← Map/← Illinois/Counties/McLean

McLean
Illinois

171K

Population

$75K

Median Income

$256K

Median Home

D+4

Politics

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What stands out

What stands out about McLean County: the property tax rate is in the top 2% of American counties (2.31%), high-school completion is in the top 3% of American counties (96%), and the uninsured rate is in the bottom 8% of American counties (5.8%). Within Illinois it ranks 12th of 102 counties for the property tax rate.

Where you are

You live in McLean County, Illinois. 171,284 people live here with you. The population held steady at 0.3% last year, and more Americans moved out than in (net -1,426).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $75,356 a year, higher than 82% of American counties. Employers pay an average wage of $66,183. Unemployment runs 3.5%, higher than 55% of American counties. 13% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $3,730 a year.

Home

The median home costs $260K, pricier than 59% of American counties, about 1.8 years of the median household's income. A two-bedroom rents for around $991 a month. Property tax is 2.31% of home value, roughly $4,411 a year on that median home, higher than 98% of American counties. 65% of households own rather than rent.

Safety and health

Violent crime here is 3.3 per 1,000 residents, lower than 80% of American counties. Drug overdoses killed 16 people per 100,000 in 2024.

A child born here can expect to live 79.0 years, longer than 84% of American counties. There are 367 active physicians in the county, about 21.4 per 10,000 people. 5.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.07 where 3.0 is national grade level, higher than 60% of American counties. 96% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 4 points. 67% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 53°F, highs near 64 and lows near 42, colder than 62% of American counties. About 27 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 81 out of 100, riskier than 81% of American counties; the county has had 11 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 222 Mbps down, faster than 60% of American counties. There are 7 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 3 breweries.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$75K
This county
national avg ~$75K
Poverty Rate11.2%
This county
national avg ~11.5%
Unemployment Rate3.5%
This county
national avg ~3.8%
GDP per Capita$93,893
Federal Spending per Capita$605
Median Individual Earnings$46K
This county
national avg $45K
Professional/Management Workers45.4%
Average Adjusted Gross Income$89K
Avg Credit Score699
Work From Home %13.3%
This county
national avg 17.0%
Population Under 1821.3%
This county
national avg 22.0%
Single-Person Households31.9%
This county
national avg 28.0%
Banks & Finance Firms94
Income (20th Percentile)$28K
Income (80th Percentile)$147K
Income (95th Percentile)$250K
Bachelor's Degree or Higher46.0%
This county
national avg 34.3%
Less Than High School4.1%
This county
national avg 11.0%
Knowledge Economy GDP %11.3%
Dependency Ratio0.54
Medicare Spending / Person$2,015
SS Benefits / Person$3,262
Education Wage Premium2.15x
Median Earnings (Bachelor's)$68K
Median Earnings (Graduate)$84K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients1.5%
Average Annual Wage$66K
Professional Services Concentration0.58x national
This county
1.0 = national average share
Federal Government Jobs Located Here381
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government0.9%
Federal Civilian Share of Earnings0.4%
Federal Contract Dollars Performed Here (FY2025)$2M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars35%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$256K
This county
$275K state avg
$303K national
Median Sale Price$230K
This county
$303K national
Market Rent (ZORI)$1420/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate2.31%
This county
1.73% state avg
1.10% national

Annual tax on median home: $4,411

Affordability & Supply

HUD Fair Market Rent (2BR)$1,302/mo
Home Price Change (1 yr)+5.0%−+0.6% since 2024
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households10.6%
Homeownership Rate65.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.2%
Listings with Price Cuts— Low — market moving fast
19.6%
Sold Above List Price
31.6%
Median Days to Close
34 days
Active Listings
276
New Listings / Month
155

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
43 days
Months of Supply (Redfin)— Low inventory — sellers market
1.9 mo
Sold Above List (Redfin)— Competitive — many homes bid up
41.7%

Sale-to-List Cross-Reference

Zillow 98.2%  ·  Redfin 100.0%

Source: Redfin · Updated monthly

Health

Life Expectancy79.0 yrs
This county
national avg ~78.5 years
Food Insecurity8.5%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score25
Healthcare Shortage Score20.0
Healthcare Offices260
Obesity Rate (BRFSS)36.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)19.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.2%
This county
national avg 32.0%
Active Physicians367
Nursing Home Rating2.1 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients523 / 1,000
Medicare Cost per Beneficiary$10,998
Uninsured (under 65)5.8%
This county
national avg ~10%
Adults with Depression22.2%

Education

Math Test Scores3.07 grade level
Reading Test Scores3.07 grade level
HS Diploma Holders20,827
Bachelor's Degree Holders32,113
HS Completion Rate95.9%
This county
national avg ~85%
Private Schools53

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate14.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities21
Social Vulnerability (CDC SVI)19th pct
Drug Overdose Deaths (2024)16.4 / 100K
Suicide Rate13.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.6
January Sunshine-0.47
January Temperature-0.55
Average Temp53°F+3.3% since 2022
Avg High Temp64°F+3.2% since 2022
Avg Low Temp42°F+3.0% since 2022
Median AQIAQI 50
Good Air Days184 days/yr
Unhealthy Air Days13 days/yr
Annual Precipitation27.2 in/yr-16% since 2022
Avg Storm Events25.8 storms/yr
Avg Annual Storm Damage$3M
Ozone Days112 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.59
Heating Degree Days5,544 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,170 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,307 HDD/yr
Cooling Degree Days (1901–2000 Baseline)879 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year2.8
Avg Hail Events / Year4.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)81 / 100
Community Resilience (FEMA)96 / 100
Federal Disaster Declarations11 since 1953
Fine Particulate Pollution (PM2.5)8.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)35 properties
FAA-Registered Airports10 total
Airports (excl. heliports)7 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries2 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed222 Mbps
This county
national avg ~120 Mbps
Upload Speed129 Mbps
Fixed Internet (Q1 2026)384 Mbps
Mobile Internet (Q1 2026)306 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)33 ms
Households with 100Mbps+97.5%
This county
national avg 75.0%
Cellular-Only Internet10.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)235 Mbps

EV Infrastructure

EV Charging Stations56 stations
DC Fast Chargers50 chargers
Level 2 EV Chargers88

Commute & Transit

Remote Workers11,175 workers
Public Transit Commuters625 workers
Walk to Work (workers)3,499 workers
Extreme Commutes (90+ min)1,194 workers
Bike Commuters0.4%
Walk to Work4.2%

Families & Childcare

Childcare Cost Burden32.1%
This county
national median ~27% of household income
Childcare Centers2.8 per 10K residents
Childcare Facilities32

Civic & Community

Voter Turnout67.5%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.228
Nonprofit Organizations804
Veterans Share6.0%
This county
national avg 7.0%
Married Adults47.0%
Never-Married Adults39.5%
Divorced Adults9.1%
Religious Organizations124
Asian Population5.1%
Native American Population0.2%
Membership Associations11.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.71 per 1K residents
Colleges & Universities4
Nursing & Care Facilities29
Grocery Stores34
Arts & Entertainment Venues13
Hotels & Lodging50
Recreation Businesses55
Professional Services Firms316
Veterinary Practices31
Real Estate Firms116
Debt Burden
Avg Mortgage Balance$86K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate38.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.32%

Politics

D+4

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
2.31%1.73% state avg
Politics
D+4D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -1K

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.77x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in McLean County

Median home value: $260K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable