Cumberland
Illinois

What stands out

If you had to describe Cumberland County in numbers, start here: the overdose death rate is in the bottom 4% of American counties (0 per 100,000), the uninsured rate is in the bottom 4% of American counties (5.2%), and the property tax rate is in the top 5% of American counties (1.86%). Within Illinois it ranks 11th of 102 counties for the overdose death rate, counting from the bottom.

Where you are

You live in Cumberland County, Illinois. 10,447 people live here with you. The population shrank 0.5% last year, and more Americans moved out than in (net -14).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $71,274 a year, higher than 77% of American counties. Employers pay an average wage of $47,709. Unemployment runs 3.4%, higher than 50% of American counties. 6% of workers work from home; for the rest the average commute is 22 minutes each way.

Illinois takes 5.0% of that median income in state income tax, about $3,528 a year.

Home

The median home costs $173K, cheaper than 75% of American counties, about 1.3 years of the median household's income. A two-bedroom rents for around $683 a month. Property tax is 1.86% of home value, roughly $2,163 a year on that median home, higher than 95% of American counties. 81% of households own rather than rent.

Safety and health

Violent crime here is 3.5 per 1,000 residents, lower than 70% of American counties.

A child born here can expect to live 77.9 years, longer than 74% of American counties. There are 2 active physicians in the county, about 1.9 per 10,000 people. 5.2% of people under 65 have no health insurance.

School

Local students test at grade level 2.72 where 3.0 is national grade level, lower than 81% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 59 points, among the most lopsided counties in the country. 70% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 55°F, highs near 65 and lows near 45, colder than 54% of American counties. About 36 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 16 out of 100, safer than 84% of American counties; the county has had 9 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 81 Mbps down, slower than 92% of American counties. For a night or a weekend out: 0.4 full-service restaurants per 1,000 people.