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Gallatin
Illinois

5K

Population

$52K

Median Income

$86K

Median Home

R+52

Politics

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What stands out

What stands out about Gallatin County: population growth is among the fastest shrinking in America (-3.2% a year), the median home price is in the bottom 2% of American counties ($92K), and the typical two-bedroom rent is in the bottom 2% of American counties ($433 a month). Within Illinois it ranks 1st of 102 counties for population growth, counting from the bottom.

Where you are

You live in Gallatin County, Illinois. 4,967 people live here with you, so most faces are familiar. The population shrank 3.2% last year, and more Americans moved out than in (net -86).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $51,868 a year, lower than 75% of American counties. Employers pay an average wage of $51,088. Unemployment runs 5.0%, higher than 90% of American counties. 2% of workers work from home.

Illinois takes 4.9% of that median income in state income tax, about $2,567 a year.

Home

The median home costs $92K, cheaper than 98% of American counties, about 1.2 years of the median household's income. A two-bedroom rents for around $433 a month. Property tax is 1.39% of home value, roughly $1,123 a year on that median home, higher than 81% of American counties. 77% of households own rather than rent.

Safety and health

Violent crime here is 4.1 per 1,000 residents, higher than 61% of American counties. Drug overdoses killed 15 people per 100,000 in 2024.

A child born here can expect to live 72.5 years, shorter than 83% of American counties. There is 1 active physician in the county, about 2.0 per 10,000 people. 7.0% of people under 65 have no health insurance.

School

Local students test at grade level 2.60 where 3.0 is national grade level, lower than 84% of American counties. 87% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 52 points, among the most lopsided counties in the country. 68% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 57°F, highs near 67 and lows near 48, warmer than 58% of American counties. About 42 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 29 out of 100, safer than 71% of American counties; the county has had 11 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 198 Mbps down, slower than 51% of American counties. For a night or a weekend out: 0.6 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$52K
This county
national avg ~$75K
Poverty Rate19.1%
This county
national avg ~11.5%
Unemployment Rate5.0%
This county
national avg ~3.8%
GDP per Capita$42,103
Federal Spending per Capita$1,625
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers29.1%
Average Adjusted Gross Income$66K
Avg Credit Score673
Work From Home %2.0%
This county
national avg 17.0%
Population Under 1819.1%
This county
national avg 22.0%
Single-Person Households33.5%
This county
national avg 28.0%
Income (20th Percentile)$18K
Income (80th Percentile)$106K
Income (95th Percentile)$207K
Bachelor's Degree or Higher12.4%
This county
national avg 34.3%
Less Than High School12.8%
This county
national avg 11.0%
Knowledge Economy GDP %2.8%
Dependency Ratio0.78
Medicare Spending / Person$4,780
SS Benefits / Person$5,582
Education Wage Premium2.25x
Median Earnings (Bachelor's)$39K
Median Earnings (Graduate)$79K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients2.6%
Average Annual Wage$51K
Professional Services Concentration0.17x national
This county
1.0 = national average share
Federal Government Jobs Located Here19
Federal Share of Jobs Located Here2.1%
Residents Who Work for the Federal Government1.3%
Federal Civilian Share of Earnings1.5%
Oil and Gas Share of Private Jobs1.1%
Oil and Gas Extraction, Drilling and Support Jobs6

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$86K
This county
$275K state avg
$303K national
Market Rent (ZORI)$532/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate1.39%
This county
1.73% state avg
1.10% national

Annual tax on median home: $1,123

Affordability & Supply

HUD Fair Market Rent (2BR)$916/mo
Home Price Change (1 yr)+7.3%−+1.1% since 2024
Home Value to Income Ratio1.2x income
Severely Cost-Burdened Households5.3%
Homeownership Rate76.7%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
92 days
Months of Supply (Redfin)— Low inventory — sellers market
1.7 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
80.1%

Source: Redfin · Updated monthly

Health

Life Expectancy72.5 yrs
This county
national avg ~78.5 years
Food Insecurity13.2%
This county
national avg ~11%
Food Environment Index4.9 / 10
This county
higher = better access
Primary Care Shortage Score12
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score11
Healthcare Shortage Score13.0
Healthcare Offices3
Obesity Rate (BRFSS)40.9%
This county
national avg 32.0%
Smoking Rate (BRFSS)18.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)21.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.7%
This county
national avg 32.0%
Active Physicians1
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients665 / 1,000
Medicare Cost per Beneficiary$12,779
Uninsured (under 65)7.0%
This county
national avg ~10%
Adults with Depression25.3%

Education

Math Test Scores2.67 grade level
Reading Test Scores2.53 grade level
HS Diploma Holders1,151
Bachelor's Degree Holders276
HS Completion Rate87.2%
This county
national avg ~85%

Safety

Violent Crime Rate4.1 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)45th pct
Drug Overdose Deaths (2024)15.0 / 100K

Climate & Air Quality

Natural Amenity Scale-0.2
January Sunshine-0.59
January Temperature0.17
Average Temp57°F+1.2% since 2022
Avg High Temp67°F-0.4% since 2022
Avg Low Temp48°F+3.7% since 2022
Annual Precipitation41.9 in/yr+11% since 2022
Avg Storm Events7.8 storms/yr
Avg Annual Storm Damage$28K
Drought Index (2022)-0.77
Heating Degree Days4,314 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,536 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,600 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,410 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year5.6
Avg Hail Events / Year0.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)29 / 100
Community Resilience (FEMA)14 / 100
Federal Disaster Declarations11 since 1953
Fine Particulate Pollution (PM2.5)8.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties

Internet & Remote Work

Download Speed198 Mbps
This county
national avg ~120 Mbps
Upload Speed112 Mbps
Fixed Internet (Q1 2026)267 Mbps
Mobile Internet (Q1 2026)318 Mbps
Mobile Upload (Q1 2026)27 Mbps
Mobile Latency (Q1 2026)33 ms
Households with 100Mbps+83.4%
This county
national avg 75.0%
Cellular-Only Internet18.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)113 Mbps

Commute & Transit

Remote Workers42 workers
Public Transit Commuters0 workers
Walk to Work (workers)2 workers
Extreme Commutes (90+ min)57 workers
Walk to Work0.1%

Families & Childcare

Childcare Cost Burden32.8%
This county
national median ~27% of household income

Civic & Community

Voter Turnout68.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.882
Nonprofit Organizations31
Veterans Share8.1%
This county
national avg 7.0%
Married Adults51.8%
Never-Married Adults23.5%
Divorced Adults15.3%
Religious Organizations6
Asian Population0.1%
Native American Population0.4%
Membership Associations12.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.63 per 1K residents
Professional Services Firms8
Debt Burden
Avg Mortgage Balance$46K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate44.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.13%

Politics

R+52

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
1.39%1.73% state avg
Politics
R+52D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -86

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.66x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Gallatin County

Median home value: $92K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

View Illinois →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable