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District of Columbia

D+87  ·  High tax burden  ·  COL index 152

C

10.75%

Income Tax

750

Violent Crime / 100K

77.1

Life Expectancy

$640K

Median Home

$2,350

Childcare / Mo

State Profile

44/100
255075100TAXES48SAFETY7HEALTH92SCHOOLS20AFFORDABLE37LONGEVITY59

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Taxes

Income Tax

Top rate on income over $1M

10.75% top

Property Tax

~$3,584/yr on median home

0.56% / yr

Sales Tax

6% avg

Social Security

Exempt

Pension / IRA

Partial

Estate Tax

Yes — $4M exemption

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

152

Median Home Price

$640,000

Median Rent (2BR)

$2,900/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,100/yr

Flood Insurance

$900/yr

Homestead Exemption

Home equity protected from creditors

$0

Asset Protection

Weak

Crime & Safety

Violent Crime Rate

Well above national avg

750 / 100K

Property Crime Rate

Above national avg

3,600 / 100K

Traffic Fatality Rate

Among the safest

5.3 / 100K

Healthcare

State Healthcare Rank

Top tier

#5 of 50

Life Expectancy

77.1 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

3.9%

Education

K-12 Quality Rank

Bottom 10 nationally

#40 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

Very expensive (national avg ~$1,200)

$2,350/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$130/mo

Avg Monthly Groceries

2-person household, moderate spending

$620/mo

Road Quality Rank

Among the worst roads in the US

#48 of 50

Transportation

Car Insurance (Avg Annual)

$2,200

Traffic Fatality Rate

5.3 / 100K

Broadband Access

96% of households

Social & Legal

Abortion Access

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$17/hr

Right to Work

No

Environment & Climate

Air Quality (Annual AQI)

Near national avg

43

Natural Disaster Risk

Low

Primary Hazards

floodnor-easter

Politics & Gun Laws

2024 Presidential Vote

D+87

Gun Laws

Gun ControlA
2A LibertyF

Carry Permit

May-issue

Purchase Permit Required

Yes

Gambling

Legal

Daily Life

Consumer Fireworks

Check local ordinances

Restricted

Veteran Benefits

Veteran-Friendly Score

6.5% of state population are veterans

20/100

Property Tax Exemption

Partial exemption for service-connected disability

Disability Only

Military Retirement Pay

Taxed

Active Duty Pay

Taxed

VA Facilities Access

Adequate

Notable Benefits

Standard federal VA benefits

Explore District of Columbia counties

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Compare Similar States

DC vs MA

District of Columbia vs Massachusetts

COL 152 vs 148 · 10.75% vs 9% income tax

Full comparison →

DC vs CA

District of Columbia vs California

COL 152 vs 142 · 10.75% vs 13.3% income tax

Full comparison →

DC vs NY

District of Columbia vs New York

COL 152 vs 139 · 10.75% vs 10.9% income tax

Full comparison →

Trending in District of Columbia

FY2027 D.C. budget analysis: Delaying BEPS creates an opportunity for reform without forcing unintended consequences - D.C. Policy Center

D.C. Policy Center · May 20

FY2027 D.C. budget analysis: Streamlining IZ applications will open more affordable units faster - D.C. Policy Center

D.C. Policy Center · May 20

University of the District of Columbia Law Professor’s Research Helps Shape Maryland Tax Reform Law Signed by Governor - University of the District of Columbia, Washington, DC

University of the District of Columbia, Washington, DC · Apr 30

Governor Gavin Newsom’s Steve Jobs innovation coin goes into circulation tomorrow - California State Portal | CA.gov

California State Portal | CA.gov · May 11

Fiscal Year 2027 Budget Support Act Is Proposed in D.C. - Holland & Knight

Holland & Knight · Apr 23

What Residents Say

Need help understanding cost of living in the Washington ...

I am making around $40ka year with a $780 a month house payment. In the DC area for a similar size house in a less favorable location is somewhere in the $3000 ...

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DC vs Chicago Cost of Living : r/SameGrassButGreener

It just seems like DC might be a little bit cheaper in the long run given home prices and property taxes for my desired neighborhoods....

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Cost of Living in DC : r/washingtondc

For reference, I claim zero on taxes and after pension, tsp, health & dental, and $61/paycheck for FSA, my biweekly take home is $2000. My ......

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What other major expenses am I not considering when ...

I am currently looking to move to the area after visiting a few times and running through my budget. The state I currently live in, is sucking out my ......

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How much does it REALLY cost to live in DC?

You can absolutely live off of $46k in DC living with roommates, cooking at home, etc. If you want a private studio or 1 bedroom in a fancy apartment building ....

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People who moved to DC from LCOL areas - how much did ...

Just curious what the price difference on everyday items/services are in LCOL areas compared to DC. Obviously there is a big difference when it comes to ......

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r/washingtondc Wiki: Moving to DC Guide

Official Moving to DC Guide. WHERE TO LIVE. Considerations. Price. Distance/time to work. Distance/time to amenities/activities/nightlife....

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What are some hidden costs of moving to DC that people ...

Asking because I'm a midwesterner possibly moving to DC in January for work. I'm nervous that I'm going to move and get hit with a budget or expense ......

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Should DC taxes be withheld if I am only working and living ...

I am currently fighting with payroll about this so I would love any proof anyone has. If I am working as a summer associate in DC and I live in DC just ......

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cost of living : r/washingtondc

When I moved to DC I was making $38,000 salary and working full time at Borders (or trying to they kept cutting hours unless it was ......

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Stay Current

Get notified when District of Columbia tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked