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U.S. Territory

District of Columbia

D+87  ·  Moderate tax burden  ·  COL index 152

A

10.75%

Income Tax

750

Violent Crime / 100K

77.1

Life Expectancy

$640K

Median Home

$2,350

Childcare / Mo

State Profile

48/100
255075100TAXES73SAFETY7HEALTH92SCHOOLS20AFFORDABLE37LONGEVITY59

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Taxes

Income Tax

Top rate on income over $1M

10.75% top

Property Tax

~$3,584/yr on median home

0.56% / yr

Sales Tax

6% avg

Social Security

Exempt

Pension / IRA

Partial

Estate Tax

Yes — $4M exemption

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Price Level vs US (BEA)

Above US average (100)

109.9

Mortgages 90+ Days Late

FHFA, latest quarter

1.0%

Cost of Living Index

National avg = 100

152

Median Home Price

$640,000

Median Rent (2BR)

$2,900/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,100/yr

Flood Insurance

$900/yr

Homestead Exemption

Home equity protected from creditors

$0

Asset Protection

Weak

Homes in HOAs

HOAs are common (Census ACS 2024)

38.6%

Short-Term Rentals (Airbnb)

District-wide STR regulations/licensing in effect.

State-Regulated

Crime & Safety

Violent Crime Rate

Well above national avg

750 / 100K

Property Crime Rate

Above national avg

3,600 / 100K

Traffic Fatality Rate

Among the safest

5.3 / 100K

Registered Sex Offenders

Below the state median (SafeHome 2025)

164 / 100K

Homeless Population

Among the highest homelessness rates — 16% unsheltered (HUD 2024 PIT)

800 / 100K

Healthcare

State Healthcare Rank

Top tier

#5 of 50

Life Expectancy

77.1 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

3.9%

Education

College Completion Rate

College Scorecard, in-state institutions (mean)

59%

Avg College Cost of Attendance

College Scorecard 2024

$54,404/yr

K-12 Quality Rank

Bottom 10 nationally

#40 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

Very expensive (national avg ~$1,200)

$2,350/mo

Utilities & Daily Costs

Grid Carbon Intensity

Near US average (~820)

554 lb CO₂/MWh

Avg Monthly Energy Bill

$130/mo

Electricity Rate

Below national avg (13¢)

12.6¢/kWh

Energy Mix

50% renewable · ☀ 14% solar · 💨 0% wind

Avg Monthly Groceries

2-person household, moderate spending

$620/mo

Road Quality Rank

Among the worst roads in the US

#48 of 50

Transportation

Car Insurance (Avg Annual)

$2,200

Traffic Fatality Rate

5.3 / 100K

Broadband Access

96% of households

Work From Home

State residents who primarily work from home (ACS)

91,835 workers

Social & Legal

Formal Volunteering Rate

AmeriCorps / Census CPS 2023 (US ~28%)

35.8%

Votes in Local Elections

AmeriCorps / Census CPS 2023

67.3%

Abortion Access

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$17/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

No casinos

Online Gambling

Illegal

State Lottery

Sports betting legal via GambetDC mobile app (DC Lottery). No commercial casinos. Lottery active.

Yes

Environment & Climate

Air Quality (Annual AQI)

Near national avg

43

Natural Disaster Risk

Low

Primary Hazards

floodnor-easter

Politics & Gun Laws

2024 Presidential Vote

D+87

Gun Laws

Gun ControlA
2A LibertyF

Carry Permit

May-issue

Purchase Permit Required

Yes

Carry in Bars

Prohibited

Carry in Restaurants

Prohibited

Carry in Places of Worship

Prohibited where alcohol served on premises; places of worship require permission.

Prohibited

Gambling

Legal

Jobs & Economy

Job Openings Rate (JOLTS)

Near US average (~4.5%)

4.2%

Quits Rate (JOLTS)

Workers quit when they can find better; BLS 2024 average

1.6%

Job Market

+1.5% job growth · 3% unemployment

Strong

Top Industries

GovernmentTechnologyHealthcare

Tech Jobs

Top tech job market nationally

#1 of 50

Healthcare Jobs

Top healthcare job market

#5 of 50

Remote Work

High remote work culture

42% of workers

Median Household Income

$101,722

Union Membership

Below-average union presence (BLS 2025)

9.2% of workers

Daily Life

Gas Price (Regular)

