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Calhoun
Illinois

4K

Population

$88K

Median Income

$195K

Median Home

R+49

Politics

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What stands out

Three things set Calhoun County apart from the other 3,142 counties: the typical two-bedroom rent is among the lowest in America ($424 a month), homeownership is among the highest in America (89%), and the uninsured rate is in the bottom 3% of American counties (4.8%). Within Illinois it ranks 1st of 102 counties for the typical two-bedroom rent, counting from the bottom.

Where you are

You live in Calhoun County, Illinois. 4,472 people live here with you, so most faces are familiar. The population shrank 0.8% last year, and more Americans moved in than out (net +19).

Illinois exempts all retirement income from its flat 4.95% income tax: Social Security, pensions, 401(k) and IRA withdrawals are untaxed. It offsets that with the second-highest property taxes in the country and an estate tax that starts at $4 million, well below the federal threshold. Chicago and the collar counties hold two-thirds of the population; downstate is a different housing market.

Money

The typical household here brings in $88,059 a year, higher than 93% of American counties. Employers pay an average wage of $36,322. Unemployment runs 4.0%, higher than 69% of American counties. 16% of workers work from home.

Illinois takes 5.0% of that median income in state income tax, about $4,359 a year.

Home

The median home costs $196K, cheaper than 64% of American counties, about 1.5 years of the median household's income. A two-bedroom rents for around $424 a month. Property tax is 1.57% of home value, roughly $2,531 a year on that median home, higher than 88% of American counties. 89% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 73% of American counties.

A child born here can expect to live 77.3 years, longer than 68% of American counties. There are 2 active physicians in the county, about 4.5 per 10,000 people. 4.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.37 where 3.0 is national grade level, higher than 82% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 49 points, among the most lopsided counties in the country. 73% of eligible voters turned out. Under Illinois law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 56°F, highs near 66 and lows near 45, warmer than 50% of American counties. About 31 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 4 out of 100, safer than 96% of American counties; the county has had 25 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 75 Mbps down, slower than 94% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 1.5 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$88K
This county
national avg ~$75K
Poverty Rate10.4%
This county
national avg ~11.5%
Unemployment Rate4.0%
This county
national avg ~3.8%
GDP per Capita$28,425
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers44.9%
Average Adjusted Gross Income$68K
Avg Credit Score717
Work From Home %15.5%
This county
national avg 17.0%
Population Under 1820.2%
This county
national avg 22.0%
Single-Person Households21.0%
This county
national avg 28.0%
Banks & Finance Firms5
Income (20th Percentile)$38K
Income (80th Percentile)$149K
Income (95th Percentile)$250K
Bachelor's Degree or Higher19.5%
This county
national avg 34.3%
Less Than High School8.0%
This county
national avg 11.0%
Dependency Ratio0.80
Medicare Spending / Person$3,705
SS Benefits / Person$5,449
Education Wage Premium1.89x
Median Earnings (Bachelor's)$62K
Median Earnings (Graduate)$60K
Median Earnings (HS Diploma)$32K
Public Assistance Recipients0.4%
Average Annual Wage$36K
Professional Services Concentration0.17x national
This county
1.0 = national average share
Federal Government Jobs Located Here18
Federal Share of Jobs Located Here2.4%
Residents Who Work for the Federal Government1.2%
Federal Civilian Share of Earnings2.5%
Federal Contract Dollars Performed Here (FY2025)$156,256
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars72%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$195K
This county
$275K state avg
$303K national
Market Rent (ZORI)$448/mo
This county
$1400/mo state avg
$1400/mo national
Property Tax Rate1.57%
This county
1.73% state avg
1.10% national

Annual tax on median home: $2,531

Affordability & Supply

HUD Fair Market Rent (2BR)$1,218/mo
Home Value to Income Ratio1.5x income
Severely Cost-Burdened Households7.3%
Homeownership Rate89.0%
This county
national avg ~65%
Days on Market (Redfin)— Slow — buyers have leverage
207 days
Months of Supply (Redfin)— High inventory — buyers market
6.5 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
82.4%

Source: Redfin · Updated monthly

Health

Life Expectancy77.3 yrs
This county
national avg ~78.5 years
Food Insecurity8.4%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score15
Healthcare Shortage Score16.3
Obesity Rate (BRFSS)35.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.4%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)19.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.3%
This county
national avg 32.0%
Active Physicians2
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients673 / 1,000
Medicare Cost per Beneficiary$12,002
Uninsured (under 65)4.8%
This county
national avg ~10%
Adults with Depression23.4%

Education

Math Test Scores3.27 grade level
Reading Test Scores3.47 grade level
HS Diploma Holders1,099
Bachelor's Degree Holders452
HS Completion Rate92.0%
This county
national avg ~85%

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)5th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-0.7
January Sunshine-0.35
January Temperature-0.33
Average Temp56°F+2.8% since 2022
Avg High Temp66°F+2.0% since 2022
Avg Low Temp45°F+3.7% since 2022
Median AQIAQI 60
Good Air Days51 days/yr
Unhealthy Air Days24 days/yr
Annual Precipitation30.5 in/yr-24% since 2022
Avg Storm Events2.2 storms/yr
Avg Annual Storm Damage$1K
Drought Index (2022)0.42
Heating Degree Days4,800 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,465 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,292 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,250 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.2
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)4 / 100
Community Resilience (FEMA)73 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)8.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties
FAA-Registered Airports4 total
Airports (excl. heliports)1 airports

Internet & Remote Work

Download Speed75 Mbps
This county
national avg ~120 Mbps
Upload Speed54 Mbps
Fixed Internet (Q1 2026)153 Mbps
Mobile Internet (Q1 2026)383 Mbps
Mobile Upload (Q1 2026)68 Mbps
Mobile Latency (Q1 2026)21 ms
Households with 100Mbps+22.4%
This county
national avg 75.0%
Cellular-Only Internet12.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)84 Mbps

Commute & Transit

Remote Workers271 workers
Public Transit Commuters0 workers
Walk to Work (workers)2 workers
Extreme Commutes (90+ min)271 workers
Walk to Work0.1%

Agriculture

Farms462 farms

Families & Childcare

Childcare Cost Burden24.6%
This county
national median ~27% of household income
Childcare Centers9.4 per 10K residents

Civic & Community

Voter Turnout73.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.940
Nonprofit Organizations36
Veterans Share10.5%
This county
national avg 7.0%
Married Adults50.1%
Never-Married Adults31.6%
Divorced Adults10.9%
Asian Population0.0%
Native American Population0.3%
Membership Associations0.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.52 per 1K residents
Grocery Stores3
Professional Services Firms3
Debt Burden
Avg Mortgage Balance$77K
Avg Student Loan Balance$6K
Avg Credit Card Balance$5K
Loan Delinquency Rate32.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.18%

Politics

R+49

2024 Presidential · Illinois was D+14 statewide

vs Illinois State

Income tax
4.95%Same (state law)
Property tax
1.57%1.73% state avg
Politics
R+49D+14
COL Index
92state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +19

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.94x avg income)

Economic Mobility

52%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Calhoun County

Median home value: $196K

View on Zillow →View on Realtor.com →

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Full Illinois profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable