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Effingham
Illinois

35K

Population

$73K

Median Income

$220K

Median Home

R+59

Politics

Economy

Median Household Income$73K

This county

national avg ~$75K

Poverty Rate9.2%

This county

national avg ~11.5%

Unemployment Rate3.0%

This county

national avg ~3.8%

GDP per Capita$84,865

Federal Spending per Capita$334

Median Individual Earnings$43K

This county

national avg $45K

Professional/Management Workers34.3%

Average Adjusted Gross Income$86K

Avg Credit Score713

Work From Home %10.4%

This county

national avg 17.0%

Population Under 1823.9%

This county

national avg 22.0%

Single-Person Households27.5%

This county

national avg 28.0%

Banks & Finance Firms31

Income (20th Percentile)$31K

Income (80th Percentile)$135K

Income (95th Percentile)$234K

Bachelor's Degree or Higher25.6%

This county

national avg 35.0%

Less Than High School6.5%

This county

national avg 11.0%

Knowledge Economy GDP %11.8%

Dependency Ratio1.14

Medicare Spending / Person$3,196

SS Benefits / Person$4,197

Education Wage Premium2.04x

Median Earnings (Bachelor's)$57K

Median Earnings (Graduate)$80K

Median Earnings (HS Diploma)$39K

Public Assistance Recipients2.8%

Average Annual Wage$53K

Professional Services Concentration0.38x national

This county

1.0 = national average share

Housing

Median Home Value$217K

This county

$275K state avg

$303K national

Median Sale Price$199K

This county

$303K national

Market Rent (ZORI)$697/mo

This county

$1400/mo state avg

$1400/mo national

Property Tax Rate1.60%

This county

1.73% state avg

1.10% national

Annual tax on median home: $2,673

Affordability & Supply

HUD Fair Market Rent (2BR)$916/mo

Home Price Change (1 yr)+8.1%

Home Value to Income Ratio1.9x income

Severely Cost-Burdened Households5.9%

Homeownership Rate77.8%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

24.9%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace

34 days

Months of Supply (Redfin)— Balanced market

3.4 mo

Sold Above List (Redfin)

13.6%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

98.4%

Source: Redfin · Updated monthly

Health

Life Expectancy77.4 yrs

This county

national avg ~78.5 years

Hospital Rating3.0 / 5

This county

national avg 3.0 stars

Food Insecurity8.6%

This county

national avg ~11%

Food Environment Index8.6 / 10

This county

higher = better access

Primary Care Shortage Score16

This county

national avg 5

Mental Health Shortage Score18

Dental Care Shortage Score0

Healthcare Shortage Score11.3

Healthcare Offices111

Obesity Rate (BRFSS)34.2%

This county

national avg 32.0%

Smoking Rate (BRFSS)14.3%

This county

national avg 14.0%

Poor Health Rate (BRFSS)16.9%

This county

national avg 18.0%

Physical Inactivity (BRFSS)21.5%

This county

national avg 24.0%

High Blood Pressure (BRFSS)30.4%

This county

national avg 32.0%

Active Physicians95

Nursing Home Rating3.3 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients686 / 1,000

Medicare Cost per Beneficiary$10,964

Uninsured (under 65)5.8%

This county

national avg ~10%

Adults with Depression23.5%

Education

Math Test Scores3.04 grade level

Reading Test Scores3.34 grade level

HS Diploma Holders6,812

Bachelor's Degree Holders3,249

HS Completion Rate93.5%

This county

national avg ~85%

Private Schools5

Safety

Violent Crime Rate3.5 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate11.7 / 100K

This county

national avg ~13.6/100K

Homicide Rate4.6 / 100K

This county

national avg ~7.5/100K

Drug Overdose Rate10.7 / 100K

This county

national avg ~21/100K

Traffic Fatalities9

Social Vulnerability (CDC SVI)21th pct

Drug Overdose Deaths (2024)10.8 / 100K

Suicide Rate16.9 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.8

January Sunshine-0.53

January Temperature-0.29

Average Temp55°F

Avg High Temp65°F

Avg Low Temp45°F

Median AQIAQI 44

Good Air Days182 days/yr

Unhealthy Air Days10 days/yr

Annual Precipitation40.3 in/yr

Avg Storm Events8.6 storms/yr

Avg Annual Storm Damage$50K

Ozone Days242 days/yr

This county

national avg 50 days/yr

Drought Index (2022)1.44

Heating Degree Days4,922 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days1,381 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)5,425 HDD/yr

Cooling Degree Days (1901–2000 Baseline)1,135 CDD/yr

Avg Tornadoes / Year0.4

Avg Flood Events / Year2.2

Avg Hail Events / Year1.4

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)62 / 100

Community Resilience (FEMA)94 / 100

Federal Disaster Declarations7 since 1953

Fine Particulate Pollution (PM2.5)8.8 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)3 properties

FAA-Registered Airports4 total

Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries

Microbreweries1 microbreweries

Brewpubs0 brewpubs

Internet & Remote Work

Download Speed328 Mbps

This county

national avg ~120 Mbps

Upload Speed129 Mbps

Fixed Internet (Q1 2026)302 Mbps

Mobile Internet (Q1 2026)403 Mbps

Mobile Upload (Q1 2026)31 Mbps

Mobile Latency (Q1 2026)41 ms

Households with 100Mbps+81.9%

This county

national avg 75.0%

Cellular-Only Internet11.5%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)201 Mbps

EV Infrastructure

EV Charging Stations6 stations

DC Fast Chargers30 chargers

Level 2 EV Chargers2

Commute & Transit

Remote Workers1,805 workers

Public Transit Commuters70 workers

Walk to Work432 workers

Extreme Commutes (90+ min)291 workers

Avg Commute Time16.0 min

This county

national avg ~27 min

Bike Commuters0.1%

Walk to Work2.5%

Families & Childcare

Childcare Cost Burden22.5%

This county

national median ~27% of household income

Childcare Centers4.4 per 10K residents

Childcare Facilities10

Civic & Community

Voter Turnout74.0%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.292

Nonprofit Organizations226

Veterans Share8.0%

This county

national avg 7.0%

Married Adults56.7%

Never-Married Adults26.8%

Divorced Adults10.8%

Religious Organizations33

Asian Population0.7%

Native American Population0.1%

Membership Associations15.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.70 per 1K residents

Nursing & Care Facilities14

Grocery Stores6

Hotels & Lodging26

Recreation Businesses13

Professional Services Firms67

Veterinary Practices11

Real Estate Firms29

Debt Burden

Avg Mortgage Balance$87K

Avg Student Loan Balance$7K

Avg Credit Card Balance$4K

Loan Delinquency Rate32.1%

This county

national avg 4.0%

Innovation

Inventor Rate0.31%

Politics

R+59

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax

4.95%Same (state law)

Property tax

1.60%1.73% state avg

Politics

R+59D+14

COL Index

County data92 (state)

Population & Migration

Net Domestic Migration 2023

↑ +10

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.68x avg income)

Economic Mobility

47%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Effingham County

Median home value: $220K

View on Zillow →View on Realtor.com →

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Local News — Effingham

thexradio.com · 1 day ago

ISP Releases Body Camera Footage of July Shooting Incident in Effingham

The Illinois State Police (ISP) has released video of a shooting incident that occurred in July in E…

wandtv.com · 4 days ago

1 hospitalized after fiery crash in Effingham County

One person was sent to the hospital after two semi trucks crashed and were engulfed in flames in Eff…

CIProud.com · 23 hours ago

Illinois State Police releases footage of officer-involved shooting at Effingham church

Illinois State Police released body camera footage of a July officer-involved shooting that killed a…

Effingham Daily News · 23 hours ago

Reunion

Effingham High School Class of 1962 will have its 64th reunion at Gabby Goat in Effingham Sept. 9 an…

The Edwardsville Intelligencer · 2 days ago

Father McGivney finishes sixth as Olson reaches title match

Father McGivney finished sixth in the 16-team St. Anthony's Tournament on Aug. 29 in Effingham. Aval…

MaxPreps · 2 weeks ago

Effingham High School (IL) Softball

Game Results ... On Friday, May 15, 2026, the Effingham Varsity Girls Softball team won their TBA ga…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

EffinghamIllinois

Effingham
Illinois