Well above avg (+0.35 vs national avg)

$3.65/gal

Consumer Fireworks

All consumer fireworks banned — DC law prohibits possession and use of all fireworks

Banned

Motorcycle Helmet Law

Required for all riders (IIHS 2026)

All Riders

Weather & Natural Risks

Winter Severity

Avg January high: 37°F

Mild

Summer Heat

Moderate summers

88°F avg July

Annual Rainfall

40" / yr

Tornado Risk

Very Low

Hurricane Risk

Low

Wildfire Risk

Very Low

Flood Risk

Low

Natural Hazards

13LOW danger
Pothole season year-roundTraffic circle confusionSnow shuts down the city at 1 inch

Venomous Snakes

Low

Spider Hazard

Low

Hurricane Risk

Low

Tornado Risk

Minimal

Wildfire Risk

Minimal

Earthquake Risk

Minimal

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

4.2% of state population are veterans

39/100

Property Tax Exemption

Disabled vet property tax exemption (up to $445K assessed value)

Partial

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Excellent

Notable Benefits

VA HQ + world-class VA Medical Center. No military retirement income exemption (DC taxes all income).

See your full cost of living in District of Columbia

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Compare Similar States

DC vs MA

District of Columbia vs Massachusetts

COL 152 vs 148 · 10.75% vs 9% income tax

Full comparison →

DC vs CA

District of Columbia vs California

COL 152 vs 142 · 10.75% vs 13.3% income tax

Full comparison →

DC vs NY

District of Columbia vs New York

COL 152 vs 139 · 10.75% vs 10.9% income tax

Full comparison →

Trending in District of Columbia

D.C. Council orders study of new business tax as officials eye budget-gap fillers | Washington Business Journal - D.C. Policy Center

D.C. Policy Center · Jul 9

DC landlords ask Congress to review beleaguered rental housing market, court system - WJLA

WJLA · Aug 14

Attorney General Schwalb Secures $1 Million from Political Texting Firm for Failure to Pay DC Sales Tax - District of Columbia | Attorney General (.gov)

District of Columbia | Attorney General (.gov) · Jun 1

Fiscal Year 2027 Budget Support Act Is Proposed in D.C. - Holland & Knight

Holland & Knight · Apr 23

How many people live in subsidized housing in District of Columbia, DC? - USAFacts

USAFacts · Jun 18

What Residents Say

What other major expenses am I not considering when ...

I am currently looking to move to the area after visiting a few times and running through my budget. The state I currently live in, is sucking out my ......

reddit.com ↗

DC vs Chicago Cost of Living : r/SameGrassButGreener

The average home in Chicago is around 350k and 620k in DC. 500k gets you a home in a nice area of Chicago and a bad area of DC. So YMMV ......

reddit.com ↗

Cost of Living in DC : r/washingtondc

DC taxes income at 8.5% and up starting at $60k. This is insane. 49 comments ......

reddit.com ↗

If you could afford it, would you move to a different city than ...

I would personally love to move to DC: climate, public transportation, free and accessible recreation—if only it weren't for those darn high living expenses!...

reddit.com ↗

People who moved to DC from LCOL areas - how much did ...

Just curious what the price difference on everyday items/services are in LCOL areas compared to DC. Obviously there is a big difference when it comes to ......

reddit.com ↗

Is it possible to live in Washington, D.C. on $25000 a year?

I have been offered a fellowship in D.C. and the salary would be $25,000. I am already a poor post-grad with no rich parents to support me....

reddit.com ↗

r/washingtondc Wiki: Moving to DC Guide

Official Moving to DC Guide. WHERE TO LIVE. Considerations. Price. Distance/time to work. Distance/time to amenities/activities/nightlife....

reddit.com ↗

Need help understanding cost of living in the Washington ...

DC taxes income at 8.5% and up starting at $60k. This is insane. 49 comments ......

reddit.com ↗

What are differences in the cost of living for a single person ...

DC taxes income at 8.5% and up starting at $60k. This is insane. 49 comments ......

reddit.com ↗

Can you live in DC on 55000/year salary in 2021?

55k is about 3k after tax (if you file as a single person residing in DC), which can be anywhere from impossible for someone who wants to live ......

reddit.com ↗

District of Columbia will change its laws. We'll email you when it does.

One email when District of Columbia changes a tax, gun, cannabis or abortion law. Unsubscribe in one click.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable