← All comparisons

State comparison

Maine vs Oregon: which state is better to live in?

Maine costs a median household about $360 a year less in state and local taxes than Oregon, mostly because its income tax takes 6.5% of a median income against 8.3% in Oregon.

Maine

High tax burden · COL index 107

Wins 9 categories

VS

Oregon

Moderate tax burden · COL index 110

Wins 5 categories

Taxes: Maine vs Oregon

Maine has a graduated income tax topping out at 7.15%, which works out to 6.5% on a median income of $74,580, or $4,813 a year. Oregon has a graduated income tax topping out at 9.9%, which works out to 8.3% on a median income of $74,580, or $6,207 a year. Maine wins on income tax at 2026 rates.

Property tax is 1.04% of home value a year in Maine and 0.82% in Oregon (Tax Foundation, 2023); on each state's median home that is $3,744 against $3,936, so Oregon has the lower rate.

Oregon has no sales tax; combined state and local sales tax averages 5.50% in Maine.

Add it up for a household earning $74,580 (the 2022 national median) and owning the median home: $9,787 a year in Maine, $10,143 in Oregon. Maine is cheaper on total state and local tax.

Housing and cost of living

Maine's cost of living index is 107 and Oregon's is 110, where 100 is the national average; Maine is about 3% cheaper day to day.

The median home costs $360K in Maine and $480K in Oregon (Zillow, 2024), a $120K gap in Maine's favor. A two-bedroom rents for about $1,500 a month in Maine and $1,700 in Oregon.

Home insurance averages $900 a year in Maine and $800 in Oregon, so Oregon is cheaper to insure.

Safety

Violent crime runs 109 incidents per 100,000 residents in Maine and 302 in Oregon (FBI Crime Data Explorer, 2023); Maine is the safer state by that measure, with a rate 177% lower. Property crime is 1,187 per 100,000 in Maine against 3,078 in Oregon, again favoring Maine.

Health

Life expectancy is 77.8 years in Maine and 78 in Oregon (County Health Rankings, 2024), a 0.2-year edge for Oregon. The Commonwealth Fund's 2023 scorecard ranks Maine's health system 7th of 50 and Oregon's 14th, so Maine scores better on care.

6.9% of Maine residents have no health insurance against 7.1% in Oregon, which favors Maine. Both states expanded Medicaid.

Schools

Education Week's 2023 Quality Counts report ranks Maine's K-12 schools 14th in the country and Oregon's 21st, 7 places apart in Maine's favor. Maine runs a school-choice voucher program; Oregon does not.

Laws and politics

In the 2024 presidential election Maine went to Harris by 6 points and Oregon went to Harris by 14 points.

Maine has permitless carry and a Giffords gun-law grade of B-; Oregon has may-issue carry permits and a grade of A-, so Oregon regulates guns more tightly and Maine is the friendlier state for gun owners.

Abortion is protected by state law in both states, and marijuana is legal for adults in both as of 2026. The minimum wage is $14.15 an hour in Maine and $14.70 in Oregon.

Climate and risk

Natural disaster risk is low in Maine (blizzard, flood) and high in Oregon (wildfire, earthquake, flood), so Maine is the lower-risk state. Annual average air quality index is 26 in Maine and 50 in Oregon (under 50 is good), favoring Maine.

Tax figures use a household earning the national median income and owning each state's median home, at tax year 2026 rates, last checked against state sources on 2026-09-14. The table below has every number.

Maine
Oregon

Taxes

7.15%
Income Tax (top rate)
9.9%
1.04%/yr
Property Tax Rate
0.82%/yr
5.5%
Sales Tax (avg)
None
No
Taxes Social Security
No
Yes
Estate Tax
Yes
As income
Capital Gains Tax
As income

Housing & Cost of Living

107
COL Index (100=avg)
110
$360K
Median Home Price
$480K
$1,500/mo
Median Rent (2BR/mo)
$1,700/mo
$900/yr
Home Insurance (avg/yr)
$800/yr

Crime & Safety

109
Violent Crime / 100K
302
1,187
Property Crime / 100K
3,078
213
Sex Offenders / 100K
795
192
Homeless / 100K
535

Healthcare

#7 of 50
Healthcare Quality Rank
#14 of 50
77.8 yrs
Life Expectancy
78 yrs
6.9%
Uninsured Rate
7.1%
Yes
Medicaid Expansion
Yes

Education

#14 of 50
K-12 Quality Rank
#21 of 50
Yes
School Choice / Vouchers
No

Childcare

$1,350/mo
Avg Infant Care / mo
$1,550/mo

Utilities & Daily Costs

$175/mo
Avg Energy Bill / mo
$110/mo
$560/mo
Avg Groceries / mo
$540/mo
#24 of 50
Road Quality Rank
#36 of 50

Social Policy

B-
Gun Laws Grade
A-
D+6.0
2024 Presidential Margin
D+14.0

Category wins

9

Maine

5

Oregon

Run the full slider tool to score these states against your specific income, home value, retirement, and lifestyle priorities.

Score For My Profile →

Questions people ask

Is Maine or Oregon better to live in?

Maine wins more of the measures that decide a move. Maine on taxes ($9,787 a year for a median household against $10,143); Maine on everyday costs (index 107 against 110); Maine on safety (109 violent crimes per 100,000 against 302); Maine on schools (ranked 14th against 21st).

Which is cheaper, Maine or Oregon?

Maine is cheaper day to day: cost of living index 107 against 110. The median home is $360K in Maine and $480K in Oregon (2024). On state and local taxes Maine saves a median household about $360 a year.

Does Maine or Oregon have lower taxes?

Maine. A household earning $74,580 pays about $9,787 a year in Maine ($4,813 income tax, $3,744 property tax on the median home and $1,231 in sales tax) and $10,143 in Oregon ($6,207 income tax, $3,936 property tax on the median home and $0 in sales tax), at 2026 rates.

Which is safer, Maine or Oregon?

Maine, on the FBI's 2023 figures. Violent crime is 109 per 100,000 residents in Maine and 302 in Oregon; property crime is 1,187 against 3,078.

Which has better schools, Maine or Oregon?

Maine. Education Week's 2023 Quality Counts report ranks Maine 14th of 50 for K-12 and Oregon 21st. Maine also offers school-choice vouchers.

Is Maine or Oregon better for retirees?

Both treat retirement income about the same. Maine does not tax Social Security, partly exempts pensions and has an estate tax; Oregon does not tax Social Security, partly exempts pensions and has an estate tax. Property tax on a median home is $3,744 a year in Maine and $3,936 in Oregon.

Full Maine Profile →Full Oregon Profile →

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable