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Towns
Georgia

13K

Population

$56K

Median Income

$397K

Median Home

R+61

Politics

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What stands out

Against every county in America, Towns County is unusual in three ways: the overdose death rate is among the lowest in America (-999 per 100,000), the property tax rate is in the bottom 5% of American counties (0.38%), and rainfall is in the top 5% of American counties (57 inches a year). Within Georgia it ranks 4th of 159 counties for the overdose death rate, counting from the bottom.

Where you are

You live in Towns County, Georgia. 12,546 people live here with you. The population grew 0.6% last year, and more Americans moved in than out (net +196).

Georgia moved to a flat income tax in 2024 with a rate scheduled to fall each year, and it exempts up to $65,000 of retirement income per person for residents 65 and over. Metro Atlanta holds more than half the state's population and its airport is the busiest in the world by passengers. Property taxes vary widely by county because school districts set most of the rate.

Money

The typical household here brings in $55,574 a year, lower than 65% of American counties. Employers pay an average wage of $44,811. Unemployment runs 4.1%, higher than 72% of American counties. 8% of workers work from home.

Georgia takes 5.0% of that median income in state income tax, about $2,773 a year.

Home

The median home costs $400K, pricier than 86% of American counties, about 4.0 years of the median household's income. A two-bedroom rents for around $684 a month. Property tax is 0.38% of home value, roughly $1,067 a year on that median home, lower than 95% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 3.8 per 1,000 residents, lower than 55% of American counties.

A child born here can expect to live 77.4 years, longer than 69% of American counties. There are 13 active physicians in the county, about 10.4 per 10,000 people. 15.5% of people under 65 have no health insurance.

School

Local students test at grade level 3.20 where 3.0 is national grade level, higher than 66% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 61 points, among the most lopsided counties in the country. 78% of eligible voters turned out. Under Georgia law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 57°F, highs near 68 and lows near 46, warmer than 56% of American counties. About 57 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 11 out of 100, safer than 89% of American counties; the county has had 14 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 230 Mbps down, faster than 64% of American counties. For a night or a weekend out: 1.2 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$56K
This county
national avg ~$75K
Poverty Rate12.9%
This county
national avg ~11.5%
Unemployment Rate4.1%
This county
national avg ~3.8%
GDP per Capita$41,210
Federal Spending per Capita$156
Median Individual Earnings$32K
This county
national avg $45K
Professional/Management Workers32.4%
Average Adjusted Gross Income$86K
Avg Credit Score684
Work From Home %7.8%
This county
national avg 17.0%
Population Under 1812.4%
This county
national avg 22.0%
Single-Person Households29.9%
This county
national avg 28.0%
Banks & Finance Firms6
Income (20th Percentile)$22K
Income (80th Percentile)$107K
Income (95th Percentile)$198K
Bachelor's Degree or Higher32.0%
This county
national avg 34.3%
Less Than High School7.8%
This county
national avg 11.0%
Knowledge Economy GDP %5.6%
Dependency Ratio0.92
Medicare Spending / Person$5,733
SS Benefits / Person$8,198
Education Wage Premium2.07x
Median Earnings (Bachelor's)$47K
Median Earnings (Graduate)$66K
Median Earnings (HS Diploma)$32K
Public Assistance Recipients1.1%
Average Annual Wage$45K
Professional Services Concentration0.33x national
This county
1.0 = national average share
Federal Government Jobs Located Here33
Federal Share of Jobs Located Here1.0%
Residents Who Work for the Federal Government0.5%
Federal Civilian Share of Earnings1.2%
Federal Contract Dollars Performed Here (FY2025)$274,801
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars38%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$397K
This county
$340K state avg
$303K national
Market Rent (ZORI)$2450/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate0.38%
This county
0.81% state avg
1.10% national

Annual tax on median home: $1,067

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+2.1%−+4.3% since 2024
Home Value to Income Ratio4.0x income
Severely Cost-Burdened Households13.5%
Homeownership Rate79.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
19.2%
Active Listings
193
New Listings / Month
40

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
76 days
Months of Supply (Redfin)— High inventory — buyers market
11.4 mo
Sold Above List (Redfin)
5.6%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
96.4%

Source: Redfin · Updated monthly

Health

Life Expectancy77.4 yrs
This county
national avg ~78.5 years
Food Insecurity12.3%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score16
Healthcare Shortage Score15.7
Healthcare Offices24
Obesity Rate (BRFSS)33.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.5%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)32.8%
This county
national avg 32.0%
Active Physicians13
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients587 / 1,000
Medicare Cost per Beneficiary$11,199
Uninsured (under 65)15.5%
This county
national avg ~10%
Adults with Depression23.4%

Education

Math Test Scores3.11 grade level
Reading Test Scores3.30 grade level
HS Diploma Holders2,059
Bachelor's Degree Holders1,754
HS Completion Rate92.2%
This county
national avg ~85%

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Traffic Fatalities6
Social Vulnerability (CDC SVI)56th pct
Drug Overdose Deaths (2024)-999.0 / 100K

Climate & Air Quality

Natural Amenity Scale3.2
January Sunshine0.14
January Temperature0.41
Average Temp57°F+1.1% since 2022
Avg High Temp68°Fno change since 2022
Avg Low Temp46°F+2.7% since 2022
Annual Precipitation56.5 in/yr-8.0% since 2022
Avg Storm Events0.4 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-0.24
Heating Degree Days3,861 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days919 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,309 HDD/yr
Cooling Degree Days (1901–2000 Baseline)747 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year0.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)11 / 100
Community Resilience (FEMA)43 / 100
Federal Disaster Declarations14 since 1953
Fine Particulate Pollution (PM2.5)6.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)2 properties

Internet & Remote Work

Download Speed230 Mbps
This county
national avg ~120 Mbps
Upload Speed35 Mbps
Fixed Internet (Q1 2026)254 Mbps
Mobile Internet (Q1 2026)333 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)29 ms
Households with 100Mbps+97.8%
This county
national avg 75.0%
Cellular-Only Internet8.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)103 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers10

Commute & Transit

Remote Workers352 workers
Public Transit Commuters10 workers
Walk to Work (workers)144 workers
Extreme Commutes (90+ min)93 workers
Bike Commuters0.9%
Walk to Work3.2%

Families & Childcare

Childcare Cost Burden19.8%
This county
national median ~27% of household income
Childcare Centers12.5 per 10K residents

Civic & Community

Voter Turnout77.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.900
Nonprofit Organizations80
Veterans Share9.5%
This county
national avg 7.0%
Married Adults57.0%
Never-Married Adults22.9%
Divorced Adults11.4%
Religious Organizations13
Asian Population0.2%
Native American Population0.3%
Membership Associations10.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.23 per 1K residents
Colleges & Universities1
Nursing & Care Facilities3
Grocery Stores5
Hotels & Lodging8
Professional Services Firms22
Veterinary Practices3
Real Estate Firms15
Debt Burden
Avg Mortgage Balance$67K
Avg Student Loan Balance$8K
Avg Credit Card Balance$4K
Loan Delinquency Rate39.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.07%

Politics

R+61

2024 Presidential · Georgia was R+2 statewide

vs Georgia State

Income tax
5.49%Same (state law)
Property tax
0.38%0.81% state avg
Politics
R+61R+2
COL Index
91state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +196

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.28x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Towns County

Median home value: $400K

View on Zillow →View on Realtor.com →

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Full Georgia profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable