← Map/← Illinois/Counties/Hardin

Hardin
Illinois

4K

Population

$53K

Median Income

$105K

Median Home

R+57

Politics

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What stands out

Three things set Hardin County apart from the other 3,142 counties: the share working from home is in the bottom 2% of American counties (1%), the typical two-bedroom rent is in the bottom 3% of American counties ($480 a month), and the overdose death rate is in the bottom 4% of American counties (0 per 100,000). Within Illinois it ranks 1st of 102 counties for the share working from home, counting from the bottom.

Where you are

You live in Hardin County, Illinois. 3,665 people live here with you, so most faces are familiar. The population held steady at 0.1% last year, and more Americans moved in than out (net +56).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $53,026 a year, lower than 72% of American counties. Employers pay an average wage of $46,177. Unemployment runs 5.1%, higher than 91% of American counties. 1% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $2,625 a year.

Home

The median home costs $114K, cheaper than 95% of American counties, about 1.4 years of the median household's income. A two-bedroom rents for around $480 a month. Property tax is 1.16% of home value, roughly $1,049 a year on that median home, higher than 70% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 54% of American counties.

A child born here can expect to live 72.5 years, shorter than 84% of American counties. There are 7 active physicians in the county, about 19.1 per 10,000 people. Medicare rates the local hospitals 1.0 of 5 stars. 5.7% of people under 65 have no health insurance.

School

Local students test at grade level 2.77 where 3.0 is national grade level, lower than 60% of American counties. 87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 57 points, among the most lopsided counties in the country. 65% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 58°F, highs near 67 and lows near 48, warmer than 59% of American counties. About 50 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 11 out of 100, safer than 89% of American counties; the county has had 8 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 181 Mbps down, slower than 58% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$53K
This county
national avg ~$75K
Poverty Rate17.8%
This county
national avg ~11.5%
Unemployment Rate5.1%
This county
national avg ~3.8%
GDP per Capita$35,477
Federal Spending per Capita$703
Median Individual Earnings$39K
This county
national avg $45K
Professional/Management Workers38.0%
Average Adjusted Gross Income$55K
Avg Credit Score660
Work From Home %1.3%
This county
national avg 17.0%
Population Under 1813.8%
This county
national avg 22.0%
Single-Person Households34.1%
This county
national avg 28.0%
Banks & Finance Firms3
Income (20th Percentile)$25K
Income (80th Percentile)$93K
Income (95th Percentile)$169K
Bachelor's Degree or Higher12.0%
This county
national avg 34.3%
Less Than High School12.7%
This county
national avg 11.0%
Dependency Ratio0.81
Medicare Spending / Person$4,862
SS Benefits / Person$5,634
Education Wage Premium3.08x
Median Earnings (Bachelor's)$48K
Median Earnings (Graduate)$96K
Median Earnings (HS Diploma)$31K
Public Assistance Recipients2.2%
Average Annual Wage$46K
Federal Government Jobs Located Here9
Federal Share of Jobs Located Here1.2%
Residents Who Work for the Federal Government2.6%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$133,137
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars34%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$105K
This county
$275K state avg
$303K national
Market Rent (ZORI)$318/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate1.16%
This county
1.73% state avg
1.10% national

Annual tax on median home: $1,049

Affordability & Supply

HUD Fair Market Rent (2BR)$916/mo
Home Value to Income Ratio1.4x income
Severely Cost-Burdened Households2.9%
Homeownership Rate80.1%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
65 days
Months of Supply (Redfin)— Balanced market
3.8 mo
Sold Above List (Redfin)
25.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
81.8%

Source: Redfin · Updated monthly

Health

Life Expectancy72.5 yrs
This county
national avg ~78.5 years
Hospital Rating1.0 / 5
This county
national avg 3.0 stars
Food Insecurity13.5%
This county
national avg ~11%
Food Environment Index7.3 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score17
Healthcare Shortage Score16.7
Obesity Rate (BRFSS)39.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)20.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.9%
This county
national avg 32.0%
Active Physicians7
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients1236 / 1,000
Medicare Cost per Beneficiary$17,457
Uninsured (under 65)5.7%
This county
national avg ~10%
Adults with Depression24.7%

Education

Math Test Scores2.91 grade level
Reading Test Scores2.62 grade level
HS Diploma Holders990
Bachelor's Degree Holders201
HS Completion Rate87.3%
This county
national avg ~85%

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)24th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale0.1
January Sunshine-0.59
January Temperature0.11
Average Temp58°F+1.4% since 2022
Avg High Temp67°F-0.3% since 2022
Avg Low Temp48°F+3.7% since 2022
Annual Precipitation49.7 in/yr+24% since 2022
Avg Storm Events2.2 storms/yr
Avg Annual Storm Damage$4K
Drought Index (2022)-0.73
Heating Degree Days4,179 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,546 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,532 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,402 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.6
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)11 / 100
Community Resilience (FEMA)22 / 100
Federal Disaster Declarations8 since 1953
Fine Particulate Pollution (PM2.5)8.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)5 properties
FAA-Registered Airports1 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed181 Mbps
This county
national avg ~120 Mbps
Upload Speed187 Mbps
Fixed Internet (Q1 2026)487 Mbps
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet13.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)406 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers16 workers
Public Transit Commuters55 workers
Walk to Work (workers)18 workers
Extreme Commutes (90+ min)112 workers
Walk to Work1.5%

Families & Childcare

Childcare Cost Burden36.2%
This county
national median ~27% of household income
Childcare Centers9.2 per 10K residents

Civic & Community

Voter Turnout64.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.676
Nonprofit Organizations13
Veterans Share8.7%
This county
national avg 7.0%
Married Adults51.5%
Never-Married Adults19.0%
Divorced Adults18.8%
Religious Organizations4
Membership Associations11.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.79 per 1K residents
Hotels & Lodging3
Professional Services Firms3
Debt Burden
Avg Mortgage Balance$49K
Avg Student Loan Balance$7K
Avg Credit Card Balance$4K
Loan Delinquency Rate46.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.13%

Politics

R+57

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
1.16%1.73% state avg
Politics
R+57D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +56

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.87x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Hardin County

Median home value: $114K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

View Illinois →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable