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Chatham
Georgia

296K

Population

$66K

Median Income

$340K

Median Home

D+19

Politics

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What stands out

Three things set Chatham County apart from the other 3,142 counties: natural-hazard risk is among the riskiest in America (99 of 100), homeownership is in the bottom 5% of American counties (57%), and the typical two-bedroom rent is in the top 10% of American counties ($1,235 a month). Within Georgia it ranks 1st of 159 counties for natural-hazard risk.

Where you are

You live in Chatham County, Georgia. 296,266 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +972).

Georgia moved to a flat income tax in 2024 with a rate scheduled to fall each year, and it exempts up to $65,000 of retirement income per person for residents 65 and over. Metro Atlanta holds more than half the state's population and its airport is the busiest in the world by passengers. Property taxes vary widely by county because school districts set most of the rate.

Money

The typical household here brings in $66,171 a year, higher than 65% of American counties. Employers pay an average wage of $61,834. Unemployment runs 3.0%, lower than 64% of American counties. 8% of workers work from home; for the rest the average commute is 21 minutes each way.

Georgia takes 5.0% of that median income in state income tax, about $3,302 a year.

Home

The median home costs $342K, pricier than 78% of American counties, about 3.1 years of the median household's income. A two-bedroom rents for around $1,235 a month. Property tax is 0.94% of home value, roughly $2,418 a year on that median home, higher than 56% of American counties. 57% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 62% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 76.3 years, longer than 56% of American counties. There are 1,270 active physicians in the county, about 42.9 per 10,000 people. Medicare rates the local hospitals 1.7 of 5 stars. 15.1% of people under 65 have no health insurance.

School

Local students test at grade level 2.66 where 3.0 is national grade level, lower than 88% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 19 points. 61% of eligible voters turned out. Under Georgia law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 67°F, highs near 78 and lows near 57, warmer than 90% of American counties. About 45 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 99 out of 100, riskier than almost every county in America; the county has had 19 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 266 Mbps down, faster than 81% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 1.3 full-service restaurants per 1,000 people, 4 breweries, 18 museums, 1 National Park Service site.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$66K
This county
national avg ~$75K
Poverty Rate15.9%
This county
national avg ~11.5%
Unemployment Rate3.0%
This county
national avg ~3.8%
GDP per Capita$89,305
Federal Spending per Capita$2,331
Median Individual Earnings$39K
This county
national avg $45K
Professional/Management Workers38.3%
Average Adjusted Gross Income$82K
Avg Credit Score644
Work From Home %8.4%
This county
national avg 17.0%
Population Under 1820.8%
This county
national avg 22.0%
Single-Person Households30.7%
This county
national avg 28.0%
Banks & Finance Firms203
Income (20th Percentile)$28K
Income (80th Percentile)$131K
Income (95th Percentile)$244K
Bachelor's Degree or Higher36.1%
This county
national avg 34.3%
Less Than High School8.6%
This county
national avg 11.0%
Knowledge Economy GDP %10.4%
Dependency Ratio0.59
Medicare Spending / Person$2,532
SS Benefits / Person$3,513
Education Wage Premium1.97x
Median Earnings (Bachelor's)$54K
Median Earnings (Graduate)$64K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients1.3%
Average Annual Wage$62K
Professional Services Concentration0.81x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,607
Federal Share of Jobs Located Here1.5%
Residents Who Work for the Federal Government2.5%
Federal Civilian Share of Earnings2.2%
Federal Contract Dollars Performed Here (FY2025)$432M
Contract Dollars Relative to Local Wages0.04x wages
Largest Award's Share of Contract Dollars12%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$340K
This county
$340K state avg
$303K national
Median Sale Price$333K
This county
$303K national
Market Rent (ZORI)$1735/mo
This county
$1600/mo state avg
$1400/mo national
Property Tax Rate0.94%
This county
0.81% state avg
1.10% national

Annual tax on median home: $2,418

Affordability & Supply

HUD Fair Market Rent (2BR)$1,680/mo
Home Price Change (1 yr)+2.3%−+3.1% since 2024
Home Value to Income Ratio3.1x income
Severely Cost-Burdened Households15.3%
Homeownership Rate56.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.8%
Listings with Price Cuts— High — sellers are negotiating
25.9%
Sold Above List Price
12.3%
Median Days to Close
29 days
Active Listings
1,883
New Listings / Month
463

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
78 days
Months of Supply (Redfin)— Balanced market
5.0 mo
Sold Above List (Redfin)
16.4%

Sale-to-List Cross-Reference

Zillow 96.8%  ·  Redfin 98.1%

Source: Redfin · Updated monthly

Health

Life Expectancy76.3 yrs
This county
national avg ~78.5 years
Hospital Rating1.7 / 5
This county
national avg 3.0 stars
Food Insecurity10.5%
This county
national avg ~11%
Food Environment Index7.5 / 10
This county
higher = better access
Primary Care Shortage Score21
This county
national avg 5
Mental Health Shortage Score22
Dental Care Shortage Score25
Healthcare Shortage Score22.7
Healthcare Offices719
Obesity Rate (BRFSS)33.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)13.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)37.0%
This county
national avg 32.0%
Active Physicians1,270
Nursing Home Rating2.2 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients548 / 1,000
Medicare Cost per Beneficiary$12,530
Uninsured (under 65)15.1%
This county
national avg ~10%
Adults with Depression19.2%

Education

Math Test Scores2.62 grade level
Reading Test Scores2.70 grade level
HS Diploma Holders40,931
Bachelor's Degree Holders43,032
HS Completion Rate91.4%
This county
national avg ~85%
Private Schools96

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate19.5 / 100K
This county
national avg ~13.6/100K
Homicide Rate13.9 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate20.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities39
Social Vulnerability (CDC SVI)81th pct
Drug Overdose Deaths (2024)21.1 / 100K
Suicide Rate14.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.8
January Sunshine0.80
January Temperature1.41
Average Temp67°F-1.2% since 2022
Avg High Temp78°F-1.5% since 2022
Avg Low Temp57°F-0.7% since 2022
Median AQIAQI 48
Good Air Days197 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation44.8 in/yr+14% since 2022
Avg Storm Events24.4 storms/yr
Avg Annual Storm Damage$466K
Ozone Days52 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-1.14
Heating Degree Days1,796 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days2,596 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)1,920 HDD/yr
Cooling Degree Days (1901–2000 Baseline)2,344 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.0
Avg Hail Events / Year2.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)99 / 100
Community Resilience (FEMA)91 / 100
Federal Disaster Declarations19 since 1953
Fine Particulate Pollution (PM2.5)8.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units1 unit
Historic Places (NRHP)77 properties
FAA-Registered Airports5 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries4 breweries
Microbreweries3 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed266 Mbps
This county
national avg ~120 Mbps
Upload Speed83 Mbps
Fixed Internet (Q1 2026)426 Mbps
Mobile Internet (Q1 2026)343 Mbps
Mobile Upload (Q1 2026)28 Mbps
Mobile Latency (Q1 2026)48 ms
Households with 100Mbps+99.2%
This county
national avg 75.0%
Cellular-Only Internet11.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)225 Mbps

EV Infrastructure

EV Charging Stations96 stations
DC Fast Chargers83 chargers
Level 2 EV Chargers229

Commute & Transit

Remote Workers12,112 workers
Public Transit Commuters2,178 workers
Walk to Work (workers)3,268 workers
Extreme Commutes (90+ min)1,772 workers
Avg Commute Time20.5 min
This county
national avg ~27 min
Bike Commuters0.7%
Walk to Work2.3%

Families & Childcare

Childcare Cost Burden23.4%
This county
national median ~27% of household income
Childcare Centers17.1 per 10K residents
Childcare Facilities76

Civic & Community

Voter Turnout61.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.653
Nonprofit Organizations1,138
Veterans Share9.3%
This county
national avg 7.0%
Married Adults44.0%
Never-Married Adults38.9%
Divorced Adults11.3%
Religious Organizations225
Asian Population2.9%
Native American Population0.2%
Membership Associations11.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.26 per 1K residents
Colleges & Universities5
Nursing & Care Facilities46
Grocery Stores114
Arts & Entertainment Venues43
Hotels & Lodging205
Recreation Businesses94
Professional Services Firms846
Veterinary Practices89
Real Estate Firms470
Museums18
Debt Burden
Avg Mortgage Balance$57K
Avg Student Loan Balance$15K
Avg Credit Card Balance$4K
Loan Delinquency Rate58.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.08%

Politics

D+19

2024 Presidential · Georgia was R+2 statewide

vs Georgia State

Income tax
5.49%Same (state law)
Property tax
0.94%0.81% state avg
Politics
D+19R+2
COL Index
91state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +972

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.85x avg income)

Economic Mobility

34%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Chatham County

Median home value: $342K

View on Zillow →View on Realtor.com →

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Full Georgia profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable