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McDonough
Illinois

27K

Population

$49K

Median Income

$97K

Median Home

R+17

Politics

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What stands out

What stands out about McDonough County: the median home price is in the bottom 3% of American counties ($100K), the property tax rate is in the top 3% of American counties (2.13%), and the school test score is in the bottom 4% of American counties (2.39 where 3.0 is grade level). Within Illinois it ranks 9th of 102 counties for the median home price, counting from the bottom.

Where you are

You live in McDonough County, Illinois. 27,370 people live here with you. The population held steady at 0.3% last year, and more Americans moved out than in (net -29).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $48,904 a year, lower than 81% of American counties. Employers pay an average wage of $48,433. Unemployment runs 4.1%, higher than 73% of American counties. 5% of workers work from home; for the rest the average commute is 18 minutes each way.

Illinois takes 5.0% of that median income in state income tax, about $2,421 a year.

Home

The median home costs $100K, cheaper than 97% of American counties, about 1.3 years of the median household's income. A two-bedroom rents for around $756 a month. Property tax is 2.13% of home value, roughly $2,135 a year on that median home, higher than 97% of American counties. 61% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 50% of American counties. Drug overdoses killed 10 people per 100,000 in 2024.

A child born here can expect to live 77.3 years, longer than 68% of American counties. There are 34 active physicians in the county, about 12.4 per 10,000 people. 7.9% of people under 65 have no health insurance.

School

Local students test at grade level 2.51 where 3.0 is national grade level, lower than 96% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 17 points. 50% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 53°F, highs near 63 and lows near 42, colder than 63% of American counties. About 29 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 31 out of 100, safer than 68% of American counties; the county has had 11 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 193 Mbps down, slower than 53% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$49K
This county
national avg ~$75K
Poverty Rate20.4%
This county
national avg ~11.5%
Unemployment Rate4.1%
This county
national avg ~3.8%
GDP per Capita$52,822
Federal Spending per Capita$429
Median Individual Earnings$32K
This county
national avg $45K
Professional/Management Workers33.3%
Average Adjusted Gross Income$63K
Avg Credit Score697
Work From Home %5.2%
This county
national avg 17.0%
Population Under 1817.6%
This county
national avg 22.0%
Single-Person Households41.4%
This county
national avg 28.0%
Banks & Finance Firms25
Income (20th Percentile)$17K
Income (80th Percentile)$101K
Income (95th Percentile)$184K
Bachelor's Degree or Higher31.2%
This county
national avg 34.3%
Less Than High School5.6%
This county
national avg 11.0%
Knowledge Economy GDP %4.4%
Dependency Ratio0.57
Medicare Spending / Person$3,087
SS Benefits / Person$3,531
Education Wage Premium2.18x
Median Earnings (Bachelor's)$50K
Median Earnings (Graduate)$60K
Median Earnings (HS Diploma)$27K
Public Assistance Recipients1.7%
Average Annual Wage$48K
Professional Services Concentration0.27x national
This county
1.0 = national average share
Federal Government Jobs Located Here89
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government0.9%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$250,331
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars100%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$97K
This county
$275K state avg
$303K national
Median Sale Price$80K
This county
$303K national
Market Rent (ZORI)$803/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate2.13%
This county
1.73% state avg
1.10% national

Annual tax on median home: $2,135

Affordability & Supply

HUD Fair Market Rent (2BR)$951/mo
Home Price Change (1 yr)+0.3%−+11.3% since 2024
Home Value to Income Ratio1.3x income
Severely Cost-Burdened Households15.5%
Homeownership Rate61.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
92.8%
Listings with Price Cuts— Low — market moving fast
18.7%
Sold Above List Price
7.8%
Median Days to Close
38 days
Active Listings
121
New Listings / Month
28

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
58 days
Months of Supply (Redfin)— Balanced market
3.1 mo
Sold Above List (Redfin)
10.3%

Sale-to-List Cross-Reference

Zillow 92.8%  ·  Redfin 90.7%

Source: Redfin · Updated monthly

Health

Life Expectancy77.3 yrs
This county
national avg ~78.5 years
Food Insecurity11.2%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score17
Healthcare Shortage Score17.3
Healthcare Offices35
Obesity Rate (BRFSS)39.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)33.5%
This county
national avg 32.0%
Active Physicians34
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients716 / 1,000
Medicare Cost per Beneficiary$11,440
Uninsured (under 65)7.9%
This county
national avg ~10%
Adults with Depression24.3%

Education

Math Test Scores2.39 grade level
Reading Test Scores2.63 grade level
HS Diploma Holders4,833
Bachelor's Degree Holders2,678
HS Completion Rate94.4%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.8 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities4
Social Vulnerability (CDC SVI)54th pct
Drug Overdose Deaths (2024)9.9 / 100K
Suicide Rate13.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.2
January Sunshine0.14
January Temperature-0.68
Average Temp53°F+3.7% since 2022
Avg High Temp63°F+4.3% since 2022
Avg Low Temp42°F+3.4% since 2022
Annual Precipitation28.9 in/yr-12% since 2022
Avg Storm Events18.0 storms/yr
Avg Annual Storm Damage$100
Drought Index (2022)-0.27
Heating Degree Days5,589 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,150 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,068 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,032 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year1.8
Avg Hail Events / Year7.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)31 / 100
Community Resilience (FEMA)69 / 100
Federal Disaster Declarations11 since 1953
Fine Particulate Pollution (PM2.5)8.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)8 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed193 Mbps
This county
national avg ~120 Mbps
Upload Speed60 Mbps
Fixed Internet (Q1 2026)327 Mbps
Mobile Internet (Q1 2026)262 Mbps
Mobile Upload (Q1 2026)18 Mbps
Mobile Latency (Q1 2026)43 ms
Households with 100Mbps+97.1%
This county
national avg 75.0%
Cellular-Only Internet11.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)199 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers1 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers657 workers
Public Transit Commuters125 workers
Walk to Work (workers)707 workers
Extreme Commutes (90+ min)344 workers
Avg Commute Time18.3 min
This county
national avg ~27 min
Bike Commuters0.7%
Walk to Work5.6%

Agriculture

Farms658 farms
Farmland2,264 acres

Families & Childcare

Childcare Cost Burden31.9%
This county
national median ~27% of household income
Childcare Centers4.7 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout50.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.954
Nonprofit Organizations179
Veterans Share6.6%
This county
national avg 7.0%
Married Adults41.1%
Never-Married Adults41.3%
Divorced Adults10.4%
Religious Organizations30
Asian Population2.5%
Native American Population0.0%
Membership Associations14.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.89 per 1K residents
Colleges & Universities1
Nursing & Care Facilities17
Grocery Stores11
Hotels & Lodging4
Recreation Businesses9
Professional Services Firms43
Veterinary Practices5
Real Estate Firms23
Debt Burden
Avg Mortgage Balance$73K
Avg Student Loan Balance$12K
Avg Credit Card Balance$5K
Loan Delinquency Rate38.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+17

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
2.13%1.73% state avg
Politics
R+17D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -29

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.68x avg income)

Economic Mobility

46%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in McDonough County

Median home value: $100K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable