Your life in Caldwell County, Kentucky

What stands out

What stands out about Caldwell County: violent crime is in the top 9% of American counties (4.8 per 1,000) and rainfall is in the top 10% of American counties (53 inches a year). Within Kentucky it ranks 75th of 120 counties for violent crime.

Where you are

You live in Caldwell County, Kentucky. 12,635 people live here with you. The population shrank 0.5% last year, and more Americans moved out than in (net -36).

Kentucky moved to a flat income tax, 3.5% for 2026, and exempts the first $31,110 of pension and retirement income per person. It has an inheritance tax, but spouses, children, parents and siblings are exempt. Home prices are among the lowest in the country outside Louisville and Lexington, and the state has some of the cheapest electricity, much of it still coal-fired.

Money

The typical household here brings in $52,488 a year, lower than 73% of American counties. Employers pay an average wage of $43,790. Unemployment runs 3.4%, lower than 51% of American counties. 5% of workers work from home; for the rest the average commute is 25 minutes each way.

Kentucky takes 3.5% of that median income in state income tax, about $1,837 a year.

Home

The median home costs $152K, cheaper than 83% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $722 a month. Property tax is 0.56% of home value, roughly $583 a year on that median home, lower than 81% of American counties. 73% of households own rather than rent.

Safety and health

Violent crime here is 4.8 per 1,000 residents, higher than 91% of American counties. Drug overdoses killed 17 people per 100,000 in 2024.

A child born here can expect to live 73.0 years, shorter than 80% of American counties. There are 7 active physicians in the county, about 5.5 per 10,000 people. 8.5% of people under 65 have no health insurance.

School

Local students test at grade level 3.13 where 3.0 is national grade level, higher than 73% of American counties. 88% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 54 points, among the most lopsided counties in the country. 66% of eligible voters turned out. Under Kentucky law you can carry a concealed handgun without a permit, abortion is banned with narrow exceptions, and marijuana is medical only.

Weather and risk

The year averages 59°F, highs near 69 and lows near 49, warmer than 64% of American counties. About 53 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 54 out of 100, riskier than 54% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 136 Mbps down, slower than 76% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people.

Where these numbers come from

• BLS QCEW 2024
• CDC 2024
• CMS 2024
• Census 2023
• Census ACS
• Census ACS 2022
• Census Population Estimates 2023
• Census SAHIE 2024
• County Health Rankings 2024
• Derived from ACS 2022 home value / household income
• FAA Airport Database
• FEMA Disaster Declarations 1953–2026
• FEMA National Risk Index 2023 (0–100, all hazards)
• HRSA Area Health Resources File 2023
• IMLS
• NOAA Climate Normals
• National Park Service
• Ookla Speedtest Intelligence
• Open Brewery DB
• OpenElections 2024
• SEDA via County Health Rankings 2024 (3.0 = at grade level; not a Z-score)
• Tax Foundation 2023
• USDA Food Environment Atlas
• Zillow ZHVI 2024
• Kentucky tax and law data: state revenue department, Tax Foundation, Giffords, Guttmacher (2026)

Percentiles compare this county with every other county that reports the same figure. Missing figures are left out rather than guessed. Share this page: the address is permanent.