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State comparison

Arkansas vs Kansas: which state is better to live in?

Arkansas costs a median household about $2,800 a year less in state and local taxes than Kansas, mostly because property tax on a median home runs $1,170 a year against $2,728 in Kansas.

Arkansas

Moderate tax burden · COL index 85

Wins 9 categories

VS

Kansas

Moderate tax burden · COL index 86

Wins 5 categories

Taxes: Arkansas vs Kansas

Arkansas has a graduated income tax topping out at 3.9%, which works out to 3.6% on a median income of $74,580, or $2,680 a year. Kansas has a graduated income tax topping out at 5.7%, which works out to 5.5% on a median income of $74,580, or $4,074 a year. Arkansas wins on income tax at 2026 rates.

Property tax is 0.60% of home value a year in Arkansas and 1.24% in Kansas (Tax Foundation, 2023); on each state's median home that is $1,170 against $2,728, so Arkansas has the lower rate.

Combined state and local sales tax averages 9.46% in Arkansas and 8.68% in Kansas; Kansas is lower.

Add it up for a household earning $74,580 (the 2022 national median) and owning the median home: $5,966 a year in Arkansas, $8,744 in Kansas. Arkansas is cheaper on total state and local tax.

Housing and cost of living

Arkansas's cost of living index is 85 and Kansas's is 86, where 100 is the national average; Arkansas is about 1% cheaper day to day.

The median home costs $195K in Arkansas and $220K in Kansas (Zillow, 2024), a $25K gap in Arkansas's favor. A two-bedroom rents for about $970 a month in Arkansas and $1,050 in Kansas.

Home insurance averages $2,600 a year in Arkansas and $4,500 in Kansas, so Arkansas is cheaper to insure.

Safety

Violent crime runs 619 incidents per 100,000 residents in Arkansas and 410 in Kansas (FBI Crime Data Explorer, 2023); Kansas is the safer state by that measure, with a rate 51% lower. Property crime is 2,469 per 100,000 in Arkansas against 2,225 in Kansas, again favoring Kansas.

Health

Life expectancy is 73.8 years in Arkansas and 77.2 in Kansas (County Health Rankings, 2024), a 3.4-year edge for Kansas. The Commonwealth Fund's 2023 scorecard ranks Arkansas's health system 44th of 50 and Kansas's 29th, so Kansas scores better on care.

9.4% of Arkansas residents have no health insurance against 9.6% in Kansas, which favors Arkansas. Arkansas expanded Medicaid and Kansas did not.

Schools

Education Week's 2023 Quality Counts report ranks Arkansas's K-12 schools 42nd in the country and Kansas's 26th, 16 places apart in Kansas's favor. Arkansas runs a school-choice voucher program; Kansas does not.

Laws and politics

In the 2024 presidential election Arkansas went to Trump by 28 points and Kansas went to Trump by 20 points.

Arkansas has permitless carry and a Giffords gun-law grade of F; Kansas has permitless carry and a grade of F.

Abortion is banned with narrow exceptions in Arkansas and protected by state law in Kansas, and marijuana is medical only in Arkansas and illegal in Kansas as of 2026. The minimum wage is $11.00 an hour in Arkansas and $7.25 in Kansas.

Climate and risk

Natural disaster risk is high in Arkansas (tornado, flood) and very high in Kansas (tornado, blizzard, drought), so Arkansas is the lower-risk state. Annual average air quality index is 35 in Arkansas and 38 in Kansas (under 50 is good), favoring Arkansas.

Tax figures use a household earning the national median income and owning each state's median home, at tax year 2026 rates, last checked against state sources on 2026-09-14. The table below has every number.

Arkansas
Kansas

Taxes

3.9%
Income Tax (top rate)
5.7%
0.6%/yr
Property Tax Rate
1.24%/yr
9.46%
Sales Tax (avg)
8.68%
No
Taxes Social Security
Yes
No
Estate Tax
No
As income
Capital Gains Tax
As income

Housing & Cost of Living

85
COL Index (100=avg)
86
$195K
Median Home Price
$220K
$970/mo
Median Rent (2BR/mo)
$1,050/mo
$3K/yr
Home Insurance (avg/yr)
$5K/yr

Crime & Safety

619
Violent Crime / 100K
410
2,469
Property Crime / 100K
2,225
645
Sex Offenders / 100K
379
90
Homeless / 100K
94

Healthcare

#44 of 50
Healthcare Quality Rank
#29 of 50
73.8 yrs
Life Expectancy
77.2 yrs
9.4%
Uninsured Rate
9.6%
Yes
Medicaid Expansion
No

Education

#42 of 50
K-12 Quality Rank
#26 of 50
Yes
School Choice / Vouchers
No

Childcare

$820/mo
Avg Infant Care / mo
$1,050/mo

Utilities & Daily Costs

$130/mo
Avg Energy Bill / mo
$130/mo
$390/mo
Avg Groceries / mo
$440/mo
#22 of 50
Road Quality Rank
#3 of 50

Social Policy

F
Gun Laws Grade
F
R+28.0
2024 Presidential Margin
R+20.0

Category wins

9

Arkansas

5

Kansas

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Questions people ask

Is Arkansas or Kansas better to live in?

It depends on what you weigh most. Arkansas on taxes ($5,966 a year for a median household against $8,744); Arkansas on everyday costs (index 85 against 86); Kansas on safety (410 violent crimes per 100,000 against 619); Kansas on schools (ranked 26th against 42nd).

Which is cheaper, Arkansas or Kansas?

Arkansas is cheaper day to day: cost of living index 85 against 86. The median home is $195K in Arkansas and $220K in Kansas (2024). On state and local taxes Arkansas saves a median household about $2,800 a year.

Does Arkansas or Kansas have lower taxes?

Arkansas. A household earning $74,580 pays about $5,966 a year in Arkansas ($2,680 income tax, $1,170 property tax on the median home and $2,117 in sales tax) and $8,744 in Kansas ($4,074 income tax, $2,728 property tax on the median home and $1,942 in sales tax), at 2026 rates.

Which is safer, Arkansas or Kansas?

Kansas, on the FBI's 2023 figures. Violent crime is 619 per 100,000 residents in Arkansas and 410 in Kansas; property crime is 2,469 against 2,225.

Which has better schools, Arkansas or Kansas?

Kansas. Education Week's 2023 Quality Counts report ranks Arkansas 42nd of 50 for K-12 and Kansas 26th. Arkansas also offers school-choice vouchers.

Is Arkansas or Kansas better for retirees?

Arkansas is friendlier to retirees on paper. Arkansas does not tax Social Security, partly exempts pensions and has no estate or inheritance tax; Kansas taxes Social Security, partly exempts pensions and has no estate or inheritance tax. Property tax on a median home is $1,170 a year in Arkansas and $2,728 in Kansas.

Full Arkansas Profile →Full Kansas Profile →

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Cost of living proxy for childcare affordability

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