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Hawaii

High tax burden · COL index 196

Wins 7 categories

VS

Texas

Moderate tax burden · COL index 97

Wins 6 categories

Texas has no state income tax. Hawaii's top rate is 11%. Cost of living in Hawaii (index 196) runs 102% higher than Texas (index 97). Property taxes are meaningfully different: Texas averages 1.6% annually vs Hawaii's 0.27%. The median home in Hawaii costs $840K vs $340K in Texas.

Hawaii
Texas

Taxes

11%
Income Tax (top rate)
None
0.27%/yr
Property Tax Rate
1.6%/yr
4.44%
Sales Tax (avg)
8.19%
Yes
Social Security Tax
Yes
No
Estate Tax
Yes
7.25%
Capital Gains Tax
None

Housing & Cost of Living

196
COL Index (100=avg)
97
$840K
Median Home Price
$340K
$2,500/mo
Median Rent (2BR/mo)
$1,600/mo
$500/yr
Home Insurance (avg/yr)
$3K/yr

Crime & Safety

281
Violent Crime / 100K
447
2,480
Property Crime / 100K
2,478

Healthcare

#11 of 50
Healthcare Quality Rank
#36 of 50
80.7 yrs
Life Expectancy
76.3 yrs
4.8%
Uninsured Rate
18.4%
Yes
Medicaid Expansion
No

Education

#25 of 50
K-12 Quality Rank
#36 of 50
No
School Choice / Vouchers
Yes

Childcare

$1,850/mo
Avg Infant Care / mo
$1,050/mo

Utilities & Daily Costs

$250/mo
Avg Energy Bill / mo
$145/mo
$900/mo
Avg Groceries / mo
$480/mo
#45 of 50
Road Quality Rank
#31 of 50

Social Policy

A
Gun Laws Grade
F
D+26.0
2024 Presidential Margin
R+14.0

Category wins

7

Hawaii

6

Texas

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People Also Ask

Is it cheaper to live in Hawaii or Texas?

Hawaii is the most expensive state in America, with living costs roughly double those in Texas and 84% above the national average. In Q4 2025, the average home sale price reached $906K, up from $668K in Q4 2019.

Is $5000 a month enough to live in Hawaii?

What is the #1 cause of death in Hawaii?

How much is $100 US in Hawaii?

Full Hawaii Profile →Full Texas Profile →

Your Priorities

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable