← Map/Illinois/Counties/Jo Daviess

Jo Daviess
Illinois

22K

Population

$68K

Median Income

$254K

Median Home

R+17

Politics

Read this county as a story·See it on the map with these filters

Where you are

You live in Jo Daviess County, Illinois. 21,942 people live here with you. The population shrank 0.4% last year, and more Americans moved in than out (net +45).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $67,729 a year, higher than 69% of American counties. Employers pay an average wage of $46,804. Unemployment runs 3.7%, higher than 60% of American counties. 11% of workers work from home; for the rest the average commute is 19 minutes each way.

Illinois takes 5.0% of that median income in state income tax, about $3,353 a year.

Home

The median home costs $254K, pricier than 57% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $778 a month. Property tax is 1.88% of home value, roughly $3,370 a year on that median home, higher than 95% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 74% of American counties. Drug overdoses killed 9 people per 100,000 in 2024.

A child born here can expect to live 80.7 years, longer than 94% of American counties. There are 20 active physicians in the county, about 9.1 per 10,000 people. 6.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.25 where 3.0 is national grade level, higher than 92% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 17 points. 73% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 49°F, highs near 60 and lows near 38, colder than 78% of American counties. About 31 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 44 out of 100, safer than 55% of American counties; the county has had 16 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 220 Mbps down, faster than 59% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 1.4 full-service restaurants per 1,000 people, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$68K
This county
national avg ~$75K
Poverty Rate8.5%
This county
national avg ~11.5%
Unemployment Rate3.7%
This county
national avg ~3.8%
GDP per Capita$50,403
Federal Spending per Capita$272
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers37.1%
Average Adjusted Gross Income$70K
Avg Credit Score719
Work From Home %11.5%
This county
national avg 17.0%
Population Under 1818.5%
This county
national avg 22.0%
Single-Person Households31.5%
This county
national avg 28.0%
Banks & Finance Firms15
Income (20th Percentile)$33K
Income (80th Percentile)$121K
Income (95th Percentile)$213K
Bachelor's Degree or Higher28.4%
This county
national avg 35.0%
Less Than High School6.5%
This county
national avg 11.0%
Knowledge Economy GDP %7.7%
Dependency Ratio1.21
Medicare Spending / Person$3,660
SS Benefits / Person$5,882
Education Wage Premium1.63x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$62K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients2.3%
Average Annual Wage$47K
Professional Services Concentration0.43x national
This county
1.0 = national average share

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$251K
This county
$275K state avg
$303K national
Median Sale Price$224K
This county
$303K national
Market Rent (ZORI)$768/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate1.88%
This county
1.73% state avg
1.10% national

Annual tax on median home: $3,370

Affordability & Supply

HUD Fair Market Rent (2BR)$954/mo
Home Price Change (1 yr)+7.9%-35% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households8.7%
Homeownership Rate79.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List RatioBuyers market — homes selling below list
95.9%
Listings with Price CutsLow — market moving fast
20.0%
Sold Above List Price
9.5%
Median Days to Close
35 days
Active Listings
148
New Listings / Month
45

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
38 days
Months of Supply (Redfin)Balanced market
3.9 mo
Sold Above List (Redfin)
5.9%

Sale-to-List Cross-Reference

Zillow 95.9%  ·  Redfin 95.5%

Source: Redfin · Updated monthly

Health

Life Expectancy80.7 yrs
This county
national avg ~78.5 years
Food Insecurity8.4%
This county
national avg ~11%
Food Environment Index8.7 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score0
Healthcare Shortage Score5.7
Healthcare Offices27
Obesity Rate (BRFSS)36.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.0%
This county
national avg 32.0%
Active Physicians20
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients504 / 1,000
Medicare Cost per Beneficiary$9,596
Uninsured (under 65)6.6%
This county
national avg ~10%
Adults with Depression23.2%

Education

Math Test Scores3.42 grade level
Reading Test Scores3.09 grade level
HS Diploma Holders5,013
Bachelor's Degree Holders1,839
HS Completion Rate93.5%
This county
national avg ~85%

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Traffic Fatalities103
Social Vulnerability (CDC SVI)8th pct
Drug Overdose Deaths (2024)8.8 / 100K
Suicide Rate17.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.4
January Sunshine-0.29
January Temperature-1.10
Average Temp49°F+4.0% since 2022
Avg High Temp60°F+4.2% since 2022
Avg Low Temp38°F+3.5% since 2022
Median AQIAQI 36
Good Air Days302 days/yr
Unhealthy Air Days9 days/yr
Annual Precipitation31.4 in/yr-20% since 2022
Avg Storm Events9.4 storms/yr
Avg Annual Storm Damage$4K
Ozone Days353 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.69
Heating Degree Days6,631 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days839 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,241 HDD/yr
Cooling Degree Days (1901–2000 Baseline)659 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year1.6
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)44 / 100
Community Resilience (FEMA)61 / 100
Federal Disaster Declarations16 since 1953
Fine Particulate Pollution (PM2.5)9.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)19 properties
FAA-Registered Airports5 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed220 Mbps
This county
national avg ~120 Mbps
Upload Speed184 Mbps
Fixed Internet (Q1 2026)288 Mbps
Mobile Internet (Q1 2026)484 Mbps
Mobile Upload (Q1 2026)41 Mbps
Mobile Latency (Q1 2026)41 ms
Households with 100Mbps+79.6%
This county
national avg 75.0%
Cellular-Only Internet12.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)221 Mbps

EV Infrastructure

EV Charging Stations16 stations
DC Fast Chargers2 chargers
Level 2 EV Chargers31

Commute & Transit

Remote Workers1,231 workers
Public Transit Commuters47 workers
Walk to Work411 workers
Extreme Commutes (90+ min)292 workers
Avg Commute Time19.3 min
This county
national avg ~27 min
Bike Commuters0.0%
Walk to Work3.8%

Families & Childcare

Childcare Cost Burden25.1%
This county
national median ~27% of household income
Childcare Centers5.3 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout72.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.686
Nonprofit Organizations159
Veterans Share8.6%
This county
national avg 7.0%
Married Adults59.4%
Never-Married Adults22.5%
Divorced Adults10.3%
Religious Organizations17
Asian Population0.6%
Native American Population0.1%
Membership Associations8.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.36 per 1K residents
Nursing & Care Facilities7
Grocery Stores6
Arts & Entertainment Venues3
Hotels & Lodging22
Recreation Businesses10
Professional Services Firms41
Veterinary Practices5
Real Estate Firms16
Museums3
Debt Burden
Avg Mortgage Balance$93K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate30.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.31%

Politics

R+17

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
1.88%1.73% state avg
Politics
R+17D+14
COL Index
County data92 (state)

Population & Migration

Net Domestic Migration 2023

+45

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.34x avg income)

Economic Mobility

51%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Jo Daviess County

Median home value: $254K

View on Zillow →View on Realtor.com →

Opens in a new tab

Loading local news…

Explore Other Illinois Counties

Adams County, IllinoisAlexander County, IllinoisBond County, IllinoisBoone County, IllinoisBureau County, IllinoisCalhoun County, IllinoisCarroll County, IllinoisCass County, IllinoisChampaign County, IllinoisChristian County, IllinoisClark County, IllinoisClay County, IllinoisAll Illinois counties →

Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

View Illinois

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable