county
national avg 17.0%
Population Under 1822.1%
This county
national avg 22.0%
Single-Person Households23.6%
This county
national avg 28.0%
Banks & Finance Firms26
Income (20th Percentile)$46K
Income (80th Percentile)$175K
Income (95th Percentile)$250K
Bachelor's Degree or Higher37.9%
This county
national avg 34.3%
Less Than High School4.3%
This county
national avg 11.0%
Knowledge Economy GDP %17.3%
Dependency Ratio0.68
Medicare Spending / Person$2,824
SS Benefits / Person$4,398
Education Wage Premium2.06x
Median Earnings (Bachelor's)$69K
Median Earnings (Graduate)$89K
Median Earnings (HS Diploma)$43K
Public Assistance Recipients2.1%
Average Annual Wage$49K
Professional Services Concentration0.65x national
This county
1.0 = national average share
Federal Government Jobs Located Here59
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government2.9%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$1M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars31%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$330K
This county
$275K state avg
$303K national
Median Sale Price$287K
This county
$303K national
Market Rent (ZORI)$1041/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate1.77%
This county
1.73% state avg
1.10% national

Annual tax on median home: $4,494

Affordability & Supply

HUD Fair Market Rent (2BR)$1,218/mo
Home Price Change (1 yr)+6.5%−+0.5% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households5.1%
Homeownership Rate84.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
18.9%
Active Listings
87
New Listings / Month
30

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
38 days
Months of Supply (Redfin)— Low inventory — sellers market
2.3 mo
Sold Above List (Redfin)
25.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
96.8%

Source: Redfin · Updated monthly

Health

Life Expectancy79.8 yrs
This county
national avg ~78.5 years
Food Insecurity4.6%
This county
national avg ~11%
Food Environment Index9.4 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score0
Healthcare Shortage Score5.3
Healthcare Offices69
Obesity Rate (BRFSS)34.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)11.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)13.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)17.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.2%
This county
national avg 32.0%
Active Physicians26
Nursing Home Rating2.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients553 / 1,000
Medicare Cost per Beneficiary$13,469
Uninsured (under 65)4.1%
This county
national avg ~10%
Adults with Depression22.6%

Education

Math Test Scores3.69 grade level
Reading Test Scores3.73 grade level
HS Diploma Holders5,316
Bachelor's Degree Holders5,921
HS Completion Rate95.7%
This county
national avg ~85%
Private Schools9

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate7.5 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate17.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities7
Social Vulnerability (CDC SVI)0th pct
Drug Overdose Deaths (2024)15.2 / 100K
Suicide Rate9.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.1
January Sunshine-0.11
January Temperature-0.05
Average Temp57°F+1.6% since 2022
Avg High Temp68°F+0.4% since 2022
Avg Low Temp47°F+3.3% since 2022
Median AQIAQI 60
Good Air Days51 days/yr
Unhealthy Air Days24 days/yr
Annual Precipitation34.6 in/yr-17% since 2022
Avg Storm Events5.2 storms/yr
Avg Annual Storm Damage$1K
Drought Index (2022)-0.04
Heating Degree Days4,390 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,600 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,820 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,372 CDD/yr
Avg Tornadoes / Year1.0
Avg Flood Events / Year0.6
Avg Hail Events / Year0.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)55 / 100
Community Resilience (FEMA)96 / 100
Federal Disaster Declarations20 since 1953
Fine Particulate Pollution (PM2.5)8.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties
FAA-Registered Airports5 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries1 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed211 Mbps
This county
national avg ~120 Mbps
Upload Speed61 Mbps
Fixed Internet (Q1 2026)284 Mbps
Mobile Internet (Q1 2026)349 Mbps
Mobile Upload (Q1 2026)20 Mbps
Mobile Latency (Q1 2026)30 ms
Households with 100Mbps+92.0%
This county
national avg 75.0%
Cellular-Only Internet10.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)184 Mbps

Commute & Transit

Remote Workers1,775 workers
Public Transit Commuters13 workers
Walk to Work (workers)240 workers
Extreme Commutes (90+ min)298 workers
Walk to Work1.3%

Families & Childcare

Childcare Cost Burden23.0%
This county
national median ~27% of household income
Childcare Centers7.7 per 10K residents
Childcare Facilities11

Civic & Community

Voter Turnout79.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.801
Nonprofit Organizations194
Veterans Share8.7%
This county
national avg 7.0%
Married Adults59.9%
Never-Married Adults23.8%
Divorced Adults9.7%
Religious Organizations29
Asian Population0.6%
Native American Population0.1%
Membership Associations14.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.92 per 1K residents
Colleges & Universities1
Nursing & Care Facilities19
Grocery Stores4
Hotels & Lodging8
Recreation Businesses22
Professional Services Firms86
Veterinary Practices10
Real Estate Firms27
Debt Burden
Avg Mortgage Balance$102K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate32.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.22%

Politics

R+36

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
1.77%1.73% state avg
Politics
R+36D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +172

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.77x avg income)

Economic Mobility

49%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monroe County

Median home value: $328K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

View Illinois →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable