← All comparisons

State comparison

Delaware vs Maine: which state is better to live in?

Delaware costs a median household about $4,000 a year less in state and local taxes than Maine, mostly because property tax on a median home runs $1,925 a year against $3,744 in Maine.

Delaware

Low tax burden · COL index 102

Wins 9 categories

VS

Maine

High tax burden · COL index 107

Wins 5 categories

Taxes: Delaware vs Maine

Delaware has a graduated income tax topping out at 6.6%, which works out to 5.2% on a median income of $74,580, or $3,906 a year. Maine has a graduated income tax topping out at 7.15%, which works out to 6.5% on a median income of $74,580, or $4,813 a year. Delaware wins on income tax at 2026 rates.

Property tax is 0.55% of home value a year in Delaware and 1.04% in Maine (Tax Foundation, 2023); on each state's median home that is $1,925 against $3,744, so Delaware has the lower rate.

Delaware has no sales tax; combined state and local sales tax averages 5.50% in Maine.

Add it up for a household earning $74,580 (the 2022 national median) and owning the median home: $5,831 a year in Delaware, $9,787 in Maine. Delaware is cheaper on total state and local tax.

Housing and cost of living

Delaware's cost of living index is 102 and Maine's is 107, where 100 is the national average; Delaware is about 5% cheaper day to day.

The median home costs $350K in Delaware and $360K in Maine (Zillow, 2024), a $10K gap in Delaware's favor. A two-bedroom rents for about $1,550 a month in Delaware and $1,500 in Maine.

Home insurance averages $700 a year in Delaware and $900 in Maine, so Delaware is cheaper to insure.

Safety

Violent crime runs 446 incidents per 100,000 residents in Delaware and 109 in Maine (FBI Crime Data Explorer, 2023); Maine is the safer state by that measure, with a rate 309% lower. Property crime is 1,827 per 100,000 in Delaware against 1,187 in Maine, again favoring Maine.

Health

Life expectancy is 76.6 years in Delaware and 77.8 in Maine (County Health Rankings, 2024), a 1.2-year edge for Maine. The Commonwealth Fund's 2023 scorecard ranks Delaware's health system 18th of 50 and Maine's 7th, so Maine scores better on care.

6.3% of Delaware residents have no health insurance against 6.9% in Maine, which favors Delaware. Both states expanded Medicaid.

Schools

Education Week's 2023 Quality Counts report ranks Delaware's K-12 schools 24th in the country and Maine's 14th, 10 places apart in Maine's favor. Maine runs a school-choice voucher program; Delaware does not.

Laws and politics

In the 2024 presidential election Delaware went to Harris by 8 points and Maine went to Harris by 6 points.

Delaware has may-issue carry permits and a Giffords gun-law grade of A-; Maine has permitless carry and a grade of B-, so Delaware regulates guns more tightly and Maine is the friendlier state for gun owners.

Abortion is protected by state law in both states, and marijuana is legal for adults in both as of 2026. The minimum wage is $13.25 an hour in Delaware and $14.15 in Maine.

Climate and risk

Natural disaster risk is moderate in Delaware (hurricane, flood) and low in Maine (blizzard, flood), so Maine is the lower-risk state. Annual average air quality index is 35 in Delaware and 26 in Maine (under 50 is good), favoring Maine.

Tax figures use a household earning the national median income and owning each state's median home, at tax year 2026 rates, last checked against state sources on 2026-09-14. The table below has every number.

Delaware
Maine

Taxes

6.6%
Income Tax (top rate)
7.15%
0.55%/yr
Property Tax Rate
1.04%/yr
None
Sales Tax (avg)
5.5%
No
Taxes Social Security
No
No
Estate Tax
Yes
As income
Capital Gains Tax
As income

Housing & Cost of Living

102
COL Index (100=avg)
107
$350K
Median Home Price
$360K
$1,550/mo
Median Rent (2BR/mo)
$1,500/mo
$700/yr
Home Insurance (avg/yr)
$900/yr

Crime & Safety

446
Violent Crime / 100K
109
1,827
Property Crime / 100K
1,187
429
Sex Offenders / 100K
213
129
Homeless / 100K
192

Healthcare

#18 of 50
Healthcare Quality Rank
#7 of 50
76.6 yrs
Life Expectancy
77.8 yrs
6.3%
Uninsured Rate
6.9%
Yes
Medicaid Expansion
Yes

Education

#24 of 50
K-12 Quality Rank
#14 of 50
No
School Choice / Vouchers
Yes

Childcare

$1,350/mo
Avg Infant Care / mo
$1,350/mo

Utilities & Daily Costs

$145/mo
Avg Energy Bill / mo
$175/mo
$520/mo
Avg Groceries / mo
$560/mo
#27 of 50
Road Quality Rank
#24 of 50

Social Policy

A-
Gun Laws Grade
B-
D+8.0
2024 Presidential Margin
D+6.0

Category wins

9

Delaware

5

Maine

Run the full slider tool to score these states against your specific income, home value, retirement, and lifestyle priorities.

Score For My Profile →

Questions people ask

Is Delaware or Maine better to live in?

It depends on what you weigh most. Delaware on taxes ($5,831 a year for a median household against $9,787); Delaware on everyday costs (index 102 against 107); Maine on safety (109 violent crimes per 100,000 against 446); Maine on schools (ranked 14th against 24th).

Which is cheaper, Delaware or Maine?

Delaware is cheaper day to day: cost of living index 102 against 107. The median home is $350K in Delaware and $360K in Maine (2024). On state and local taxes Delaware saves a median household about $4,000 a year.

Does Delaware or Maine have lower taxes?

Delaware. A household earning $74,580 pays about $5,831 a year in Delaware ($3,906 income tax, $1,925 property tax on the median home and $0 in sales tax) and $9,787 in Maine ($4,813 income tax, $3,744 property tax on the median home and $1,231 in sales tax), at 2026 rates.

Which is safer, Delaware or Maine?

Maine, on the FBI's 2023 figures. Violent crime is 446 per 100,000 residents in Delaware and 109 in Maine; property crime is 1,827 against 1,187.

Which has better schools, Delaware or Maine?

Maine. Education Week's 2023 Quality Counts report ranks Delaware 24th of 50 for K-12 and Maine 14th. Maine also offers school-choice vouchers.

Is Delaware or Maine better for retirees?

Delaware is friendlier to retirees on paper. Delaware does not tax Social Security, partly exempts pensions and has no estate or inheritance tax; Maine does not tax Social Security, partly exempts pensions and has an estate tax. Property tax on a median home is $1,925 a year in Delaware and $3,744 in Maine.

Full Delaware Profile →Full Maine Profile →

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable